GRANDISIMMO
ActiveGRANDISIMMO has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €60k and a net result of €524. Equity is growing by ~7.1% per year across the filed fiscal years. Its solvency ranks better than 78% of 19344 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
86
/ 100
Excellent▼ -8 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability4▼-6
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 3.18 against 11.31 in 2023), and 30% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
70%
Return on assets
0.6%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-08-2025, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
30 d late
2023
20 d late
2022
30 d early
2021
23 d late
2020
30 d late
2019
53 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€60k▲ 0.9%
2023 · €59k
2018: €9k
2019: €39k
2020: €61k
2021: €64k
2022: €58k
2023: €59k
2018 → 2024
Total assets
€86k▲ 21.6%
2023 · €70k
2018: €64k
2019: €42k
2020: €157k
2021: €75k
2022: €64k
2023: €70k
2018 → 2024
Net result
€524▼ 54.4%
2023 · €1k
2018: €54k
2019: €30k
2020: €22k
2021: €3k
2022: €-6k
2023: €1k
2018 → 2024
Working capital
€56k▼ 10.1%
2023 · €62k
2018: €-21k
2019: €17k
2020: €49k
2021: €66k
2022: €56k
2023: €62k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€61k-€64k▲ 5.2%€58k▼ 9.4%€59k▲ 2.0%€60k▲ 0.9%
Operating result€18k-€6k▼ 66.2%€-6k€2k€2k▼ 4.5%
Net result€22k-€3k▼ 85.8%€-6k€1k€524▼ 54.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 5% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €86k
Fixed assets
€4k▲ 96.3%
Current assets
€82k▲ 19.4%
Equity and liabilities €86k
Equity
€60k▲ 0.9%
Debt
€26k▲ 134%
The debt ratio rises from 15.6% to 30.0%: debt grows faster than equity.
Key figures and ratios
EBITDA
€3k▲
2023 · €3k
Cash flow
€2k▼
2023 · €2k
Solvency
70.0%▼
2023 · 84.4%
Current ratio
3.18▼
2023 · 11.31
Quick ratio
2.75▼
2023 · 6.35
Debt / equity
0.43▲
2023 · 0.18
ROE
0.9%▼
2023 · 1.9%
ROA
0.6%▼
2023 · 1.6%
Interest coverage
19.59▲
2023 · 18.25
Debt
€26k▲
2023 · €11k
Debt ≤ 1 year
€26k▲
2023 · €6k
Income taxes
€958▲
2023 · €423
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€70k€86k▲
Fixed assets21/28€2k€4k▲
Tangible fixed assets22/27€2k€4k▲
Plant, machinery and equipment23€378€1k▲
Furniture and vehicles24€2k€3k▲
Current assets29/58€68k€82k▲
Stocks and contracts in progress3€30k€11k▼
Contracts in progress37€30k€11k▼
Amounts receivable within one year40/41€21k€32k▲
Trade receivables40€21k€32k▲
Other amounts receivable41€592-
Cash at bank and in hand54/58€16k€38k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€70k€86k▲
Equity10/15€59k€60k▲
Contributions10/11€6k€6k=
Reserves13€57k€57k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€56k€56k=
Profit (loss) carried forward14€-4k€-4k▲
Amounts payable17/49€11k€26k▲
Amounts payable within one year42/48€6k€26k▲
Trade debts44€665€1k▲
Suppliers440/4€665€1k▲
Advances received on contracts in progress46-€10k
Taxes, remuneration and social security45€4k€11k▲
Taxes450/3€423€8k▲
Remuneration and social security454/9€4k€4k▲
Other amounts payable47/48€1k€3k▲
Accrued charges and deferred income492/3€5k€12▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€4k€5k▲
Operating profit (loss)9901€2k€2k▼
Financial charges65/66B€165€177▲
Recurring financial charges65€165€177▲
Profit (loss) for the period before taxes9903€2k€1k▼
Income taxes67/77€423€958▲
Profit (loss) for the period9904€1k€524▼
Profit (loss) for the period to be appropriated9905€1k€524▼
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€-4k▲
Profit (loss) brought forward from the previous period14P€-6k€-4k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
20-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 20 days late
2023
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
01-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-6k ▼291%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
31-12
Financial
Liquidity times 7current ratio 10.54
Current ratio from 1.50 to 10.54; short-term debt falls from €96k to €7k.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
08-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity times 10current ratio 6.26
Current ratio from 0.63 to 6.26; short-term debt falls from €55k to €3k.
20-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
13-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
07-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zele · 2 establishment units since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kouterstraat 269240 ZeleGround area
403 m²
Building footprint
263 m²
Volume, LiDAR
4,600 m³
2 parcels, Flanders · tallest building 34.0 m, ±10 floors. Linked by address, not a title deed.
2 establishment units
Grandisimmo
since 20102.193.739.726
GRANDISIMMO
since 20192.294.137.595
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42402F0489/00S000 | Flanders | 254 m² | 1 · 120 m² | 9.8 m · 1 fl. |
| 35013A1598/00P009 | Flanders | 149 m² | 1 · 142 m² | 34.0 m · 10 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CASSAN
BE 0788.187.257
Middelkerke · Eq €60k
Cis Snels Bouwbedrijf
BE 0773.740.888
Wuustwezel · Eq €60k
JEFIMA
BE 0768.421.825
Eeklo · Eq €60k
Immo Brix2.Build
BE 0758.369.754
Kasterlee · Eq €60k
AL-MGMT
BE 0746.801.317
Herk-de-Stad · Eq €60k
Of 9,635 companies in sector 68121 we hold annual accounts for 7,328. 5,080 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded28-10-2010
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
68310Real estate agency activities
68311Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.