Summary
WID is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €114k and a net result of €134k. Equity is shrinking by ~5.3% per year across the filed fiscal years. Its solvency ranks better than 38% of 9863 sector peers (fiscal year 2024). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 04-07-2025, 27 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
27 d early
2023
26 d early
2022
35 d early
2021
4 d early
2020
2 d early
2019
33 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€114k▲ 43.1%
2023 · €80k
2019: €99k
2020: €149k
2021: €231k
2022: €117k
2023: €80k
2019 → 2024
Net result
€134k▲ 129%
2023 · €59k
2019: €93k
2020: €50k
2021: €81k
2022: €74k
2023: €59k
2019 → 2024
Total assets
€277k▲ 37.5%
2023 · €202k
2019: €155k
2020: €222k
2021: €284k
2022: €259k
2023: €202k
2019 → 2024
Solvency
41.1%▲ 1.6pp
2023 · 39.5%
2019: 63.9%
2020: 67.3%
2021: 81.3%
2022: 45.2%
2023: 39.5%
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€149k-€231k▲ 54.4%€117k▼ 49.2%€80k▼ 31.9%€114k▲ 43.1%
Operating result€63k-€103k▲ 62.4%€92k▼ 10.6%€73k▼ 21.1%€224k▲ 208%
Net result€50k-€81k▲ 62.2%€74k▼ 8.8%€59k▼ 21.0%€134k▲ 129%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 208% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €277k
Fixed assets
€67k ▲ 1,449%
Current assets
€210k ▲ 6.4%
Equity and liabilities €277k
Equity
€114k ▲ 43.1%
Debt
€163k ▲ 33.9%
Debt's share of the balance-sheet total falls from 60.5% to 58.9%. Equity and debt are higher.
Key figures and ratios
ROE
117.8%▲
2023 · 73.5%
ROA
48.4%▲
2023 · 29.0%
Debt ≤ 1 year
€125k▲
2023 · €122k
Debt > 1 year
€38k
Income taxes
€41k▲
2023 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 47 lines
Balance sheet
Code20232024
Assets
Total assets20/58€202k€277k▲
Fixed assets21/28€4k€67k▲
Tangible fixed assets22/27€4k€67k▲
Land and buildings22€3k€6k▲
Furniture and vehicles24-€61k
Other tangible fixed assets26€1k€908▼
Current assets29/58€197k€210k▲
Amounts receivable within one year40/41€170k€202k▲
Trade receivables40€21k€16k▼
Other amounts receivable41€150k€187k▲
Cash at bank and in hand54/58€24k€6k▼
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€202k€277k▲
Equity10/15€80k€114k▲
Contributions10/11€19k€19k=
Reserves13€61k€95k▲
Distributable reserves133€61k€95k▲
Amounts payable17/49€122k€163k▲
Amounts payable after more than one year17-€38k
Financial debts170/4-€38k
Amounts payable within one year42/48€122k€125k▲
Current portion of amounts payable after more than one year42-€11k
Trade debts44€17k€6k▼
Suppliers440/4€17k€6k▼
Taxes, remuneration and social security45€9k€7k▼
Taxes450/3€9k€7k▼
Other amounts payable47/48€96k€100k▲
Accrued charges and deferred income492/3€205-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€814€14k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€76k€240k▲
Operating profit (loss)9901€73k€224k▲
Financial income75/76B€4k€4k▼
Recurring financial income75€4k€4k▼
Financial charges65/66B€606€53k▲
Recurring financial charges65€606€3k▲
Non-recurring financial charges66B-€50k
Profit (loss) for the period before taxes9903€76k€176k▲
Income taxes67/77€18k€41k▲
Profit (loss) for the period9904€59k€134k▲
Profit (loss) for the period to be appropriated9905€59k€134k▲
Appropriation of the result
Profit (loss) to be appropriated9906€59k€134k▲
Transfer from equity791/2€96k€100k▲
Transfer to equity691/2€59k€134k▲
To other reserves6921€59k€134k▲
Profit to be distributed694/7€96k€100k▲
Return on contributions (dividend)694€96k€100k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2019net €134k ▲129%
Operating result €224k, net result €134k, both a record.
31-12
Financial
Equity above €100kEq €114k ▲43.1%
6 profitable years in a row build equity to €114k.
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €200kEq €231k ▲54.4%
3 profitable years in a row build equity to €231k.
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €50k ▼46.2%
Net result drops to €50k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €100kEq €149k ▲50.5%
2 profitable years in a row build equity to €149k.
02-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 33 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hoogstraten · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jan Van Cuyckstraat 302320 HoogstratenGround area
916 m²
Building footprint
153 m²
Volume, LiDAR
739 m³
Parcel 13014D0109/00S000, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
WID
since 20182.280.699.929
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13014D0109/00S000 | Flanders | 916 m² | 1 · 153 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Demanaging
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Céco
BE 1010.677.444
Langemark-Poelkapelle · Eq €114,189
Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 12,647 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded04-10-2018
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:rony.bols@eribel.be
Phone:03/314.70.23