NONAM
ActiveSummary
NONAM has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €261k and a net result of €20k. Equity is growing by ~41.1% per year across the filed fiscal years. Its solvency ranks better than 19% of 7780 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2023
Profitability48▼-7
Solvency34▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity short (current ratio 0.07 against 0.06 in 2023; short-term debt: 44.4% and cash: 0.4% of total assets), and 90.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
9.5%
Return on assets
0.7%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 7780 sector peers (2025).
NBB · sector comparisonPosition among 7780 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
28 d late
2024
28 d late
2023
29 d late
2022
31 d late
2021
26 d late
2020
27 d late
2019
91 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€261k▲ 9.4%
2023 · €239k
2019: €-168klowest value
2020: €1k▲ +101% vs 2019
2021: €113k▲ +9385% vs 2020
2022: €186k▲ +64.2% vs 2021
2023: €239k▲ +28.7% vs 2022
2025: €261khighest value
2019 → 2025
Total assets
€2.76M▼ 4.5%
2023 · €2.89M
2019: €2.10M
2020: €1.71M▼ -18.2% vs 2019lowest value
2021: €1.74M▲ +1.7% vs 2020
2022: €1.82M▲ +4.6% vs 2021
2023: €2.89M▲ +58.3% vs 2022highest value
2025: €2.76M
2019 → 2025
Net result
€20k▼ 62.6%
2023 · €53k
2019: €-168klowest value
2020: €64k▲ +138% vs 2019
2021: €112k▲ +74.5% vs 2020highest value
2022: €73k▼ -35.1% vs 2021
2023: €53k▼ -26.7% vs 2022
2025: €20k
2019 → 2025
Working capital
€-1.14M▼ 3.9%
2023 · €-1.09M
2019: €-718k
2020: €-650k▲ +9.5% vs 2019
2021: €-680k▼ -4.7% vs 2020
2022: €-639k▲ +6.2% vs 2021highest value
2023: €-1.09M▼ -71.1% vs 2022
2025: €-1.14Mlowest value
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232025Trend
Equity€1k-€113k▲ 9,385%€186k▲ 64.2%€239k▲ 28.7%€261k▲ 9.4%
2020: €1klowest value
2021: €113k▲ +9385% vs 2020
2022: €186k▲ +64.2% vs 2021
2023: €239k▲ +28.7% vs 2022
2025: €261khighest value
Operating result€92k-€137k▲ 49.8%€96k▼ 29.9%€112k▲ 16.6%€90k▼ 20.2%
2020: €92k
2021: €137k▲ +49.8% vs 2020highest value
2022: €96k▼ -29.9% vs 2021
2023: €112k▲ +16.6% vs 2022
2025: €90klowest value
Net result€64k-€112k▲ 74.5%€73k▼ 35.1%€53k▼ 26.7%€20k▼ 62.6%
2020: €64k
2021: €112k▲ +74.5% vs 2020highest value
2022: €73k▼ -35.1% vs 2021
2023: €53k▼ -26.7% vs 2022
2025: €20klowest value
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result is €90k in 2025, compared with €112k in 2023. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2025 in colour, 2023 as the grey bar beneath
Assets €2.76M
Fixed assets
€2.67M ▼ 5.4%
Current assets
€89k ▲ 34.9%
Equity and liabilities €2.76M
Equity
€261k ▲ 9.4%
Debt
€2.50M ▼ 5.8%
Debt's share of the balance-sheet total falls from 91.7% to 90.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€233k▼
2023 · €242k
Cash flow
€164k▼
2023 · €183k
Current ratio
0.07▲
2023 · 0.06
Debt to equity
9.56▼
2023 · 11.09
ROE
7.6%▼
2023 · 22.3%
ROA
0.7%▼
2023 · 1.8%
Interest coverage
3.35▼
2023 · 4.10
Debt ≤ 1 year
€1.22M▲
2023 · €1.16M
Debt > 1 year
€1.27M▼
2023 · €1.49M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2023 · 48 lines
Balance sheet
Code20232025
Assets
Total assets20/58€2.89M€2.76M▼
Fixed assets21/28€2.82M€2.67M▼
Tangible fixed assets22/27€2.77M€2.67M▼
Land and buildings22€2.76M€2.65M▼
Plant, machinery and equipment23€4k€12k▲
Furniture and vehicles24-€5k
Financial fixed assets28€55k-
Current assets29/58€66k€89k▲
Amounts receivable after more than one year29-€57k
Trade receivables290-€0
Other amounts receivable291-€57k
Amounts receivable within one year40/41€54k€19k▼
Trade receivables40€54k€17k▼
Other amounts receivable41€0€2k▲
Cash at bank and in hand54/58€11k€11k▼
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€2.89M€2.76M▼
Equity10/15€239k€261k▲
Contributions10/11€105k€105k=
Reserves13€134k€156k▲
Non-distributable reserves130/1€8k€8k=
Reserves not available under the articles1311€8k€8k=
Distributable reserves133€126k€148k▲
Amounts payable17/49€2.65M€2.50M▼
Amounts payable after more than one year17€1.49M€1.27M▼
Financial debts170/4€1.49M€1.27M▼
Amounts payable within one year42/48€1.16M€1.22M▲
Current portion of amounts payable after more than one year42€137k€166k▲
Trade debts44€2k€4k▲
Suppliers440/4€2k€4k▲
Taxes, remuneration and social security45€6k€6k▼
Taxes450/3€6k€6k▼
Other amounts payable47/48€1.01M€1.05M▲
Income statement
Code20232025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€130k€144k▲
Other operating charges640/8€9k€14k▲
Gross operating margin9900€252k€248k▼
Operating profit (loss)9901€112k€90k▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€59k€70k▲
Recurring financial charges65€59k€70k▲
Profit (loss) for the period before taxes9903€53k€20k▼
Profit (loss) for the period9904€53k€20k▼
Profit (loss) for the period to be appropriated9905€53k€20k▼
Appropriation of the result
Profit (loss) to be appropriated9906€53k€20k▼
Transfer to equity691/2€53k€20k▼
To other reserves6921€53k€20k▼
Social balance
Average headcount (FTE)90870.0-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €57k | €59k | €62k | €130k | €144k | - |
| Other operating charges640/8 | - | €6k | €6k | €9k | €14k | - |
| Gross operating margin9900 | €149k | €202k | €165k | €252k | €248k | - |
| Operating profit (loss)9901 | €92k | €137k | €96k | €112k | €90k | - |
| Financial income75/76B | - | €0 | - | - | €0 | - |
| Recurring financial income75 | €31 | €0 | - | - | €0 | - |
| Financial charges65/66B | - | €25k | €24k | €59k | €70k | - |
| Recurring financial charges65 | €28k | €25k | €24k | €59k | €70k | - |
| Profit (loss) for the period before taxes9903 | €64k | €112k | €73k | €53k | €20k | - |
| Profit (loss) for the period9904 | €64k | €112k | €73k | €53k | €20k | - |
| Profit (loss) for the period to be appropriated9905 | €64k | €112k | €73k | €53k | €20k | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.71M | €1.74M | €1.82M | €2.89M | €2.76M | - |
| Fixed assets21/28 | €1.67M | €1.73M | €1.67M | €2.82M | €2.67M | - |
| Tangible fixed assets22/27 | €1.67M | €1.73M | €1.67M | €2.77M | €2.67M | - |
| Land and buildings22 | - | €1.73M | €1.67M | €2.76M | €2.65M | - |
| Plant, machinery and equipment23 | - | - | €5k | €4k | €12k | - |
| Furniture and vehicles24 | - | - | - | - | €5k | - |
| Financial fixed assets28 | - | - | - | €55k | - | - |
| Current assets29/58 | €46k | €16k | €149k | €66k | €89k | - |
| Amounts receivable after more than one year29 | - | - | - | - | €57k | - |
| Trade receivables290 | - | - | - | - | €0 | - |
| Other amounts receivable291 | - | - | - | - | €57k | - |
| Amounts receivable within one year40/41 | €10k | €2k | €129k | €54k | €19k | - |
| Trade receivables40 | - | €224 | €19k | €54k | €17k | - |
| Other amounts receivable41 | - | €2k | €110k | €0 | €2k | - |
| Cash at bank and in hand54/58 | €36k | €14k | €20k | €11k | €11k | - |
| Deferred charges and accrued income490/1 | - | €0 | €902 | €1k | €2k | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.71M | €1.74M | €1.82M | €2.89M | €2.76M | - |
| Equity10/15 | €1k | €113k | €186k | €239k | €261k | - |
| Contributions10/11 | - | €105k | €105k | €105k | €105k | - |
| Reserves13 | - | €8k | €81k | €134k | €156k | - |
| Non-distributable reserves130/1 | - | €8k | €8k | €8k | €8k | - |
| Reserves not available under the articles1311 | - | €8k | €8k | €8k | €8k | - |
| Distributable reserves133 | - | - | €73k | €126k | €148k | - |
| Profit (loss) carried forward14 | €-104k | €0 | - | - | - | - |
| Amounts payable17/49 | €1.71M | €1.63M | €1.64M | €2.65M | €2.50M | - |
| Amounts payable after more than one year17 | €1.02M | €934k | €850k | €1.49M | €1.27M | - |
| Financial debts170/4 | - | €934k | €850k | €1.49M | €1.27M | - |
| Amounts payable within one year42/48 | €695k | €696k | €788k | €1.16M | €1.22M | - |
| Current portion of amounts payable after more than one year42 | - | €84k | €84k | €137k | €166k | - |
| Trade debts44 | €22k | €177 | €3k | €2k | €4k | - |
| Suppliers440/4 | - | €177 | €3k | €2k | €4k | - |
| Advances received on contracts in progress46 | - | €0 | - | - | - | - |
| Taxes, remuneration and social security45 | - | - | - | €6k | €6k | - |
| Taxes450/3 | - | - | - | €6k | €6k | - |
| Other amounts payable47/48 | - | €612k | €701k | €1.01M | €1.05M | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €64k | €112k | €73k | €53k | €20k | - |
| + Depreciation and write-downs630 | €57k | €59k | €62k | €130k | €144k | - |
| Operating cash flow (approximation) | €121k | €171k | €135k | €183k | €164k | - |
| Investment in fixed assets (approximation) | - | €-118k | €-9k | €-1.28M | - | - |
| Change in cash | - | €-22k | €6k | €-8k | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 29 days late
2023
31-12
Financial
Equity above €200kEq €239k ▲28.7%
4 profitable years in a row build equity to €239k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Equity above €150kEq €186k ▲64.2%
3 profitable years in a row build equity to €186k.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
31-12
Financial
Highest result since 2019net €112k ▲74.5%
Operating result €137k, net result €112k, both a record.
31-12
Financial
Equity above €100kEq €113k ▲9,385%
2 profitable years in a row build equity to €113k.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial
Back to profitnet €64k
Net result €64k after one loss-making year.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2018
Ground area
253 m²
Building footprint
219 m²
Volume, LiDAR
1,822 m³
Parcel 44021A1016/00_000, Flanders · tallest building 13.6 m, ±3 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
NONAM
since 20182.277.477.252
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44021A1016/00_000 | Flanders | 253 m² | 1 · 219 m² | 13.6 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,497 companies in sector 82990 we hold annual accounts for 9,406. 6,677 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded06-06-2018
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
46190Agents in non-specialised wholesale trade
66300Activities auxiliary to financial services and insurance activities
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.