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ChP Consult

Active
Private limited company (pre-2019)founded 201412 yrs activeClos de Priesville (SART) 40, 4845 Jalhay, BelgiumKBO/BCE: BE 0552.592.766
Summary

ChP Consult has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7,707 and a net result of €3,889. Equity is shrinking by ~37.1% per year across the filed fiscal years. Its solvency ranks better than 24% of 36981 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Activity
Business and other management consultancy
NACE 70200Business consulting NACE 70220
1 site
Size
€36,446total assets 2025
Equity
€7,707
Profit
€3,889
Turnover not published (abridged schema)
Financial health
88 Excellent Checked score 2025
Bankruptcy chance 12 m
0.2%
Structure
Accounts filed 31 d late0 of 1 deed read
Why 88- Latest accounts 31 days late; 1 of the last 3 late- Liquidity: current ratio 0.73, cash €1,176+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Size: total assets €36,446Show the evidence

Checked score

Score 2025
88 / 100
Excellent
Probability in this band: under 0.55%
Better than 42% of its sector peers (NACE 70, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency 46+11
equity 21.1% of total assets
Liquidity 11+4
short-term debt 78.9% · cash 3.2%
Profitability 82+7
return on assets 10.7%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (47,599 companies)
Last 24 months 11-2024: 0.4% 12-2024: 0.4%● 0.0% vs 11-2024 01-2025: 0.4%● 0.0% vs 12-2024 02-2025: 0.5%▲ +10.5% vs 01-2025 03-2025: 0.5%▼ -1.7% vs 02-2025 04-2025: 0.5%▼ -0.4% vs 03-2025 05-2025: 0.4%▼ -3.5% vs 04-2025 06-2025: 0.4%▼ -5.5% vs 05-2025 07-2025: 0.5%▲ +21.0% vs 06-2025 08-2025: 0.7%▲ +45.7% vs 07-2025highest value 09-2025: 0.1%▼ -82.6% vs 08-2025 10-2025: 0.1%● 0.0% vs 09-2025 11-2025: 0.1%● 0.0% vs 10-2025 12-2025: 0.1%● 0.0% vs 11-2025 01-2026: 0.1%▼ -7.9% vs 12-2025lowest value 02-2026: 0.1%▲ +1.7% vs 01-2026 03-2026: 0.1%▲ +2.5% vs 02-2026 04-2026: 0.1%▲ +5.7% vs 03-2026 05-2026: 0.1%▼ -0.8% vs 04-2026 06-2026: 0.1%▼ -2.3% vs 05-2026 07-2026: 0.1%▲ +9.6% vs 06-2026 08-2026: 0.3%▲ +127% vs 07-2026 09-2026: 0.2%▼ -40.2% vs 08-2026 10-2026: 0.2%● 0.0% vs 09-2026
  • Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
  • Size: total assets €36,446 lowers the probability for this profile
  • Latest accounts 31 days late; 1 of the last 3 late raises the probability
  • Liquidity: current ratio 0.73, cash €1,176 raises the probability
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.73 against 0.48 in 2024; short-term debt: 78.9% and cash: 3.2% of total assets), and 78.9% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 24%, liquidity 5%, profitability 50%, growth against the median 90%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

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Signals

Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Sector Activities of head offices; management consultancy activities (NACE 70)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Size: total assets €36,446
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Latest accounts 31 days late; 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Liquidity: current ratio 0.73, cash €1,176
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 36981 sector peers (2025).
NBB · sector comparison
Position among 36981 sector peers
Solvency
better than 24%
← weakest strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €7,707
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
31 d late
2024
22 d late
2023
23 d late
2022
33 d early
2021
32 d early
2020
30 d late
2019
63 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 15 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 22 August (4 of the last 5 filed years within 54 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Back to profitnet €2,073

Key points

  • Caution: Among the weakest 16% on equitysector median €79,901 · 37,012 companies €7,707 View
  • Total assets 20256 fiscal years filed €36,446 View
  • Active since 2014founded 12-05-2014 12 years View

By topic

Financials

Fiscal year
2025
Total assets
€36,446
Profit
€3,889
Solvency
21.1%
Total assets▼ 8.4%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-07-2027
  1. 31-08-2026Annual accounts filed
  2. 22-08-2025Annual accounts filed
  3. 31-12-2024Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Business and other management consultancyNACE 70200
Founded
12-05-2014
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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