Summary
Hi! is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €136,037 and a net result of €39,179. Equity is growing by ~15% per year across the filed fiscal years. Its solvency ranks better than 74% of 8094 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
11 d early
2024
17 d early
2023
20 d late
2022
21 d late
2021
16 d late
2020
15 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 2 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 16 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Public money What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€136,037▼ 20.2%
2024 · €170,387
Net result
€39,179▼ 22.8%
2024 · €50,779
Total assets
€177,186▼ 18.8%
2024 · €218,261
Solvency
76.8%▼ 1.3pp
2024 · 78.1%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€78,723▲ 54.7%€214,405▲ 172%€112,381▼ 47.6%€67,184▼ 40.2%€54,765▼ 18.5%
Net result€62,591within the sector's middle half▲ 58.1%€162,799above the sector's middle half▲ 160%€85,740above the sector's middle half▼ 47.3%€50,779within the sector's middle half▼ 40.8%€39,179within the sector's middle half▼ 22.8%
Equity€112,168within the sector's middle half▲ 126%€271,868within the sector's middle half▲ 142%€139,608within the sector's middle half▼ 48.6%€170,387within the sector's middle half▲ 22.0%€136,037within the sector's middle half▼ 20.2%
Total assets€180,358within the sector's middle half▲ 113%€317,564within the sector's middle half▲ 76.1%€203,268within the sector's middle half▼ 36.0%€218,261within the sector's middle half▲ 7.4%€177,186within the sector's middle half▼ 18.8%
Debt€68,190▲ 93.6%€45,696▼ 33.0%€63,661▲ 39.3%€47,874▼ 24.8%€41,149▼ 14.0%
Working capital€103,913within the sector's middle half▲ 118%€259,208above the sector's middle half▲ 149%€126,195within the sector's middle half▼ 51.3%€104,711within the sector's middle half▼ 17.0%€71,676within the sector's middle half▼ 31.5%
Solvency62.2%within the sector's middle half▲ 3.7pp85.6%above the sector's middle half▲ 23.4pp68.7%within the sector's middle half▼ 16.9pp78.1%within the sector's middle half▲ 9.4pp76.8%within the sector's middle half▼ 1.3pp
Current ratio2.52within the sector's middle half▲ 0.176.67above the sector's middle half▲ 4.152.99within the sector's middle half▼ 3.683.19within the sector's middle half▲ 0.192.74within the sector's middle half▼ 0.45
Return on assets (ROA)34.7%above the sector's middle half▼ 12.0pp51.3%above the sector's middle half▲ 16.6pp42.2%above the sector's middle half▼ 9.1pp23.3%within the sector's middle half▼ 18.9pp22.1%within the sector's middle half▼ 1.2pp
Staff (FTE)1.51.7▲ 13.3%0.9▼ 47.1%0.7▼ 22.2%
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 18% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €177,186
Fixed assets
€64,360 ▼ 2.0%
Current assets
€112,825 ▼ 26.1%
Equity and liabilities €177,186
Equity
€136,037 ▼ 20.2%
Debt
€41,149 ▼ 14.0%
Debt's share of the balance-sheet total rises from 21.9% to 23.2%. Equity and debt are lower.
Key figures and ratios
ROE
28.8%▼
2024 · 29.8%
Debt ≤ 1 year
€41,149▼
2024 · €47,874
Income taxes
€12,484▼
2024 · €15,124
Staff costs
€54,678▼
2024 · €67,907
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €13,959 | €84,854 | €80,079 | €67,907 | €54,678 | ▼ 19.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,240 | €4,050 | €4,902 | €10,457 | €15,955 | ▲ 52.6% |
| Other operating charges640/8 | €415 | €1,015 | €1,091 | €989 | €1,114 | ▲ 12.6% |
| Gross operating margin9900 | €95,336 | €304,324 | €198,453 | €146,536 | €126,511 | ▼ 13.7% |
| Operating profit (loss)9901 | €78,723 | €214,405 | €112,381 | €67,184 | €54,765 | ▼ 18.5% |
| Financial income75/76B | €44 | €45 | €17 | €69 | €0 | ▼ 99.3% |
| Recurring financial income75 | €44 | €45 | €17 | €69 | €0 | ▼ 99.3% |
| Financial charges65/66B | €817 | €1,470 | €1,622 | €1,350 | €3,102 | ▲ 130% |
| Recurring financial charges65 | €817 | €1,470 | €1,622 | €1,350 | €3,102 | ▲ 130% |
| Profit (loss) for the period before taxes9903 | €77,950 | €212,980 | €110,776 | €65,903 | €51,663 | ▼ 21.6% |
| Income taxes67/77 | €15,359 | €50,181 | €25,036 | €15,124 | €12,484 | ▼ 17.5% |
| Profit (loss) for the period9904 | €62,591 | €162,799 | €85,740 | €50,779 | €39,179 | ▼ 22.8% |
| Profit (loss) for the period to be appropriated9905 | €62,591 | €162,799 | €85,740 | €50,779 | €39,179 | ▼ 22.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €180,358 | €317,564 | €203,268 | €218,261 | €177,186 | ▼ 18.8% |
| Fixed assets21/28 | €8,255 | €12,659 | €13,809 | €65,676 | €64,360 | ▼ 2.0% |
| Tangible fixed assets22/27 | €8,255 | €12,659 | €13,809 | €65,676 | €64,360 | ▼ 2.0% |
| Furniture and vehicles24 | €8,255 | €10,752 | €6,292 | €55,971 | €55,797 | ▼ 0.3% |
| Other tangible fixed assets26 | - | €1,908 | €7,516 | €9,705 | €8,563 | ▼ 11.8% |
| Current assets29/58 | €172,103 | €304,905 | €189,460 | €152,585 | €112,825 | ▼ 26.1% |
| Stocks and contracts in progress3 | €1,859 | - | - | - | - | - |
| Stocks30/36 | €1,859 | - | - | - | - | - |
| Amounts receivable within one year40/41 | €84,795 | €122,083 | €77,481 | €45,769 | €51,140 | ▲ 11.7% |
| Trade receivables40 | €74,795 | €122,083 | €65,277 | €40,893 | €43,624 | ▲ 6.7% |
| Other amounts receivable41 | €10,000 | - | €12,204 | €4,876 | €7,516 | ▲ 54.1% |
| Cash at bank and in hand54/58 | €85,449 | €181,933 | €111,723 | €106,164 | €60,993 | ▼ 42.5% |
| Deferred charges and accrued income490/1 | - | €888 | €256 | €653 | €693 | ▲ 6.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €180,358 | €317,564 | €203,268 | €218,261 | €177,186 | ▼ 18.8% |
| Equity10/15 | €112,168 | €271,868 | €139,608 | €170,387 | €136,037 | ▼ 20.2% |
| Contributions10/11 | €10,000 | €10,000 | €10,000 | €10,000 | €10,000 | = |
| Reserves13 | €102,168 | €261,868 | €129,608 | €160,387 | €126,037 | ▼ 21.4% |
| Distributable reserves133 | €102,168 | €261,868 | €129,608 | €160,387 | €126,037 | ▼ 21.4% |
| Amounts payable17/49 | €68,190 | €45,696 | €63,661 | €47,874 | €41,149 | ▼ 14.0% |
| Amounts payable within one year42/48 | €68,190 | €45,696 | €63,265 | €47,874 | €41,149 | ▼ 14.0% |
| Financial debts43 | €1,515 | €3,701 | €2,213 | - | €1,282 | - |
| Credit institutions430/8 | €1,515 | €3,701 | €2,213 | - | €1,282 | - |
| Trade debts44 | €10,185 | €3,766 | €28,482 | €16,169 | €11,734 | ▼ 27.4% |
| Suppliers440/4 | €10,185 | €3,766 | €28,482 | €16,169 | €11,734 | ▼ 27.4% |
| Taxes, remuneration and social security45 | €47,264 | €36,208 | €32,570 | €23,750 | €26,415 | ▲ 11.2% |
| Taxes450/3 | €45,330 | €27,303 | €12,752 | €15,720 | €17,093 | ▲ 8.7% |
| Remuneration and social security454/9 | €1,934 | €8,905 | €19,818 | €8,030 | €9,322 | ▲ 16.1% |
| Other amounts payable47/48 | €9,226 | €2,022 | - | €7,955 | €1,718 | ▼ 78.4% |
| Accrued charges and deferred income492/3 | - | - | €396 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €62,591 | €162,799 | €85,740 | €50,779 | €39,179 | ▼ 22.8% |
| + Depreciation and write-downs630 | €2,240 | €4,050 | €4,902 | €10,457 | €15,955 | ▲ 52.6% |
| Operating cash flow (approximation) | €64,830 | €166,850 | €90,643 | €61,236 | €55,134 | ▼ 10.0% |
| Investment in fixed assets (approximation) | - | -€8,454 | -€6,052 | -€62,324 | -€14,639 | ▲ 76.5% |
| Change in cash | - | €96,485 | -€70,210 | -€5,559 | -€45,171 | ▼ 713% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €39,179 ▼22.8%
Net result drops to €39,179, the lowest in the series.
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €150,000Eq €170,387 ▲22%
5 profitable years in a row build equity to €170,387.
20-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 20 days late
2023
21-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 21 days late
2022
31-12
Financial
Highest result since 2020net €162,799 ▲160%
Operating result €214,405, net result €162,799, both a record.
31-12
Financial
Liquidity triplescurrent ratio 6.67
Current ratio from 2.52 to 6.67; short-term debt falls from €68,190 to €45,696.
31-12
Financial
Equity above €200,000Eq €271,868 ▲142%
3 profitable years in a row build equity to €271,868.
16-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 16 days late
2021
31-12
Financial
Equity above €100,000Eq €112,168 ▲126%
2 profitable years in a row build equity to €112,168.
16-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hemiksem · 1 establishment unit since 2019
Ground area
363 m²
Building footprint
179 m²
Volume, LiDAR
1,141 m³
Parcel 11018B0009/00G007, Flanders · tallest building 11.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Hi!
since 20192.289.702.618
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11018B0009/00G007 | Flanders | 363 m² | 1 · 179 m² | 11.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 456 EUR awarded · 456 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 456 EUR | 456 EUR |
Similar companies · same sector, comparable size
Michael Storme Consult
BE 1010.936.869
Merelbeke-Melle · Eq €135,992
Namur agri énergie
BE 0764.997.824
Namur · Eq €135,985
Koru+
BE 0771.559.477
Roeselare · Eq €136,130
FRANEAU & CO
BE 0480.133.469
Mons · Eq €135,931
CEDELI
BE 0769.274.534
Beernem · Eq €135,915
Of 24,729 companies in sector 64210 we hold annual accounts for 19,800. 13,036 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-05-2019
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
58190Other publishing activities, excluding software publishing
62100Computer programming
62200Computer consultancy and computer facilities management
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0727565326
Also
9925:BE0727565326
Registered
31-10-2023
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.