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BELLA NOVA

Active
Private limited companyfounded 20241 yr activeRoute de Saint-Gérard(WP) 361, 5100 Namur, BelgiumKBO/BCE: BE 1014.383.834
Summary

BELLA NOVA has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €368,195 and a net result of €218,195. Its solvency ranks better than 23% of 8711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
Axes
Profitability69
Solvency46
Growth-
Track record67
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24,000 at 30 days only on tighter terms
Liquidity short (current ratio 0.34; short-term debt: 19.1% and cash: 1.1% of total assets), and 79.1% of the assets are financed with debt.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
20.9%
Return on assets
12.4%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 8711 sector peers (2025).
NBB · sector comparison
Position among 8711 sector peers
Solvency
better than 23%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
25 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

BELLA NOVA was incorporated on 30 September 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€368,195
Total assets
€1.8m
Net result
€218,195
Working capital
-€222,480

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Balance-sheet composition
Assets €1.8m
Fixed assets €1.6m
Current assets €113,299
Equity and liabilities €1.8m
Equity €368,195
Debt €1.4m
Debt finances 79.1% of the balance-sheet total.
Key figures and ratios
2025 value
Current ratio
0.34
Debt to equity
3.77
ROE
59.3%
ROA
12.4%
Debt ≤ 1 year
€335,780
Debt > 1 year
€1.0m
Income taxes
€34,732
Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 35 lines
Balance sheet Code2025
Assets
Total assets20/58€1.8m
Fixed assets21/28€1.6m
Financial fixed assets28€1.6m
Current assets29/58€113,299
Amounts receivable within one year40/41€94,000
Other amounts receivable41€94,000
Cash at bank and in hand54/58€19,299
Equity and liabilities
Total equity and liabilities10/49€1.8m
Equity10/15€368,195
Contributions10/11€150,000
Profit (loss) carried forward14€218,195
Amounts payable17/49€1.4m
Amounts payable after more than one year17€1.0m
Financial debts170/4€889,776
Other amounts payable178/9€150,000
Amounts payable within one year42/48€335,780
Current portion of amounts payable after more than one year42€163,225
Financial debts43€104,000
Credit institutions430/8€104,000
Taxes, remuneration and social security45€46,755
Taxes450/3€46,755
Other amounts payable47/48€21,800
Accrued charges and deferred income492/3€14,049
Income statement Code2025
Other operating charges640/8€1,209
Gross operating margin9900€192,393
Operating profit (loss)9901€191,184
Financial income75/76B€94,000
Recurring financial income75€94,000
Financial charges65/66B€32,257
Recurring financial charges65€32,257
Profit (loss) for the period before taxes9903€252,927
Income taxes67/77€34,732
Profit (loss) for the period9904€218,195
Profit (loss) for the period to be appropriated9905€218,195
Appropriation of the result
Profit (loss) to be appropriated9906€218,195

The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Other operating charges640/8€1,209
Gross operating margin9900€192,393
Operating profit (loss)9901€191,184
Financial income75/76B€94,000
Recurring financial income75€94,000
Financial charges65/66B€32,257
Recurring financial charges65€32,257
Profit (loss) for the period before taxes9903€252,927
Income taxes67/77€34,732
Profit (loss) for the period9904€218,195
Profit (loss) for the period to be appropriated9905€218,195
Line2025
Assets
Total assets20/58€1.8m
Fixed assets21/28€1.6m
Financial fixed assets28€1.6m
Current assets29/58€113,299
Amounts receivable within one year40/41€94,000
Other amounts receivable41€94,000
Cash at bank and in hand54/58€19,299
Equity and liabilities
Total equity and liabilities10/49€1.8m
Equity10/15€368,195
Contributions10/11€150,000
Profit (loss) carried forward14€218,195
Amounts payable17/49€1.4m
Amounts payable after more than one year17€1.0m
Financial debts170/4€889,776
Other amounts payable178/9€150,000
Amounts payable within one year42/48€335,780
Current portion of amounts payable after more than one year42€163,225
Financial debts43€104,000
Credit institutions430/8€104,000
Taxes, remuneration and social security45€46,755
Taxes450/3€46,755
Other amounts payable47/48€21,800
Accrued charges and deferred income492/3€14,049
Line2025
Profit (loss) for the period9904€218,195
Operating cash flow (approximation)€218,195

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
06-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
1.4 ha
Building footprint
836 m²
Volume, LiDAR
4,940 m³
Parcel 92135G0240/00A000, Wallonia · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BELLA NOVA
Route de Saint-Gérard(WP) 361, 5100 NamurBusiness consulting
since 20242.365.326.984
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92135G0240/00A000 Wallonia 1.4 ha 1 · 836 m² 8.9 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 31-12-2025 list no shareholders, and no other source names one.

Holdings 1

According to the 2025 annual accounts of BELLA NOVA and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 82,642 companies in sector 70200 we hold annual accounts for 52,590. 36,892 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded30-09-2024
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Contact
E-mail rigaux.catherine@outlook.com
Phone +32497463492
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

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Register as of 26 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.