Wil-Low
ActiveSummary
Wil-Low has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-2k) and a net result of €11k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 8% of 8692 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+100
Solvency20▲+20
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.95 against 0.53 in 2024; short-term debt: 105.1% and cash: 28.5% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-5.1%
Return on assets
32.1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 8% of 8692 sector peers (2025).
NBB · sector comparisonPosition among 8692 sector peers
Solvency
better than 8%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
on the day
2023
13 d early
2022
14 d early
2021
17 d early
2020
31 d late
2019
7 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-2k▲ 86.3%
2024 · €-13k
2018: €77k
2019: €-334k▼ -536% vs 2018lowest in 8 years
2020: €110k▲ +133% vs 2019highest in 8 years
2021: €25k▼ -77.7% vs 2020
2022: €8k▼ -67.9% vs 2021
2023: €-6k▼ -170% vs 2022
2024: €-13k▼ -135% vs 2023
2025: €-2k▲ +86.3% vs 2024
2018 → 2025
Total assets
€35k▲ 142%
2024 · €14k
2018: €94k
2019: €75k▼ -20.3% vs 2018
2020: €118k▲ +57.2% vs 2019highest in 8 years
2021: €29k▼ -75.6% vs 2020
2022: €37k▲ +29.0% vs 2021
2023: €23k▼ -37.5% vs 2022
2024: €14k▼ -38.1% vs 2023lowest in 8 years
2025: €35k▲ +142% vs 2024
2018 → 2025
Net result
€11k
2024 · €-7k
2018: €-35k
2019: €-411k▼ -1077% vs 2018lowest in 8 years
2020: €444k▲ +208% vs 2019highest in 8 years
2021: €-86k▼ -119% vs 2020
2022: €-17k▲ +80.5% vs 2021
2023: €-13k▲ +19.7% vs 2022
2024: €-7k▲ +44.5% vs 2023
2025: €11k▲ +250% vs 2024
2018 → 2025
Working capital
€-2k▲ 86.3%
2024 · €-13k
2018: €77k
2019: €-314k▼ -510% vs 2018lowest in 8 years
2020: €110k▲ +135% vs 2019highest in 8 years
2021: €25k▼ -77.7% vs 2020
2022: €8k▼ -67.9% vs 2021
2023: €-6k▼ -170% vs 2022
2024: €-13k▼ -135% vs 2023
2025: €-2k▲ +86.3% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€25k-€8k▼ 67.9%€-6k€-13k▼ 135%€-2k▲ 86.3%
2021: €25khighest in 5 years
2022: €8k▼ -67.9% vs 2021
2023: €-6k▼ -170% vs 2022
2024: €-13k▼ -135% vs 2023lowest in 5 years
2025: €-2k▲ +86.3% vs 2024
Operating result€-85k-€-17k▲ 80.5%€-13k▲ 20.5%€-7k▲ 44.3%€11k
2021: €-85klowest in 5 years
2022: €-17k▲ +80.5% vs 2021
2023: €-13k▲ +20.5% vs 2022
2024: €-7k▲ +44.3% vs 2023
2025: €11k▲ +254% vs 2024highest in 5 years
Net result€-86k-€-17k▲ 80.5%€-13k▲ 19.7%€-7k▲ 44.5%€11k
2021: €-86klowest in 5 years
2022: €-17k▲ +80.5% vs 2021
2023: €-13k▲ +19.7% vs 2022
2024: €-7k▲ +44.5% vs 2023
2025: €11k▲ +250% vs 2024highest in 5 years
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €11k after a loss of €7k in 2024, the highest result in the available series.
Key figures and ratios
Solvency
-5.1%▲
2024 · -89.9%
Current ratio
0.95▲
2024 · 0.53
Debt to equity
-20.55▼
2024 · -2.11
ROA
32.1%▲
2024 · -51.7%
Debt
€37k▲
2024 · €27k
Debt ≤ 1 year
€37k▲
2024 · €27k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 32 lines
Balance sheet
Code20242025
Assets
Total assets20/58€14k€35k▲
Current assets29/58€14k€35k▲
Amounts receivable within one year40/41€6k€24k▲
Trade receivables40€5k€24k▲
Other amounts receivable41€507€345▼
Cash at bank and in hand54/58€8k€10k▲
Deferred charges and accrued income490/1€413€438▲
Equity and liabilities
Total equity and liabilities10/49€14k€35k▲
Equity10/15€-13k€-2k▲
Contributions10/11€19k€19k=
Outside capital11€19k€19k=
Other1109/19€19k€19k=
Reserves13€93k€93k=
Distributable reserves133€93k€93k=
Profit (loss) carried forward14€-124k€-113k▲
Amounts payable17/49€27k€37k▲
Amounts payable within one year42/48€27k€37k▲
Trade debts44€809€49▼
Suppliers440/4€809€49▼
Other amounts payable47/48€27k€37k▲
Income statement
Code20242025
Other operating charges640/8€663€610▼
Gross operating margin9900€-7k€12k▲
Operating profit (loss)9901€-7k€11k▲
Financial income75/76B€104€6▼
Recurring financial income75€104€6▼
Financial charges65/66B€165€209▲
Recurring financial charges65€165€209▲
Profit (loss) for the period before taxes9903€-7k€11k▲
Profit (loss) for the period9904€-7k€11k▲
Profit (loss) for the period to be appropriated9905€-7k€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-124k€-113k▲
Profit (loss) brought forward from the previous period14P€-117k€-124k▼
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | €525 | €1k | €865 | €663 | €610 | ▼ 8.0% |
| Gross operating margin9900 | €-85k | €-15k | €-12k | €-7k | €12k | ▲ 278% |
| Operating profit (loss)9901 | €-85k | €-17k | €-13k | €-7k | €11k | ▲ 254% |
| Financial income75/76B | €232 | €100 | €48 | €104 | €6 | ▼ 94.5% |
| Recurring financial income75 | €232 | €100 | €48 | €104 | €6 | ▼ 94.5% |
| Financial charges65/66B | €557 | €120 | €206 | €165 | €209 | ▲ 26.8% |
| Recurring financial charges65 | €557 | €120 | €206 | €165 | €209 | ▲ 26.8% |
| Profit (loss) for the period before taxes9903 | €-86k | €-17k | €-13k | €-7k | €11k | ▲ 250% |
| Profit (loss) for the period9904 | €-86k | €-17k | €-13k | €-7k | €11k | ▲ 250% |
| Profit (loss) for the period to be appropriated9905 | €-86k | €-17k | €-13k | €-7k | €11k | ▲ 250% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €29k | €37k | €23k | €14k | €35k | ▲ 142% |
| Current assets29/58 | €29k | €37k | €23k | €14k | €35k | ▲ 142% |
| Amounts receivable within one year40/41 | €4k | €20k | €5k | €6k | €24k | ▲ 325% |
| Trade receivables40 | - | €19k | €4k | €5k | €24k | ▲ 359% |
| Other amounts receivable41 | €4k | €797 | €1k | €507 | €345 | ▼ 31.8% |
| Cash at bank and in hand54/58 | €24k | €16k | €18k | €8k | €10k | ▲ 20.6% |
| Deferred charges and accrued income490/1 | €2k | €2k | €401 | €413 | €438 | ▲ 6.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €29k | €37k | €23k | €14k | €35k | ▲ 142% |
| Equity10/15 | €25k | €8k | €-6k | €-13k | €-2k | ▲ 86.3% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Outside capital11 | €19k | €19k | €19k | €19k | €19k | = |
| Other1109/19 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €93k | €93k | €93k | €93k | €93k | = |
| Non-distributable reserves130/1 | €2k | €2k | - | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | - | - | - | - |
| Distributable reserves133 | €91k | €91k | €93k | €93k | €93k | = |
| Profit (loss) carried forward14 | €-87k | €-104k | €-117k | €-124k | €-113k | ▲ 9.0% |
| Amounts payable17/49 | €4k | €29k | €29k | €27k | €37k | ▲ 33.8% |
| Amounts payable within one year42/48 | €4k | €29k | €29k | €27k | €37k | ▲ 33.8% |
| Trade debts44 | €595 | €2k | €1k | €809 | €49 | ▼ 94.0% |
| Suppliers440/4 | €595 | €2k | €1k | €809 | €49 | ▼ 94.0% |
| Taxes, remuneration and social security45 | €4k | - | - | - | - | - |
| Taxes450/3 | €2k | - | - | - | - | - |
| Remuneration and social security454/9 | €2k | - | - | - | - | - |
| Other amounts payable47/48 | - | €28k | €27k | €27k | €37k | ▲ 37.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-86k | €-17k | €-13k | €-7k | €11k | ▲ 250% |
| Operating cash flow (approximation) | €-86k | €-17k | €-13k | €-7k | €11k | ▲ 250% |
| Change in cash | - | €-8k | €2k | €-9k | €2k | ▲ 118% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €11k
Net result €11k after 4 loss-making years.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
14-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Back to profitnet €444k
Net result €444k after 2 loss-making years.
31-12
Financial
Liquidity times 79current ratio 15.20
Current ratio from 0.19 to 15.20; short-term debt falls from €389k to €8k.
31-12
Financial
Equity above €100kEq €110k
Equity rises from €-334k to €110k.
24-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-411k
Net result drops to €-411k, the lowest in the series; recovery starts the following year.
Show earlier events
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
24-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2015
Ground area
2,547 m²
Building footprint
303 m²
Volume, LiDAR
1,930 m³
Parcel 44432C0997/00D003, Flanders · tallest building 13.2 m, ±2 floors. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
Wil-Low
since 20152.248.107.830
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44432C0997/00D003 | Flanders | 2,546 m² | 1 · 303 m² | 13.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PROMACH
BE 0744.986.427
Beveren-Kruibeke-Zwijndrecht · Eq €7,893
Cuprum
BE 1017.831.391
Antwerpen · Eq €7,894
Canvass Research and Investigations
BE 0757.684.816
Beersel · Eq €7,892
HARTKLOP
BE 0889.737.547
Deerlijk · Eq €7,898
SQUARE ONE
BE 0763.370.994
Zaventem · Eq €7,900
Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 20,335 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded08-12-2015
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
82990Other business support services
Scores and ratios are computed by Checked and are not a credit decision.