DE ROSKAM
ActiveDE ROSKAM has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €562k and a net result of €33k. Equity is growing by ~22.5% per year across the filed fiscal years. Its solvency ranks better than 87% of 3619 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▼-10
Solvency97▲+7
Growth52=
Track record100
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 3.02 against 1.98 in 2024; short-term debt: 20.7% and cash: 32% of total assets), and 28% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72%
Return on assets
4.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
28 d late
2023
30 d late
2022
31 d late
2021
26 d late
2020
25 d late
2019
35 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€562k▲ 6.3%
2024 · €528k
2018: €81k
2019: €65k
2020: €150k
2021: €300k
2022: €376k
2023: €435k
2024: €528k
2018 → 2025
Total assets
€780k▼ 4.1%
2024 · €813k
2018: €400k
2019: €400k
2020: €482k
2021: €760k
2022: €806k
2023: €784k
2024: €813k
2018 → 2025
Net result
€33k▼ 64.4%
2024 · €94k
2018: €101k
2019: €56k
2020: €85k
2021: €150k
2022: €76k
2023: €59k
2024: €94k
2018 → 2025
Working capital
€325k▲ 54.5%
2024 · €210k
2018: €-138k
2019: €-138k
2020: €26
2021: €70k
2022: €116k
2023: €219k
2024: €210k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€300k-€376k▲ 25.3%€435k▲ 15.7%€528k▲ 21.6%€562k▲ 6.3%
Operating result€177k-€125k▼ 29.2%€101k▼ 19.5%€136k▲ 34.6%€67k▼ 50.9%
Net result€150k-€76k▼ 49.5%€59k▼ 22.3%€94k▲ 59.4%€33k▼ 64.4%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 51% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €780k
Fixed assets
€294k▼ 24.1%
Current assets
€486k▲ 14.2%
Equity and liabilities €780k
Equity
€562k▲ 6.3%
Debt
€218k▼ 23.3%
The debt ratio falls from 35.0% to 28.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€165k▼
2024 · €227k
Cash flow
€131k▼
2024 · €185k
Solvency
72.0%▲
2024 · 65.0%
Current ratio
3.02▲
2024 · 1.98
Quick ratio
2.88▲
2024 · 1.87
Debt / equity
0.39▼
2024 · 0.54
ROE
5.9%▼
2024 · 17.8%
ROA
4.3%▼
2024 · 11.5%
Interest coverage
5.82▼
2024 · 15.11
Debt
€218k▼
2024 · €285k
Debt ≤ 1 year
€161k▼
2024 · €215k
Debt > 1 year
€30k▼
2024 · €66k
Income taxes
€10k▼
2024 · €33k
Staff costs
€578k▲
2024 · €553k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€813k€780k▼
Fixed assets21/28€388k€294k▼
Tangible fixed assets22/27€388k€294k▼
Plant, machinery and equipment23€96k€78k▼
Furniture and vehicles24€19k€12k▼
Leasing and similar rights25€86k€54k▼
Other tangible fixed assets26€187k€150k▼
Current assets29/58€426k€486k▲
Amounts receivable after more than one year29€129k€129k▼
Other amounts receivable291€129k€129k▼
Stocks and contracts in progress3€23k€21k▼
Stocks30/36€23k€21k▼
Amounts receivable within one year40/41€108k€65k▼
Trade receivables40€21k€20k▼
Other amounts receivable41€87k€45k▼
Cash at bank and in hand54/58€145k€250k▲
Deferred charges and accrued income490/1€20k€21k▲
Equity and liabilities
Total equity and liabilities10/49€813k€780k▼
Equity10/15€528k€562k▲
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€520k€554k▲
Amounts payable17/49€285k€218k▼
Amounts payable after more than one year17€66k€30k▼
Financial debts170/4€66k€30k▼
Amounts payable within one year42/48€215k€161k▼
Current portion of amounts payable after more than one year42€44k€36k▼
Trade debts44€71k€39k▼
Suppliers440/4€71k€39k▼
Taxes, remuneration and social security45€75k€84k▲
Taxes450/3€38k€37k▼
Remuneration and social security454/9€38k€48k▲
Other amounts payable47/48€24k€1k▼
Accrued charges and deferred income492/3€4k€28k▲
Income statement
Code20242025
Remuneration, social security and pensions62€553k€578k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€92k€98k▲
Other operating charges640/8€8k€12k▲
Non-recurring operating charges66A€547€0▼
Gross operating margin9900€789k€755k▼
Operating profit (loss)9901€136k€67k▼
Financial income75/76B€6k€5k▼
Recurring financial income75€6k€5k▼
Financial charges65/66B€15k€28k▲
Recurring financial charges65€15k€28k▲
Profit (loss) for the period before taxes9903€127k€44k▼
Income taxes67/77€33k€10k▼
Profit (loss) for the period9904€94k€33k▼
Profit (loss) for the period to be appropriated9905€94k€33k▼
Appropriation of the result
Profit (loss) to be appropriated9906€520k€554k▲
Profit (loss) brought forward from the previous period14P€426k€520k▲
Social balance
Average headcount (FTE)908713.512.8▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
2025
31-12
Financial
Weakest financial yearnet €33k ▼64.4%
Net result drops to €33k, the lowest in the series.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 28 days late
2024
31-12
Financial
Equity above €500kEq €528k ▲21.6%
7 profitable years in a row build equity to €528k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 26 days late
2021
31-12
Financial
Highest result since 2018net €150k ▲75.9%
Operating result €177k, net result €150k, both a record.
31-12
Financial
Equity above €200kEq €300k ▲100%
4 profitable years in a row build equity to €300k.
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 25 days late
2020
31-12
Financial
Liquidity doublescurrent ratio 1.00
Current ratio from 0.47 to 1.00; short-term debt falls from €261k to €211k.
31-12
Financial
Equity above €100kEq €150k ▲132%
3 profitable years in a row build equity to €150k.
04-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 35 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wetteren · 3 establishment units since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Markt 179230 WetterenGround area
251 m²
Building footprint
249 m²
Volume, LiDAR
1,783 m³
3 parcels, Flanders · tallest building 12.1 m, ±3 floors. Linked by address, not a title deed.
3 establishment units
DE ROSKAM
since 19942.067.184.024
Jérolo
since 20212.314.464.837
Markt 20, 9230 Wetteren
since 20212.324.318.849
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42302E0291/00A000 | Flanders | 121 m² | 1 · 121 m² | 9.7 m · 2 fl. |
| 42302E0295/00D000 | Flanders | 90 m² | 1 · 88 m² | 10.3 m · 2 fl. |
| 42302E0294/00D000 | Flanders | 41 m² | 1 · 41 m² | 12.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
3 sitesWetteren2.067.184.024
Wetteren2.314.464.837
Wetteren2.324.318.849
Dual-learning approval
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Of 14,028 companies in sector 56301 we hold annual accounts for 4,894. 1,859 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded30-03-1994
Fiscal year end31-12
Activities, NACEBEL
55401
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:info@markt17.be
Phone:0479783111