Turnover
≈ €210,000 estimated
The micro format states no turnover.
WIMAFLAT
Lifetime
17 annual accounts with figures on one time axispeak €64,131 (2024)
€29,505▼ 54.0%
lowest -€7,555 (2009)
€9,857▼ 70.9%
peak €61,412 (2025)
€61,412▲ 19.1%
€51,430▼ 30.2%
Board2 names since 2008
2 directorsGina VANWYNSBERGHE and 1 other
Documentsfilings and deeds
20-07-202611 days before the deadline
2025micro format
Gross margin from €64,131 to €29,505Result from €33,879 to €9,857Equity from €51,555 to €61,412Debts from €73,665 to €51,430
Key points
from the 2025 annual accountsChecked score
93
Excellent
Financially stronger than 69% of micro companies in construction of buildings (NACE 41)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.5% across 13,457 companies (NACE 41, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.5%
01-2025: 0.5%● unchanged vs 12-2024
02-2025: 0.5%● unchanged vs 01-2025
03-2025: 0.5%● unchanged vs 02-2025
04-2025: 0.6%▲ +0.1 percentage points vs 03-2025
05-2025: 0.5%▼ -0.1 percentage points vs 04-2025
06-2025: 0.5%● unchanged vs 05-2025
07-2025: 0.6%▲ +0.1 percentage points vs 06-2025highest value
08-2025: 0.2%▼ -0.4 percentage points vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.3%▲ +0.1 percentage points vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.3%● unchanged vs 06-2026
08-2026: 0.2%▼ -0.1 percentage points vs 07-2026lowest value
09-2026: 0.2%● unchanged vs 08-2026lowest value
10-2026: 0.2%● unchanged vs 09-2026lowest value
11-2026: 0.2%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Sector: Construction of residential and non-residential buildings (NACE 41)
Size: total assets €112,841
lowers risk
Liquidity: current ratio 3.61, cash €41,851
Founded in 2008
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 63% of them on solvency, 91% on liquidity, 60% on profitability and 63% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 34,693 companies had the same profile as WIMAFLAT has now. Each dot stands for 87 companies, two years later.
95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of WIMAFLAT itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for WIMAFLAT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.61 (2.65 in 2024), above the usual 1.5. Short-term debt is 19.6% and cash 37.1% of total assets. 45.6% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
11 days early
2024
23 days early
2023
30 days early
2022
33 days early
2021
12 days early
2020
31 days early
2019
30 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 24 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 8 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0808018512
Reappointments: Marnix WINDELS (director) and Gina VANWYNSBERGHE (director)
“Algemene onderneming van bouwwerken,omvattende het optrekken,herstellen of slopen van gebouwen,individuele…” (deed in Dutch) · General meeting of 28-11-2023 · Gazette deed
First establishment
Felix Timmermansstraat 12, Izegem
Incorporation
published on 28-11-2008 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| WIMAFLAT Izegem | €112,841 | €29,505 | 54.4% | - |
| BOUWBEDRIJF EDDY BARBIER EN ZOON Veurne | €113,311 | €28,721 | 32.8% | 1.9 |
| SNEYERS TERRASSEMENT Wavre | €111,922 | €25,165 | 22.4% | - |
| ELECTROBO Péruwelz | €109,821 | €26,095 | 80.0% | - |
| DOCKX Frédéric Jodoigne | €94,130 | €28,147 | 78.6% | - |
| BOUW & IMMO Antwerp | €120,653 | €25,485 | 88.8% | - |
| CONFORT - CASA Sint-Genesius-Rode | €118,030 | €25,286 | 73.7% | - |
These companies have the same main activity as WIMAFLAT: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €94,100 and €121,000, founded between 2006 and 2010.
Official details
Source: KBO- Status
- Active since 26-11-2008Normal situation
- Activity
- General construction of residential buildingsNACE 41001
- Establishment unit
- 2.174.790.5778870 Izegem, since 12-12-2008
- Financial year end
- 31 December
- Peppol
- Reachable since 18-06-2025
Annual accounts 2025
- €112,841▼ 9.9%
- Filing
- Filed on 20-07-2026, 11 days before the end of the filing period
Insights on WIMAFLAT
WIMAFLAT files the micro format. That format states no turnover. The gross margin rose from €716 in 2009 to €29,505 in 2025.
The balance sheet grew most from 2010 to 2011 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about WIMAFLAT
- What is the company number of WIMAFLAT?
- The company number of WIMAFLAT is 0808.018.512. The VAT number is the same number with BE in front: BE 0808.018.512.
- Where is WIMAFLAT based?
- The registered office is at Felix Timmermansstraat 12, 8870 Izegem.Company details
- What does WIMAFLAT do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of WIMAFLAT?
- WIMAFLAT is a private limited company (BV).
- When was WIMAFLAT founded?
- WIMAFLAT was founded on 26-11-2008.
- Is WIMAFLAT still active?
- Yes, WIMAFLAT is an active enterprise in the KBO register.
- What is the turnover of WIMAFLAT?
- The turnover in financial year 2025 is ≈ €210,000. This figure is estimated from the gross margin of €29,505 and 165 comparable companies (NACE 41001). It probably lies between €120,000 and €380,000.Financials
- Is WIMAFLAT profitable?
- In financial year 2025, WIMAFLAT made a profit of €9,857.
- Where can I find the annual accounts of WIMAFLAT?
- WIMAFLAT filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of WIMAFLAT due?
- WIMAFLAT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
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