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WILCO

Active
Private limited companyfounded 20197 yrs activeHeidebaan 70, 9100 Sint-Niklaas, BelgiumKBO/BCE: BE 0725.677.784
Summary

WILCO has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €244,425 and a net result of €117,609. Equity is shrinking by ~7% per year across the filed fiscal years. Its solvency ranks better than 22% of 2310 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability49▲+21
Solvency34▲+3
Growth32=
Track record100
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11,000 at 30 days acceptable
Liquidity tight (current ratio 1.1 against 1.06 in 2024; short-term debt: 90.5% and cash: 8.4% of total assets), and 90.5% of the assets are financed with debt.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 7 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
9.5%
Return on assets
4.6%
Age of the figures
12 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 2310 sector peers (2025).
NBB · sector comparison
Position among 2310 sector peers
Solvency
better than 22%
← weakest strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
212122232425
2021 to 2025 · latest year €244,425
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-04-2026, 2 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
2 d early
2024
15 d late
2023
31 d late
2022
26 d late
2021
2 d early
2021
30 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 16 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 15 May (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

WILCO was incorporated on 25 April 2019.1 Total assets rose from EUR 362,242 in 2021 to EUR 2.6 million in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2021 and 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€244,425▲ 92.7%
2024 · €126,816
Total assets
€2.6m▲ 23.8%
2024 · €2.1m
Net result
€117,609
2024 · -€80,131
Working capital
€244,425▲ 92.7%
2024 · €126,816
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€4,121--€4,807▼ 16.6%-€35,585▼ 640%-€21,078▲ 40.8%€182,435
Net result-€5,410below the sector's middle half--€5,272below the sector's middle half▲ 2.5%-€36,597below the sector's middle half▼ 594%-€80,131below the sector's middle half▼ 119%€117,609above the sector's middle half
Equity€248,816within the sector's middle half-€243,544within the sector's middle half▼ 2.1%€206,947within the sector's middle half▼ 15.0%€126,816within the sector's middle half▼ 38.7%€244,425within the sector's middle half▲ 92.7%
Total assets€353,868within the sector's middle half-€245,866below the sector's middle half▼ 30.5%€1.1mwithin the sector's middle half▲ 328%€2.1mwithin the sector's middle half▲ 98.4%€2.6mabove the sector's middle half▲ 23.8%
Debt€105,052-€2,322▼ 97.8%€845,273▲ 36,303%€2.0m▲ 132%€2.3m▲ 19.3%
Working capital€248,633within the sector's middle half-€243,544within the sector's middle half▼ 2.0%-€288,132below the sector's middle half€126,816within the sector's middle half€244,425within the sector's middle half▲ 92.7%
Solvency70.3%within the sector's middle half-99.1%above the sector's middle half▲ 28.7pp19.7%within the sector's middle half▼ 79.4pp6.1%below the sector's middle half▼ 13.6pp9.5%below the sector's middle half▲ 3.4pp
Current ratio3.37within the sector's middle half-0.66below the sector's middle half1.06within the sector's middle half▲ 0.411.10within the sector's middle half▲ 0.04
Return on assets (ROA)-1.5%below the sector's middle half--2.1%below the sector's middle half▼ 0.6pp-3.5%below the sector's middle half▼ 1.3pp-3.8%below the sector's middle half▼ 0.4pp4.6%within the sector's middle half▲ 8.4pp
Staff (FTE)
above within below the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
-€100,000€0€100,000€200,000Operating result 2021: -€4,121-€4,121Net result 2021: -€5,410-€5,410Operating result 2022: -€4,807-€4,807Net result 2022: -€5,272-€5,272Operating result 2023: -€35,585-€35,585Net result 2023: -€36,597-€36,597Operating result 2024: -€21,078-€21,078Net result 2024: -€80,131-€80,131Operating result 2025: €182,435€182,435Net result 2025: €117,609€117,60920212022202320242025-€100,000€0€100,000€200,000Operating result 2023: -€35,585-€35,600Net result 2023: -€36,597-€36,600Operating result 2024: -€21,078-€21,100Net result 2024: -€80,131-€80,100Operating result 2025: €182,435€182,000Net result 2025: €117,609€118,000202320242025
The operating result returns to profit in 2025: €182,435 after a loss of €21,078 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €2.6m
Equity €244,425 ▲ 92.7%
Debt €2.3m ▲ 19.3%
Debt's share of the balance-sheet total falls from 93.9% to 90.5%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
Quick ratio
0.11▼
2024 · 0.22
Debt to equity
9.57▼
2024 · 15.46
ROE
48.1%▲
2024 · -63.2%
Debt ≤ 1 year
€2.3m▲
2024 · €2.0m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,603 companies that looked in July 2024 the way this one looks now, 1.9% went bankrupt within 24 months and 96% are still going.

  • Small
  • 5 to 10 years old
  • solvency under 10%
  • a profit under 5% of the balance sheet
1.9% went bankrupt
1.8% stopped otherwise
96% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,603 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 34 lines
Balance sheet Code20242025
Assets
Total assets20/58€2.1m€2.6m▲
Current assets29/58€2.1m€2.6m▲
Stocks and contracts in progress3€1.7m€2.3m▲
Stocks30/36€1.7m€2.3m▲
Amounts receivable within one year40/41€319,570€47,843▼
Trade receivables40€3,063€27,410▲
Other amounts receivable41€316,507€20,434▼
Current investments50/53€43€43▲
Cash at bank and in hand54/58€89,077€216,111▲
Deferred charges and accrued income490/1€18,590€2,266▼
Equity and liabilities
Total equity and liabilities10/49€2.1m€2.6m▲
Equity10/15€126,816€244,425▲
Contributions10/11€50,000€50,000=
Reserves13€204,226€204,226=
Distributable reserves133€204,226€204,226=
Profit (loss) carried forward14-€127,409-€9,800▲
Amounts payable17/49€2.0m€2.3m▲
Amounts payable within one year42/48€2.0m€2.3m▲
Current portion of amounts payable after more than one year42€1.2m€1.7m▲
Trade debts44€64,597€245,577▲
Suppliers440/4€64,597€245,577▲
Other amounts payable47/48€723,629€372,172▼
Income statement Code20242025
Other operating charges640/8-€641
Gross operating margin9900-€21,078€183,076▲
Operating profit (loss)9901-€21,078€182,435▲
Financial income75/76B€2,199€0▼
Recurring financial income75€2,199€0▼
Financial charges65/66B€61,251€64,826▲
Recurring financial charges65€61,251€64,826▲
Profit (loss) for the period before taxes9903-€80,131€117,609▲
Profit (loss) for the period9904-€80,131€117,609▲
Profit (loss) for the period to be appropriated9905-€80,131€117,609▲
Appropriation of the result
Profit (loss) to be appropriated9906-€127,409-€9,800▲
Profit (loss) brought forward from the previous period14P-€47,278-€127,409▼

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Remuneration, social security and pensions62€543-----
Other operating charges640/8€1,739€1,186€529-€641-
Gross operating margin9900-€1,839-€3,622-€35,056-€21,078€183,076▲ 969%
Operating profit (loss)9901-€4,121-€4,807-€35,585-€21,078€182,435▲ 966%
Financial income75/76B-€33-€2,199€0▼ 100.0%
Recurring financial income75-€33-€2,199€0▼ 100.0%
Financial charges65/66B€1,288€498€1,011€61,251€64,826▲ 5.8%
Recurring financial charges65€1,288€498€1,011€61,251€64,826▲ 5.8%
Profit (loss) for the period before taxes9903-€5,410-€5,272-€36,597-€80,131€117,609▲ 247%
Profit (loss) for the period9904-€5,410-€5,272-€36,597-€80,131€117,609▲ 247%
Profit (loss) for the period to be appropriated9905-€5,410-€5,272-€36,597-€80,131€117,609▲ 247%
Line20212022202320242025Change
Assets
Total assets20/58€353,868€245,866€1.1m€2.1m€2.6m▲ 23.8%
Fixed assets21/28€183-€495,080---
Tangible fixed assets22/27--€495,080---
Assets under construction and advance payments27--€495,080---
Financial fixed assets28€183-----
Current assets29/58€353,686€245,866€557,141€2.1m€2.6m▲ 23.8%
Stocks and contracts in progress3---€1.7m€2.3m▲ 39.6%
Stocks30/36---€1.7m€2.3m▲ 39.6%
Amounts receivable within one year40/41€63,020€42,101€539,875€319,570€47,843▼ 85.0%
Trade receivables40€24,292€4,818€2,735€3,063€27,410▲ 795%
Other amounts receivable41€38,728€37,283€537,140€316,507€20,434▼ 93.5%
Current investments50/53€290,000€200,000-€43€43▲ 0.4%
Cash at bank and in hand54/58€666€3,765€17,266€89,077€216,111▲ 143%
Deferred charges and accrued income490/1---€18,590€2,266▼ 87.8%
Equity and liabilities
Total equity and liabilities10/49€353,868€245,866€1.1m€2.1m€2.6m▲ 23.8%
Equity10/15€248,816€243,544€206,947€126,816€244,425▲ 92.7%
Contributions10/11€50,000€50,000€50,000€50,000€50,000=
Reserves13€204,226€204,226€204,226€204,226€204,226=
Distributable reserves133€204,226€204,226€204,226€204,226€204,226=
Profit (loss) carried forward14-€5,410-€10,681-€47,278-€127,409-€9,800▲ 92.3%
Amounts payable17/49€105,052€2,322€845,273€2.0m€2.3m▲ 19.3%
Amounts payable within one year42/48€105,052€2,322€845,273€2.0m€2.3m▲ 19.3%
Current portion of amounts payable after more than one year42--€464,271€1.2m€1.7m▲ 46.9%
Trade debts44€7,954€2,322€153,490€64,597€245,577▲ 280%
Suppliers440/4€7,954€2,322€153,490€64,597€245,577▲ 280%
Taxes, remuneration and social security45€94,549-----
Taxes450/3€94,549-----
Other amounts payable47/48€2,550-€227,512€723,629€372,172▼ 48.6%
Line20212022202320242025Change
Profit (loss) for the period9904-€5,410-€5,272-€36,597-€80,131€117,609▲ 247%
Operating cash flow (approximation)-€5,410-€5,272-€36,597-€80,131€117,609▲ 247%
Change in cash-€3,099€13,501€71,811€127,034▲ 76.9%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
28-04
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial Back to profitnet €117,609
Net result €117,609 after 4 loss-making years.
30-09
Financial Equity above €200,000Eq €244,425 ▲92.7%
Equity rises from €126,816 to €244,425.
15-05
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 15 days late
2024
30-09
Financial Weakest financial yearnet -€80,131
Net result drops to -€80,131, the lowest in the series; recovery starts the following year.
31-05
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema · 31 days late
2023
26-05
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema · 26 days late
2022
30-09
Financial Liquidity times 31current ratio 105.89
Current ratio from 3.37 to 105.89; short-term debt falls from €105,052 to €2,322.
28-04
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-11
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2019
seat establishment approximate The establishment unit on the map
Ground area
5,830 m²
Building footprint
398 m²
Volume, LiDAR
2,757 m³
Parcel 46446B1201/00D000, Flanders · tallest building 11.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Carrefour Market
Heidebaan 70, 9100 Sint-NiklaasOther business support services
since 20192.289.090.429
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
46446B1201/00D000 Flanders 5,830 m² 1 · 398 m² 11.9 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Part of the group BASTIJNS INVESTMENT & MANAGEMENT COMPANY 10 companies Group, risk and exposure

Owners and holdings

1 owner

Chain of control

  1. BASTIJNS INVESTMENT & MANAGEMENT COMPANY 99%
  2. WILCO

Highest known parent: BASTIJNS INVESTMENT & MANAGEMENT COMPANY. The sources do not say who stands above it.

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 24,518 companies in sector 82990 we hold annual accounts for 9,421. 6,761 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded25-04-2019
Fiscal year end30-09
Activities, NACEBEL 2025
82990Other business support services
38310Waste collection, recovery and disposal activities
68310Real estate agency activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:0725677784
Also 9925:BE0725677784
Registered 09-09-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.