Filings
The 2021 accounts came latest: 78 days after the end of the period.
The 2021 accounts came latest: 78 days after the end of the period.
More equity than 91% of companies in construction of buildings. Sector median €45,572 · 9,418 companies.
The dashed line is the sector median: 1.5% across 13,462 companies (NACE 41, micro).
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 83% of them on solvency, 36% on liquidity, 21% on profitability and 32% on growth.
The bankruptcy probability was computed on 05-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 3,440 companies had the same profile as WIMO CONSTRUCT has now. Each dot stands for 9 companies, two years later.
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of WIMO CONSTRUCT itself: 2.6% within 12 months.
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,440 companies, not a prediction for WIMO CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is ample, with a current ratio of 3.81 (3.89 in 2024), above the usual 1.5. Short-term debt is 26.3% and cash 0.1% of total assets. 26.3% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 28 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| WIMO CONSTRUCT Diksmuide | €362,073 | -€3,392 | 73.7% | - |
| Senes Construct Waregem | €330,756 | -€60,279 | -209.3% | - |
| CS Project Mol | €353,680 | -€8,816 | -20.9% | - |
| ANKA WOONPROJECT Destelbergen | €393,527 | -€1,256 | -15.9% | - |
| AJM International Genk | €347,977 | -€88,593 | -11.7% | - |
| RY Trading Dilbeek | €401,016 | -€57,757 | -4.7% | - |
| DREAM QUADRANT TEAM Sint-Gillis (bij-Brussel) | €342,666 | €94 | 7.2% | - |
These companies have the same main activity as WIMO CONSTRUCT: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €331,000 and €401,000, founded between 2016 and 2019.
WIMO CONSTRUCT files the micro format. That format states no turnover. The gross margin rose from -€3,587 in 2019 to -€3,392 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The abbreviated or micro format does not require them.
Higher than 82% of 9,415 companies in 2025.
Higher than 81% of 9,163 companies in 2025.
Higher than 22% of 9,235 companies in 2025.
Net result: bottom quarter · Equity: top quarter · Balance sheet total: top quarter · Working capital: top quarter
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||||
Total assets20/58 |
362,073 | 366,526 | 508,113 | 564,610 | 509,988 | 992,334 | 1.6m | |
Formation expenses20 |
- | - | - | - | - | - | 1,607 | |
Current assets29/58 |
362,073 | 366,526 | 508,113 | 564,610 | 509,988 | 992,334 | 1.6m | |
Stocks and contracts in progress3 |
361,679 | 361,679 | 370,714 | 377,095 | 465,952 | 763,080 | 1.6m | |
Stocks30/36 |
361,679 | 361,679 | 370,714 | 377,095 | 465,952 | 763,080 | 1.6m | |
Amounts receivable within one year40/41 |
50 | 652 | - | 1,847 | - | 30,452 | 30,557 | |
Other amounts receivable41 |
50 | 652 | - | 1,847 | - | 30,452 | 30,557 | |
Cash at bank and in hand54/58 |
345 | 4,195 | 137,399 | 185,668 | 44,036 | 198,227 | 1,116 | |
Deferred charges and accrued income490/1 |
- | - | - | - | - | 574 | 1,978 | |
| Balance sheet: equity and liabilities | ||||||||
Total equity and liabilities10/49 |
362,073 | 366,526 | 508,113 | 564,610 | 509,988 | 992,334 | 1.6m | |
Equity10/15 |
266,921 | 272,397 | 270,529 | 260,401 | 188,974 | 171,964 | 18,653 | |
Contributions10/11 |
18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | |
Issued capital100 |
- | - | - | - | - | - | 18,600 | |
Reserves13 |
253,744 | 253,744 | 251,877 | 241,748 | 170,322 | 153,312 | - | |
Non-distributable reserves130/1 |
- | - | 1,860 | 1,860 | - | - | - | |
Reserves not available under the articles1311 |
- | - | 1,860 | 1,860 | - | - | - | |
Distributable reserves133 |
253,744 | 253,744 | 250,017 | 239,888 | 170,322 | 153,312 | - | |
Profit (loss) carried forward14 |
-5,423 | 53 | 53 | 53 | 53 | 53 | 53 | |
Amounts payable17/49 |
95,152 | 94,129 | 237,584 | 304,209 | 321,013 | 820,369 | 1.6m | |
Amounts payable within one year42/48 |
95,152 | 94,129 | 228,592 | 304,209 | 321,013 | 820,369 | 1.6m | |
Financial debts43 |
- | - | - | - | - | - | 1.3m | |
Credit institutions430/8 |
- | - | - | - | - | - | 1.3m | |
Trade debts44 |
300 | 309 | 748 | 232 | 353 | 1,134 | 2,088 | |
Suppliers440/4 |
300 | 309 | 748 | 232 | 353 | 1,134 | 2,088 | |
Taxes, remuneration and social security45 |
956 | 6,025 | 44,048 | 38,182 | 39,865 | 147,666 | - | |
Taxes450/3 |
956 | 6,025 | 44,048 | 38,182 | 39,865 | 147,666 | - | |
Other amounts payable47/48 |
93,896 | 87,796 | 183,796 | 265,796 | 280,796 | 671,570 | 328,192 | |
Accrued charges and deferred income492/3 |
- | - | 8,992 | - | - | - | - | |
| Income statement | ||||||||
Gross operating margin9900 |
-3,392 | 3,563 | 24,991 | 108,351 | 25,246 | 221,280 | -3,587 | |
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 |
- | - | - | - | - | 1,607 | 8,034 | |
Other operating charges640/8 |
2,039 | 718 | 703 | 1,157 | 1,142 | 547 | 889 | |
Operating profit (loss)9901 |
-5,431 | 2,845 | 24,288 | 107,194 | 24,104 | 219,127 | -12,510 | |
Financial income75/76B |
0 | 65 | - | 54 | 947 | 12,886 | 27,862 | |
Recurring financial income75 |
0 | 65 | - | 54 | 947 | 12,886 | 27,862 | |
Financial charges65/66B |
44 | 87 | 9,091 | 78 | 104 | 13,823 | 15,299 | |
Recurring financial charges65 |
44 | 87 | 9,091 | 78 | 104 | 13,823 | 15,299 | |
Profit (loss) for the period before taxes9903 |
-5,476 | 2,824 | 15,197 | 107,170 | 24,948 | 218,190 | 53 | |
Income taxes67/77 |
0 | 956 | 5,069 | 35,744 | 7,938 | 64,879 | - | |
Profit (loss) for the period9904 |
-5,476 | 1,867 | 10,128 | 71,427 | 17,010 | 153,312 | 53 | |
Profit (loss) for the period to be appropriated9905 |
-5,476 | 1,867 | 10,128 | 71,427 | 17,010 | 153,312 | 53 | |
| Appropriation of the result | ||||||||
Profit (loss) to be appropriated9906 |
-5,423 | 1,920 | 10,181 | 71,479 | 17,063 | 153,364 | 53 | |
Profit (loss) brought forward from the previous period14P |
53 | 53 | 53 | 53 | 53 | - | - | |
Transfer to equity691/2 |
0 | 1,867 | 10,128 | 71,427 | 17,010 | 153,312 | - | |
To the legal reserve6920 |
- | - | - | 1,860 | - | - | - | |
To other reserves6921 |
0 | 1,867 | 10,128 | 69,567 | 17,010 | 153,312 | - | |
| Document | ||||||||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 31-08-2026.
2025 annual accounts filed 31 days after the deadline. Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00493922.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 31-08-2026 | 2026-00493922 | |
| 31-12-2024 | micro format | 24-09-2025 | 2025-00500310 | |
| 31-12-2023 | micro format | 03-09-2024 | 2024-00438671 | |
| 31-12-2022 | micro format | 04-07-2023 | 2023-00196696 | |
| 31-12-2021 | micro format | 17-10-2022 | 2022-20462444 | |
| 31-12-2020 | abbreviated format | 31-08-2021 | 2021-63000477 | |
| 31-12-2019 | abbreviated format | 24-07-2020 | 2020-34200321 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
| EBITDA | - | - | - | - | - | 220,734 | -4,476 | |
| Cash flow | - | - | - | - | - | 154,918 | 8,087 | |
| Investment in fixed assets (approximation) | 0 | - | - | - | - | 0 | - | |
| Change in cash | -3,851 | -133,204 | -48,269 | 141,633 | -154,192 | 197,111 | - | |
| Working capital | 266,921 | 272,397 | 279,521 | 260,401 | 188,974 | 171,964 | 17,046 | |
| Solvency | 73.7% | 74.3% | 53.2% | 46.1% | 37.1% | 17.3% | 1.2% | |
| Current ratio | 3.81 | 3.89 | 2.22 | 1.86 | 1.59 | 1.21 | 1.01 | |
| Quick ratio | 0.00 | 0.05 | 0.60 | 0.62 | 0.14 | 0.28 | 0.02 | |
| Debt to equity | 0.36 | 0.35 | 0.88 | 1.17 | 1.70 | 4.77 | 85.44 | |
| ROE | -2.1% | 0.7% | 3.7% | 27.4% | 9.0% | 89.2% | 0.3% | |
| ROA | -1.5% | 0.5% | 2.0% | 12.7% | 3.3% | 15.4% | 0.0% |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Mortgages, amount registered | - | €2.3m | €2.3m | €2.3m | €2.3m |
| Carrying value of the mortgaged assets | - | €361,679 | €370,714 | €377,095 | €465,952 |
Source: notes to the 2021 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Financial fixed assets | €0 | - | - | - | - |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is a loss of €5,431, after a profit of €2,845 in 2024. It is the lowest result since 2019.
Debt's share of the balance-sheet total rises from 25.7% to 26.3%. Equity is lower and debt is higher.
WIMO CONSTRUCT has no parent and no holdings in its annual accounts. WIMO CONSTRUCT shares no director with another company.
Deadline for the 2026 accounts: 31-07-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Esenweg 50 registered office 8600 Diksmuide 68110 Buying and selling of own real estate | 16-05-2018 | 2.277.054.313 |
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0695.986.777
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