Summary
WILMO-TECH is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2026 annual accounts show equity of €131k and a net result of €78k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 31% of 8023 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 23-09-2026, 38 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2026
38 d early
2025
43 d early
2024
34 d early
2023
27 d early
2022
21 d early
2021
20 d early
2020
2 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-03-2027 close31-10-2027 deadline
Financials · fiscal year 2026, micro schema
Equity
€131k▲ 146%
2025 · €53k
2020: €40k
2021: €154k
2022: €237k
2023: €301k
2024: €336k
2025: €53k
2020 → 2026
Net result
€78k▲ 51.9%
2025 · €51k
2020: €38k
2021: €114k
2022: €84k
2023: €64k
2024: €34k
2025: €51k
2020 → 2026
Total assets
€272k▲ 41.3%
2025 · €192k
2020: €52k
2021: €316k
2022: €391k
2023: €445k
2024: €478k
2025: €192k
2020 → 2026
Solvency
48.2%▲ 20.5pp
2025 · 27.7%
2020: 77.3%
2021: 48.6%
2022: 60.7%
2023: 67.7%
2024: 70.3%
2025: 27.7%
2020 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Equity€237k-€301k▲ 27.0%€336k▲ 11.4%€53k▼ 84.2%€131k▲ 146%
Operating result€110k-€86k▼ 21.7%€54k▼ 36.9%€82k▲ 50.8%€116k▲ 40.9%
Net result€84k-€64k▼ 23.6%€34k▼ 46.3%€51k▲ 48.9%€78k▲ 51.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2024 the operating result has climbed two years in a row; 2026 is 41% above 2025 and is the highest result in the available series.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €272k
Fixed assets
€79k ▼ 29.6%
Current assets
€193k ▲ 139%
Equity and liabilities €272k
Equity
€131k ▲ 146%
Debt
€141k ▲ 1.2%
Debt's share of the balance-sheet total falls from 72.3% to 51.8%. Equity and debt are higher.
Key figures and ratios
ROE
59.4%▼
2025 · 96.2%
ROA
28.6%▲
2025 · 26.6%
Debt ≤ 1 year
€130k▲
2025 · €128k
Income taxes
€38k▲
2025 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2026 against 2025 · 43 lines
Balance sheet
Code20252026
Assets
Total assets20/58€192k€272k▲
Fixed assets21/28€111k€79k▼
Tangible fixed assets22/27€111k€79k▼
Plant, machinery and equipment23€600€213▼
Furniture and vehicles24€111k€78k▼
Current assets29/58€81k€193k▲
Amounts receivable within one year40/41€36k€39k▲
Trade receivables40€36k€39k▲
Other amounts receivable41€0-
Cash at bank and in hand54/58€42k€151k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€192k€272k▲
Equity10/15€53k€131k▲
Contributions10/11€2k€2k=
Reserves13€51k€129k▲
Distributable reserves133€51k€129k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€139k€141k▲
Amounts payable within one year42/48€128k€130k▲
Trade debts44€211€3k▲
Suppliers440/4€211€3k▲
Taxes, remuneration and social security45€9k€19k▲
Taxes450/3€9k€19k▲
Other amounts payable47/48€118k€109k▼
Accrued charges and deferred income492/3€11k€11k▼
Income statement
Code20252026
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€47k€35k▼
Other operating charges640/8€1k€1k▼
Gross operating margin9900€131k€152k▲
Operating profit (loss)9901€82k€116k▲
Financial income75/76B€4k€0▼
Recurring financial income75€4k€0▼
Financial charges65/66B€10k€309▼
Recurring financial charges65€10k€309▼
Profit (loss) for the period before taxes9903€76k€115k▲
Income taxes67/77€25k€38k▲
Profit (loss) for the period9904€51k€78k▲
Profit (loss) for the period to be appropriated9905€51k€78k▲
Appropriation of the result
Profit (loss) to be appropriated9906€385k€78k▼
Profit (loss) brought forward from the previous period14P€334k€0▼
Transfer to equity691/2€51k€78k▲
To other reserves6921€51k€78k▲
Profit to be distributed694/7€334k€0▼
Return on contributions (dividend)694€334k€0▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
23-09
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
31-03
Financial
Liquidity doublescurrent ratio 1.49
Current ratio from 0.63 to 1.49.
31-03
Financial
Equity above €100kEq €131k ▲146%
7 profitable years in a row build equity to €131k.
2025
18-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
27-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Weakest financial yearnet €34k ▼46.3%
Net result drops to €34k, the lowest in the series; recovery starts the following year.
2023
04-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
10-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Equity above €200kEq €237k ▲54.5%
3 profitable years in a row build equity to €237k.
2021
11-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Highest result since 2020net €114k ▲198%
Operating result €147k, net result €114k, both a record.
31-03
Financial
Equity above €150kEq €154k ▲283%
2 profitable years in a row build equity to €154k.
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Binnendijk(VER) 809130 Beveren-Kruibeke-ZwijndrechtGround area
5,251 m²
Building footprint
311 m²
Volume, LiDAR
1,897 m³
Parcel 46027C0948/00L000, Flanders · tallest building 10.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
WILMO-TECH
since 20192.296.372.159
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46027C0948/00L000 | Flanders | 5,251 m² | 1 · 311 m² | 10.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 10,599 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-12-2019
Fiscal year end31-03
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.