WILBA
WILBA is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.55M and a net result of €353k. Equity is growing by ~9.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 7837 sector peers (fiscal year 2025). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €1.55M |
| Net result | €353k |
| Better than sector | 95% |
| Active | 14 yrs |
Strong profile, led by profitability.
Computed on 4 of 5 axes. Not measured: health. An unmeasured axis is not a zero: no data was read for it.
This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 97.5% | 51.3% | |
| Net result | €353k | €33k | |
| Equity | €1.55M | €132k | |
| Gross operating margin | €282k | €63k | |
| Total assets | €1.59M | €337k |
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Deposit | micro schema | abbreviated schema | abbreviated schema | abbreviated schema | abbreviated schema |
| Revenue | n/a | n/a | n/a | n/a | n/a |
| EBITDA | n/a | n/a | n/a | n/a | n/a |
| Net profit | €353k | €216k | €297k | €227k | €269k |
| Cash flow | n/a | n/a | n/a | n/a | n/a |
| Staff costs | - | - | - | - | - |
| Income taxes | €84k | €97k | €135k | €102k | €86k |
| Dividends | €211k | €94k | €247k | - | - |
| Total assets | €1.59M | €1.55M | €1.47M | €1.46M | €1.34M |
| Equity | €1.55M | €1.41M | €1.29M | €1.24M | €1.01M |
| Debt | €40k | €146k | €185k | €218k | €328k |
| of which ≤ 1y | €39k | €95k | €94k | €68k | €118k |
| of which > 1y | €0 | €30k | €90k | €150k | €210k |
| Working capital | n/a | n/a | n/a | n/a | n/a |
| Employees (FTE) | - | - | - | - | - |
| 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|
| Current ratio | n/a | n/a | n/a | n/a | n/a |
| Quick ratio | n/a | n/a | n/a | n/a | n/a |
| Working capital ratio | n/a | n/a | n/a | n/a | n/a |
| Solvency | 97.5% | 90.6% | 87.4% | 85.0% | 75.5% |
| Debt / equity | n/a | n/a | n/a | n/a | n/a |
| Long-term debt ratio | n/a | n/a | n/a | n/a | n/a |
| Interest coverage | n/a | n/a | n/a | n/a | n/a |
| Gross margin | n/a | n/a | n/a | n/a | n/a |
| Net margin | n/a | n/a | n/a | n/a | n/a |
| ROA | 22.2% | 13.9% | 20.2% | 15.6% | 20.1% |
| ROE | 22.7% | 15.3% | 23.1% | 18.3% | 26.6% |
| EBITDA margin | n/a | n/a | n/a | n/a | n/a |
| Days sales outstanding | n/a | n/a | n/a | n/a | n/a |
| Days payable outstanding | n/a | n/a | n/a | n/a | n/a |
| Inventory turnover | n/a | n/a | n/a | n/a | n/a |
| Days inventory (DSI) | n/a | n/a | n/a | n/a | n/a |
Full annual accounts (25 line items)
| Line item | Code | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Balance sheet, Assets | ||||||
| TOTAL ASSETS | 20/58 | €1.59M | €1.55M | €1.47M | €1.46M | €1.34M |
| Fixed assets | 21/28 | €847k | €861k | €861k | €884k | €803k |
| Tangible fixed assets | 22/27 | €844k | €848k | €848k | €874k | €793k |
| Financial fixed assets | 28 | €3k | €13k | €13k | €10k | €10k |
| Current assets | 29/58 | €744k | €694k | €612k | €572k | €536k |
| Amounts receivable within one year | 40/41 | €61k | €134k | €145k | €44k | €58k |
| Investments | 50/53 | €550k | €0 | €125k | €300k | - |
| Cash & bank | 54/58 | €128k | €556k | €197k | €83k | €333k |
| Balance sheet, Equity & liabilities | ||||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €1.59M | €1.55M | €1.47M | €1.46M | €1.34M |
| Equity | 10/15 | €1.55M | €1.41M | €1.29M | €1.24M | €1.01M |
| Contributions / capital | 10/11 | €19k | €19k | €19k | €19k | €19k |
| Reserves | 13 | €1.53M | €1.39M | €1.27M | €1.22M | €991k |
| Accumulated profits (losses) | 14 | €1k | €1k | €1k | €1k | €1k |
| Amounts payable | 17/49 | €40k | €146k | €185k | €218k | €328k |
| Amounts payable after one year | 17 | €0 | €30k | €90k | €150k | €210k |
| Amounts payable within one year | 42/48 | €39k | €95k | €94k | €68k | €118k |
| Trade debts payable within one year | 44 | €323 | €28k | €11k | €1k | €56k |
| Income statement | ||||||
| Gross operating margin | 9900 | €282k | €335k | €458k | €363k | €406k |
| Operating result | 9901 | €241k | €305k | €428k | €328k | €356k |
| Financial income | 75 | €197k | €9k | €8k | €4k | €4k |
| Financial charges | 65 | €812 | €1k | €3k | €3k | €4k |
| Result before taxes | 9903 | €437k | €313k | €432k | €329k | €356k |
| Income taxes | 67/77 | €84k | €97k | €135k | €102k | €86k |
| Net result for the period | 9904 | €353k | €216k | €297k | €227k | €269k |
| Result to be appropriated | 9905 | €277k | €216k | €297k | €227k | €331k |
| NACE primary | Financial service activities, except insurance and pension funding(64190) |
| Legal form | Private limited company(610) |
| Incorporation | 22-11-2011 |
| Status | Active |
| Postal code | 8650 |
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 32015A0847/00Z003indicative | Flanders | 224 m² | 1 · 160 m² | 8.2 m · 2 fl. |
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
24-02-2025 Registered office moved from Houthulst to Merkem
- Kouterstraat 49 bus B, 8650 Houthulst → Kouterstraat 108, 8650 Merkem
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "siege_social",
"new_address": {
"raw": "Kouterstraat 108, 8650 Merkem",
"city": "Merkem",
"region": "vlaams_gewest",
"street": "Kouterstraat",
"country": "BE",
"postcode": "8650",
"box_number": null,
"street_number": "108",
"locality_suffix": null
},
"old_address": {
"raw": "Kouterstraat 49 bus B, 8650 Houthulst",
"city": "Houthulst",
"region": "vlaams_gewest",
"street": "Kouterstraat",
"country": "BE",
"postcode": "8650",
"box_number": "B",
"street_number": "49",
"locality_suffix": "(H-G)"
},
"effective_date": "2025-01-01",
"evidence_quote": "De bestuurder beslist om de zetel van de vennootschap te verplaatsen van Kouterstraat 49 bus B, 8650 Houthulst naar Kouterstraat 108, 8650 Merkem met ingang van 1 januari 2025.",
"region_changed": false,
"is_statute_change": true,
"nationality_change": false,
"old_address_source": "header_volledig_adres",
"statute_clause_text": null,
"statute_article_number": null,
"effective_date_qualifier": "absolute",
"statutaire_vs_werkelijke": "statutaire",
"linguistic_region_changed": false,
"court_jurisdiction_changed": false,
"effective_date_is_approximate": false
}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": null,
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2025-02-24",
"filing_date": "2025-02-10",
"act_kind_objet": "Onderwerp akte:"
},
"decision": {
"body": "enige_bestuurder",
"date": "2025-01-22",
"unanimous": null
},
"subject_company": {
"kbo": "0841.207.556",
"name_full": null,
"legal_form": "BV",
"_kbo_filled_from_list": true
},
"publication_proxy": {
"kind": "org",
"org_kbo": "0470.882.243",
"org_name": "D\u0026P Diksmuide BV",
"person_name": null,
"org_rep_person_name": null,
"person_role_at_subject": null
},
"co_filed_documents": []
}| Legal nameNL | WILBA |