Wilco
ActiveSummary
The computed 12-month bankruptcy probability of Wilco is 2.8% (moderate). The 2025 annual accounts show equity of €1.0m and a net result of -€3,170. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability37▲+9
Solvency69▲+3
Growth58
Track record82
Bankruptcy probability, 12 months
2.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €50,000 at 30 days only on tighter terms
Liquidity short (current ratio 0.01 against 0.58 in 2024; short-term debt: 5.4% and cash: 0% of total assets), and 56.3% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43.7%
Return on assets
-0.1%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
2425
2024 to 2025 · latest year -€3,170
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
27 d late
2024
27 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 2 accounts on average 27 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, full schema
Source amounts without an identifiable currency are assumed to be EUR.
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€3,170▲ 96.7%
2024 · -€94,944
Working capital
-€126,686▼ 17.8%
2024 · -€107,561
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20242025
Operating result-€8,107--€4,446▲ 45.2%
Net result-€94,944--€3,170▲ 96.7%
Equity€1.0m-€1.0m▼ 0.3%
Total assets€2.5m-€2.4m▼ 5.8%
Debt€1.5m-€1.3m▼ 9.7%
Working capital-€107,561--€126,686▼ 17.8%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €4,446 in 2025 against €8,107 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.4m
Fixed assets
€2.4m =
Current assets
€744 ▼ 99.5%
Equity and liabilities €2.4m
Equity
€1.0m ▼ 0.3%
Debt
€1.3m ▼ 9.7%
Debt's share of the balance-sheet total falls from 58.7% to 56.3%. Equity and debt are lower.
Key figures and ratios
Current ratio
0.01▼
2024 · 0.58
Debt to equity
1.29▼
2024 · 1.42
ROE
-0.3%▲
2024 · -9.2%
ROA
-0.1%▲
2024 · -3.8%
Debt ≤ 1 year
€127,429▼
2024 · €253,717
Debt > 1 year
€1.2m▼
2024 · €1.2m
Income taxes
€48
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Operating charges60/66A | €8,107 | €4,446 | ▼ 45.2% |
| Services and other goods61 | €8,107 | €3,638 | ▼ 55.1% |
| Other operating charges640/8 | - | €807 | - |
| Operating profit (loss)9901 | -€8,107 | -€4,446 | ▲ 45.2% |
| Financial income75/76B | - | €75,000 | - |
| Recurring financial income75 | - | €75,000 | - |
| Income from financial fixed assets750 | - | €75,000 | - |
| Financial charges65/66B | €86,837 | €73,677 | ▼ 15.2% |
| Recurring financial charges65 | €86,837 | €73,677 | ▼ 15.2% |
| Debt charges650 | €79,253 | €73,452 | ▼ 7.3% |
| Other financial charges652/9 | €7,585 | €225 | ▼ 97.0% |
| Profit (loss) for the period before taxes9903 | -€94,944 | -€3,123 | ▲ 96.7% |
| Income taxes67/77 | - | €48 | - |
| Taxes670/3 | - | €48 | - |
| Profit (loss) for the period9904 | -€94,944 | -€3,170 | ▲ 96.7% |
| Profit (loss) for the period to be appropriated9905 | -€94,944 | -€3,170 | ▲ 96.7% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €2.5m | €2.4m | ▼ 5.8% |
| Fixed assets21/28 | €2.4m | €2.4m | = |
| Financial fixed assets28 | €2.4m | €2.4m | = |
| Affiliated companies280/1 | €2.4m | €2.4m | = |
| Participating interests280 | €2.4m | €2.4m | = |
| Current assets29/58 | €146,156 | €744 | ▼ 99.5% |
| Amounts receivable within one year40/41 | €145,955 | - | - |
| Other amounts receivable41 | €145,955 | - | - |
| Cash at bank and in hand54/58 | €201 | €744 | ▲ 270% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €2.5m | €2.4m | ▼ 5.8% |
| Equity10/15 | €1.0m | €1.0m | ▼ 0.3% |
| Contributions10/11 | €1.1m | €1.1m | = |
| Profit (loss) carried forward14 | -€94,944 | -€98,114 | ▼ 3.3% |
| Amounts payable17/49 | €1.5m | €1.3m | ▼ 9.7% |
| Amounts payable after more than one year17 | €1.2m | €1.2m | ▼ 1.2% |
| Financial debts170/4 | €1.2m | €1.2m | ▼ 1.2% |
| Subordinated loans170 | €1.1m | €1.1m | = |
| Credit institutions173 | €85,714 | €71,429 | ▼ 16.7% |
| Amounts payable within one year42/48 | €253,717 | €127,429 | ▼ 49.8% |
| Current portion of amounts payable after more than one year42 | €14,286 | €14,286 | = |
| Financial debts43 | €145,955 | - | - |
| Credit institutions430/8 | €145,955 | - | - |
| Trade debts44 | - | €466 | - |
| Suppliers440/4 | - | €466 | - |
| Taxes, remuneration and social security45 | €14,344 | €20,250 | ▲ 41.2% |
| Taxes450/3 | €14,344 | €20,250 | ▲ 41.2% |
| Other amounts payable47/48 | €79,133 | €92,428 | ▲ 16.8% |
| Accrued charges and deferred income492/3 | €1,669 | - | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | -€94,944 | -€3,170 | ▲ 96.7% |
| Operating cash flow (approximation) | -€94,944 | -€3,170 | ▲ 96.7% |
| Investment in fixed assets (approximation) | - | €0 | - |
| Change in cash | - | €542 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 27 days late
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 27 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maldegem · 1 establishment unit since 2024
Ground area
1,814 m²
Building footprint
524 m²
Volume, LiDAR
2,402 m³
Parcel 43010C0160/00C002, Flanders · tallest building 14.7 m, ±1 floor. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
WILCO BV
since 20242.358.144.135
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 43010C0160/00C002 | Flanders | 1,814 m² | 1 · 524 m² | 14.7 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holding · 4 subsidiaries in the treeOwners 0
The accounts to 31-12-2025 list no shareholders, and no other source names one.
Holdings 1
-
100%
All subsidiaries, including indirect ones 4
Companies in which this company or one of its subsidiaries holds more than half, or which it consolidates according to the LEI register.
WIPAM 100%3 subsidiaries
- PERKA 100%
- QUADRIFINISH 100%
- DRUKKERIJ UITGEVERIJ JAN VERHOEVEN 70%
According to the 2025 annual accounts of Wilco and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Identification & contact
Identification
Legal formPrivate limited company
Founded21-03-2024
Fiscal year end31-12
Contact
E-mail
bavowillems@perka.beMaldegem
Phone
+3250716071Maldegem
E-invoicing
Reachable via Peppol
Peppol ID
0208:1007399537
Registered
26-06-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.