WILLY'S MOUSTACHE
ActiveSummary
The computed 12-month bankruptcy probability of WILLY'S MOUSTACHE is 1.5% (moderate). The 2024 annual accounts show equity of €301k and a net result of €202k. Equity is growing by ~9.1% per year across the filed fiscal years. Its solvency ranks better than 53% of 18941 sector peers (fiscal year 2024). The company has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
70
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability96▲+19
Solvency58▲+2
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity tight (current ratio 1.35 against 1.56 in 2023; short-term debt: 41.9% and cash: 27.2% of total assets), and 67.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-08-2025, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
25 d late
2023
6 d early
2022
220 d late
2021
78 d late
2020
145 d late
2019
91 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€301k▲ 8.4%
2023 · €278k
2018: €166k
2019: €215k
2020: €183k
2021: €246k
2022: €224k
2023: €278k
2018 → 2024
Total assets
€916k▲ 2.7%
2023 · €891k
2018: €598k
2019: €802k
2020: €720k
2021: €814k
2022: €769k
2023: €891k
2018 → 2024
Net result
€202k▲ 234%
2023 · €60k
2018: €130k
2019: €124k
2020: €-32k
2021: €63k
2022: €-7k
2023: €60k
2018 → 2024
Working capital
€133k▼ 23.5%
2023 · €174k
2018: €53k
2019: €10k
2020: €77k
2021: €103k
2022: €136k
2023: €174k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€183k-€246k▲ 34.3%€224k▼ 9.0%€278k▲ 24.0%€301k▲ 8.4%
Operating result€-28k-€77k€58▼ 99.9%€77k▲ 131,642%€226k▲ 195%
Net result€-32k-€63k€-7k€60k€202k▲ 234%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 195% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €916k
Fixed assets
€399k ▼ 1.6%
Current assets
€517k ▲ 6.3%
Equity and liabilities €916k
Equity
€301k ▲ 8.4%
Debt
€614k ▲ 0.1%
Debt's share of the balance-sheet total falls from 68.8% to 67.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€321k▲
2023 · €184k
Cash flow
€297k▲
2023 · €167k
Current ratio
1.35▼
2023 · 1.56
Quick ratio
1.29▼
2023 · 1.44
Debt to equity
2.04▼
2023 · 2.21
ROE
67.0%▲
2023 · 21.7%
ROA
22.0%▲
2023 · 6.8%
Interest coverage
25.35▲
2023 · 16.48
Debt ≤ 1 year
€384k▲
2023 · €313k
Debt > 1 year
€230k▼
2023 · €289k
Income taxes
€14k▲
2023 · €6k
Staff costs
€348k▼
2023 · €442k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 62 lines
Balance sheet
Code20232024
Assets
Total assets20/58€891k€916k▲
Fixed assets21/28€405k€399k▼
Tangible fixed assets22/27€394k€388k▼
Land and buildings22€76k€72k▼
Plant, machinery and equipment23€109k€141k▲
Furniture and vehicles24€18k€13k▼
Other tangible fixed assets26€192k€162k▼
Financial fixed assets28€11k€11k▼
Current assets29/58€486k€517k▲
Amounts receivable after more than one year29€110k€110k=
Trade receivables290€110k€110k=
Stocks and contracts in progress3€37k€23k▼
Stocks30/36€37k€23k▼
Amounts receivable within one year40/41€60k€127k▲
Trade receivables40€47k€63k▲
Other amounts receivable41€13k€64k▲
Cash at bank and in hand54/58€274k€249k▼
Deferred charges and accrued income490/1€5k€8k▲
Equity and liabilities
Total equity and liabilities10/49€891k€916k▲
Equity10/15€278k€301k▲
Contributions10/11€19k€19k=
Reserves13€231k€255k▲
Distributable reserves133€231k€255k▲
Profit (loss) carried forward14€28k€28k=
Amounts payable17/49€613k€614k▲
Amounts payable after more than one year17€289k€230k▼
Financial debts170/4€171k€119k▼
Other amounts payable178/9€117k€111k▼
Amounts payable within one year42/48€313k€384k▲
Current portion of amounts payable after more than one year42€52k€53k▲
Financial debts43€101€993▲
Credit institutions430/8€101€993▲
Trade debts44€178k€131k▼
Suppliers440/4€178k€131k▼
Advances received on contracts in progress46€230-
Taxes, remuneration and social security45€61k€60k▼
Taxes450/3€16k€31k▲
Remuneration and social security454/9€45k€29k▼
Other amounts payable47/48€22k€139k▲
Accrued charges and deferred income492/3€12k€414▼
Income statement
Code20232024
Non-recurring operating income76A-€8k
Remuneration, social security and pensions62€442k€348k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€107k€95k▼
Other operating charges640/8€12k€20k▲
Gross operating margin9900€637k€690k▲
Operating profit (loss)9901€77k€226k▲
Financial income75/76B€819€2k▲
Recurring financial income75€819€2k▲
Financial charges65/66B€11k€13k▲
Recurring financial charges65€11k€13k▲
Profit (loss) for the period before taxes9903€66k€216k▲
Income taxes67/77€6k€14k▲
Profit (loss) for the period9904€60k€202k▲
Profit (loss) for the period to be appropriated9905€60k€202k▲
Appropriation of the result
Profit (loss) to be appropriated9906€88k€230k▲
Profit (loss) brought forward from the previous period14P€28k€28k=
Transfer from equity791/2€7k€49k▲
Transfer to equity691/2€60k€112k▲
To other reserves6921€60k€112k▲
Profit to be distributed694/7€7k€139k▲
Return on contributions (dividend)694€7k€49k▲
Directors or managers695-€90k
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
31-12
Financial
Highest result since 2018net €202k ▲234%
Operating result €226k, net result €202k, both a record.
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
07-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 220 days late
2023
31-12
Financial
Back to profitnet €60k
Net result €60k after one loss-making year.
2022
17-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 78 days late
2021
31-12
Financial
Back to profitnet €63k
Net result €63k after one loss-making year.
31-12
Financial
Equity above €200kEq €246k ▲34.3%
Equity rises from €183k to €246k.
23-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 145 days late
2020
31-12
Financial
Weakest financial yearnet €-32k ▼126%
Net result drops to €-32k, the lowest in the series; recovery starts the following year.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 91 days late
2019
31-12
Financial
Equity above €200kEq €215k ▲29.3%
2 profitable years in a row build equity to €215k.
Show earlier events
16-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
18-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
30-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Willebroek · 2 establishment units since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mechelsesteenweg 3022830 WillebroekGround area
1,129 m²
Building footprint
1,129 m²
Volume, LiDAR
8,153 m³
Parcel 12004B0341/00H000, Flanders · tallest building 15.6 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
WILLY'S MOUSTACHE BVBA
since 19932.062.327.292
Brasserie 't Kasteeltje
since 20112.197.371.484
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12004B0341/00H000 | Flanders | 1,129 m² | 1 · 1,129 m² | 15.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 26,987 EUR awarded · 26,987 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 26,987 EUR | 26,987 EUR |
Schemes
Vlaams Beschermingsmechanisme 11 (stopgezet)
Recognitions · licences · registrations
Food safety, FASFC
2 sitesWillebroek2.062.327.292
Willebroek2.197.371.484
Similar companies · same sector, comparable size
UP TWO DATE
BE 0455.758.557
Ham-sur-Heure-Nalinnes · Eq €301,123
VAN BURG
BE 0430.323.771
Burg-Reuland · Eq €300,803
MAKMICH
BE 0865.078.365
Hastière · Eq €302,066
SALITO BEACH
BE 0870.503.734
Blankenberge · Eq €300,287
JOYEUX BELGIQUE
BE 0752.516.102
Sint-Lambrechts-Woluwe · Eq €302,617
Of 14,018 companies in sector 56301 we hold annual accounts for 4,891. 2,622 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-04-1993
Fiscal year end31-12
Activities, NACEBEL 2025
56302Nightclubs
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.