WIKAFI
ActiveWIKAFI has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €27k and a net result of €15k. Equity is growing by ~2.6% per year across the filed fiscal years. Its solvency ranks better than 16% of 20787 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
76
/ 100
Excellent▲ +8 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency27▲+8
Growth32=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.21 against 1.08 in 2023), and 82.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
17.5%
Return on assets
9.8%
Age of the figures
20 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 20787 sector peers (2024).
NBB · sector comparisonPosition among 20787 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-07-2025, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
on the day
2023
43 d late
2022
144 d early
2021
220 d late
2020
90 d late
2019
119 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€27k▲ 129%
2023 · €12k
2018: €49k
2019: €7k
2020: €11k
2021: €-89k
2022: €8k
2023: €12k
2018 → 2024
Total assets
€156k▲ 9.1%
2023 · €143k
2018: €164k
2019: €208k
2020: €213k
2021: €177k
2022: €140k
2023: €143k
2018 → 2024
Net result
€15k▲ 271%
2023 · €4k
2018: €22k
2019: €-42k
2020: €94k
2021: €-100k
2022: €97k
2023: €4k
2018 → 2024
Working capital
€26k▲ 154%
2023 · €10k
2018: €83k
2019: €33k
2020: €38k
2021: €-46k
2022: €2k
2023: €10k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€11k-€-89k€8k€12k▲ 53.4%€27k▲ 129%
Operating result€94k-€-91k€98k€30k▼ 69.3%€27k▼ 11.2%
Net result€94k-€-100k€97k€4k▼ 95.7%€15k▲ 271%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 11% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €156k
Fixed assets
€809▼ 44.9%
Current assets
€156k▲ 9.7%
Equity and liabilities €156k
Equity
€27k▲ 129%
Debt
€129k▼ 1.8%
The debt ratio falls from 91.7% to 82.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€28k▼
2023 · €31k
Cash flow
€16k▲
2023 · €5k
Solvency
17.5%▲
2023 · 8.3%
Current ratio
1.21▲
2023 · 1.08
Quick ratio
1.21▲
2023 · 1.08
Debt / equity
4.73▼
2023 · 11.03
ROE
56.4%▲
2023 · 34.8%
ROA
9.8%▲
2023 · 2.9%
Interest coverage
17.16▲
2023 · 11.65
Debt
€129k▼
2023 · €131k
Debt ≤ 1 year
€129k▼
2023 · €131k
Income taxes
€10k▼
2023 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€143k€156k▲
Fixed assets21/28€1k€809▼
Tangible fixed assets22/27€1k€809▼
Furniture and vehicles24€1k€809▼
Current assets29/58€142k€156k▲
Amounts receivable within one year40/41€127k€113k▼
Trade receivables40€127k€113k▼
Cash at bank and in hand54/58€13k€38k▲
Deferred charges and accrued income490/1€2k€4k▲
Equity and liabilities
Total equity and liabilities10/49€143k€156k▲
Equity10/15€12k€27k▲
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€4k€19k▲
Amounts payable17/49€131k€129k▼
Amounts payable within one year42/48€131k€129k▼
Trade debts44€82k€89k▲
Suppliers440/4€82k€89k▲
Taxes, remuneration and social security45€20k€15k▼
Taxes450/3€20k€15k▼
Other amounts payable47/48€29k€25k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€983€1k▲
Other operating charges640/8€2k€2k▼
Non-recurring operating charges66A€480-
Gross operating margin9900€34k€30k▼
Operating profit (loss)9901€30k€27k▼
Financial income75/76B€355€126▼
Recurring financial income75€355€126▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€28k€25k▼
Income taxes67/77€24k€10k▼
Profit (loss) for the period9904€4k€15k▲
Profit (loss) for the period to be appropriated9905€4k€15k▲
Appropriation of the result
Profit (loss) to be appropriated9906€4k€19k▲
Profit (loss) brought forward from the previous period14P€-292€4k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
12-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 43 days late
2023
09-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
08-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 220 days late
2022
31-12
Financial
Back to profitnet €97k
Net result €97k after one loss-making year.
2021
31-12
Financial
Weakest financial yearnet €-100k ▼207%
Net result drops to €-100k, the lowest in the series; recovery starts the following year.
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 90 days late
2020
31-12
Financial
Back to profitnet €94k
Net result €94k after one loss-making year.
27-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 119 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
03-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 125 days late
2017
28-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 59 days late
2016
05-12
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 127 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mont-Saint-Guibert · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Fond Cattelain 21435 Mont-Saint-Guibert1 establishment unit
WIKAFI
since 20132.231.660.390
Similar companies · same sector, comparable size
iKonnekt
BE 0740.576.390
Herk-de-Stad · Eq €27k
Xinetic
BE 1019.634.603
Wavre · Eq €27k
S&CY CONSULTING
BE 0835.409.926
Charleroi · Eq €27k
DISTINCTIVE ADVISORY
BE 0765.318.122
Kampenhout · Eq €27k
KADONATION
BE 0666.820.362
Gent · Eq €27k
Of 29,885 companies in sector 62200 we hold annual accounts for 18,321. 14,005 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded21-03-2013
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62030Computer programming, consultancy and related activities
62900Other information technology and computer services
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filings
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.