WHITE ROCK FALLS
ActiveWHITE ROCK FALLS has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €60k and a net result of €5k. Equity is growing by ~5.6% per year across the filed fiscal years. Its solvency ranks better than 77% of 13933 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
96
/ 100
Excellent▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability46▲+35
Solvency100=
Growth35=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 3.09 against 3.01 in 2024), and 32.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67.6%
Return on assets
6%
Age of the figures
13 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-08-2025 was due by 31-03-2026 and was filed on 16-03-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
42 d early
2023
44 d early
2022
31 d early
2021
35 d early
2020
36 d early
2019
15 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-08-2026 and is due by 31-03-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-08-2026 close16-09-2026 today31-03-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€91k▼ 8.7%
2024 · €100k
2019: €199k
2020: €136k
2021: €95k
2022: €119k
2023: €105k
2024: €100k
2019 → 2025
EBIT margin
7.7%▲ 7.3pp
2024 · 0.4%
2019: 4.2%
2020: 6.3%
2021: 3.6%
2022: 4.6%
2023: 2.6%
2024: 0.4%
2019 → 2025
Net result
€5k▲ 3,337%
2024 · €154
2019: €7k
2020: €6k
2021: €2k
2022: €4k
2023: €2k
2024: €154
2019 → 2025
Working capital
€59k▲ 10.2%
2024 · €54k
2019: €39k
2020: €45k
2021: €48k
2022: €52k
2023: €53k
2024: €54k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€95k-€119k▲ 25.7%€105k▼ 11.5%€100k▼ 5.1%€91k▼ 8.7%
Equity€48k-€52k▲ 8.8%€54k▲ 4.0%€54k▲ 0.3%€60k▲ 9.8%
Operating result€3k-€5k▲ 62.7%€3k▼ 49.8%€435▼ 84.2%€7k▲ 1,522%
Net result€2k-€4k▲ 80.8%€2k▼ 50.4%€154▼ 92.6%€5k▲ 3,337%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 1,522% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €88k
Fixed assets
€75▼ 74.2%
Current assets
€88k▲ 8.9%
Equity and liabilities €88k
Equity
€60k▲ 9.8%
Debt
€28k▲ 6.3%
The debt ratio falls from 33.1% to 32.4%: equity grows faster than debt.
Key figures and ratios
EBITDA
€7k▲
2024 · €953
Cash flow
€6k▲
2024 · €673
Solvency
67.6%▲
2024 · 66.9%
Current ratio
3.09▲
2024 · 3.01
Quick ratio
3.09▲
2024 · 3.01
Debt / equity
0.48▼
2024 · 0.49
ROE
8.9%▲
2024 · 0.3%
ROA
6.0%▲
2024 · 0.2%
Interest coverage
32.90▲
2024 · 5.38
Debt
€28k▲
2024 · €27k
Debt ≤ 1 year
€28k▲
2024 · €27k
Income taxes
€2k▲
2024 · €127
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€81k€88k▲
Fixed assets21/28€291€75▼
Tangible fixed assets22/27€216-
Furniture and vehicles24€216-
Financial fixed assets28€75€75=
Current assets29/58€81k€88k▲
Amounts receivable within one year40/41€53k€33k▼
Trade receivables40€53k€32k▼
Other amounts receivable41-€2k
Cash at bank and in hand54/58€28k€53k▲
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€81k€88k▲
Equity10/15€54k€60k▲
Contributions10/11€12k€12k=
Reserves13€7k€7k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€6k€6k=
Profit (loss) carried forward14€34k€40k▲
Amounts payable17/49€27k€28k▲
Amounts payable within one year42/48€27k€28k▲
Financial debts43€138-
Credit institutions430/8€138-
Trade debts44€741€3k▲
Suppliers440/4€741€3k▲
Taxes, remuneration and social security45€19k€19k▲
Taxes450/3€2k€2k▲
Remuneration and social security454/9€17k€17k▲
Other amounts payable47/48€7k€6k▼
Income statement
Code20242025
Turnover70€100k€91k▼
Goods, raw materials, services and sundry goods60/61€99k€84k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€519€216▼
Other operating charges640/8-€149
Gross operating margin9900€953€7k▲
Operating profit (loss)9901€435€7k▲
Financial income75/76B€24€41▲
Recurring financial income75€24€41▲
Financial charges65/66B€177€221▲
Recurring financial charges65€177€221▲
Profit (loss) for the period before taxes9903€281€7k▲
Income taxes67/77€127€2k▲
Profit (loss) for the period9904€154€5k▲
Profit (loss) for the period to be appropriated9905€154€5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€34k€40k▲
Profit (loss) brought forward from the previous period14P€34k€34k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
17-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-08
Financial
Weakest financial yearnet €154 ▼92.6%
Net result drops to €154, the lowest in the series; recovery starts the following year.
16-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
24-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
23-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-08
Financial
Liquidity doublescurrent ratio 4.02
Current ratio from 1.81 to 4.02; short-term debt falls from €48k to €15k.
16-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
25-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
20-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
08-02
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Alsembergsesteenweg 8421180 UkkelGround area
1,855 m²
Building footprint
1,176 m²
Volume, LiDAR
7,253 m³
2 parcels, Brussels · tallest building 12.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Carloodreef 7, 1180 Ukkel
since 20092.183.203.546
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21614E0126/00A002 | Brussels | 1,616 m² | 1 · 1,089 m² | 12.7 m · 2 fl. |
| 21614H0005/00F022 | Brussels | 240 m² | 1 · 87 m² | 11.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,633 companies in sector 68121 we hold annual accounts for 7,328. 5,077 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded29-10-2009
Fiscal year end31-08
Activities, NACEBEL
68121Development of residential building projects
43992Specialised construction activities
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.