Filings
7 annual accounts 5 late
The 2021 accounts came latest: 78 days after the end of the period.
WIMO CONSTRUCT
Lifetime
7 annual accounts with figures on one time axisGross marginpeak €221,280 (2020)
-€3,392▼ €6,956
Resultlowest -€5,476 (2025)
-€5,476▼ €7,343
Equitypeak €272,397 (2024)
€266,921▼ 2.0%
Debts
€95,152▲ 1.1%
Board5 names since 2021
2 directorsMonique Balloey and 1 other
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Gross margin from €3,563 to -€3,392Loss of €5,476Cash from €4,195 to €345
Key points
from the 2025 annual accountsPosition in the sector
€266,921
More equity than 91% of companies in construction of buildings. Sector median €45,572 · 9,418 companies.
Turnover not published (abbreviated or micro format)
Checked score
52
Fair
Financially stronger than 43% of micro companies in construction of buildings (NACE 41)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.6% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.5% across 13,462 companies (NACE 41, micro).
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.0%
01-2025: 1.0%● unchanged vs 12-2024
02-2025: 1.0%● unchanged vs 01-2025
03-2025: 1.0%● unchanged vs 02-2025
04-2025: 1.0%● unchanged vs 03-2025
05-2025: 0.9%▼ -0.1 percentage points vs 04-2025
06-2025: 0.9%● unchanged vs 05-2025lowest value
07-2025: 0.9%● unchanged vs 06-2025
08-2025: 1.4%▲ +0.5 percentage points vs 07-2025
09-2025: 1.5%▲ +0.1 percentage points vs 08-2025
10-2025: 2.9%▲ +1.4 percentage points vs 09-2025highest value
11-2025: 2.9%● unchanged vs 10-2025highest value
12-2025: 2.9%● unchanged vs 11-2025highest value
01-2026: 2.6%▼ -0.3 percentage points vs 12-2025
02-2026: 2.6%● unchanged vs 01-2026
03-2026: 2.6%● unchanged vs 02-2026
04-2026: 2.6%● unchanged vs 03-2026
05-2026: 2.6%● unchanged vs 04-2026
06-2026: 2.6%● unchanged vs 05-2026
07-2026: 2.3%▼ -0.3 percentage points vs 06-2026
08-2026: 2.6%▲ +0.3 percentage points vs 07-2026
09-2026: 2.8%▲ +0.2 percentage points vs 08-2026
10-2026: 2.6%▼ -0.2 percentage points vs 09-2026
11-2026: 2.6%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Last filed accounts filed 31 days late; 3 of the last 3 accounts late
Liquidity: current ratio 3.81, cash €345, halved
Sector: Construction of residential and non-residential buildings (NACE 41)
lowers risk
Equity €266,921 (73.7% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 83% of them on solvency, 36% on liquidity, 21% on profitability and 32% on growth.
The bankruptcy probability was computed on 05-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,440 companies had the same profile as WIMO CONSTRUCT has now. Each dot stands for 9 companies, two years later.
90.0%
were still trading
7.4%
stopped another way
2.3%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of WIMO CONSTRUCT itself: 2.6% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,440 companies, not a prediction for WIMO CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €13,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.81 (3.89 in 2024), above the usual 1.5. Short-term debt is 26.3% and cash 0.1% of total assets. 26.3% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 7 filingsDeviation from the deadline
2025
31 days late
2024
55 days late
2023
34 days late
2022
27 days early
2021
78 days late
2020
31 days late
2019
7 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 28 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 4 September (4 of the last 5 accounts filed within 43 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Purpose change
“Onderneming in onroerende goederen en bouwpromotie, waaronder het beheren, het instandhouden, het valoriseren…” (deed in Dutch) · General meeting of 10-04-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0695986777
3 directors appointed, 2 managers resigning, 2 reappointments
Resignations: Wilfried Debaenst (manager) and Monique Balloey (manager) · Reappointments: Wilfried Debaenst (director) and Monique Balloey (director) · Appointments: DEBAENST Sabine, DEBAENST Katrien and DEBAENST Kurt · General meeting of 15-04-2024 · Gazette deed
Incorporation
published on 18-05-2018 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| WIMO CONSTRUCT Diksmuide | €362,073 | -€3,392 | 73.7% | - |
| Senes Construct Waregem | €330,756 | -€60,279 | -209.3% | - |
| CS Project Mol | €353,680 | -€8,816 | -20.9% | - |
| ANKA WOONPROJECT Destelbergen | €393,527 | -€1,256 | -15.9% | - |
| AJM International Genk | €347,977 | -€88,593 | -11.7% | - |
| RY Trading Dilbeek | €401,016 | -€57,757 | -4.7% | - |
| DREAM QUADRANT TEAM Sint-Gillis (bij-Brussel) | €342,666 | €94 | 7.2% | - |
These companies have the same main activity as WIMO CONSTRUCT: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €331,000 and €401,000, founded between 2016 and 2019.
Official details
Source: KBO- Status
- Active since 16-05-2018Normal situation
- Activity
- General construction of residential buildingsNACE 41001and 2 others
- Establishment unit
- 2.277.054.3138600 Diksmuide, since 16-05-2018
- Financial year end
- 31 December
- Peppol
- Reachable since 27-03-2026
Insights on WIMO CONSTRUCT
WIMO CONSTRUCT files the micro format. That format states no turnover. The gross margin rose from -€3,587 in 2019 to -€3,392 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about WIMO CONSTRUCT
- What is the company number of WIMO CONSTRUCT?
- The company number of WIMO CONSTRUCT is 0695.986.777. The VAT number is the same number with BE in front: BE 0695.986.777.
- Where is WIMO CONSTRUCT based?
- The registered office is at Esenweg 50, 8600 Diksmuide.Company details
- What does WIMO CONSTRUCT do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of WIMO CONSTRUCT?
- WIMO CONSTRUCT is a private limited company (BV).
- When was WIMO CONSTRUCT founded?
- WIMO CONSTRUCT was founded on 16-05-2018.
- Is WIMO CONSTRUCT still active?
- Yes, WIMO CONSTRUCT is an active enterprise in the KBO register.
- What is the turnover of WIMO CONSTRUCT?
- The annual accounts for financial year 2025 state no turnover. The abbreviated or micro format does not require it.Financials
- Is WIMO CONSTRUCT profitable?
- In financial year 2025, WIMO CONSTRUCT made a loss of €5,476.
- Where can I find the annual accounts of WIMO CONSTRUCT?
- WIMO CONSTRUCT filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of WIMO CONSTRUCT due?
- WIMO CONSTRUCT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
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