Financials
- Fiscal year
- 2025
- Total assets
- €172,242
- Profit
- €38,996
- Solvency
- 23.4%
WHITBY
ActiveSummary
The computed 12-month bankruptcy probability of WHITBY is 2.9% (moderate). The 2025 annual accounts show equity of €40,330 and a net result of €38,996. Its solvency ranks better than 44% of 14676 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Limited-service restaurants, excluding mobile food services
NACE 56112Limited-service restaurants NACE 56102Full-service restaurants NACE 56111
1 site
Size
€172,242total assets 2025
- Staff
- 0.3 FTE
- Equity
- €40,330
- Profit
- €38,996
Turnover not published (abridged schema)
Structure
Accounts filed 26 d late0 of 2 deeds read
Why 52- Founded in 2024- Sector Food and beverage service activities (NACE 56)- 1 change of registered office in 24 months+ Liquidity: current ratio 0.58, cash €71,799Show the evidence
Checked score
Score 2025
52
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 64% of its sector peers (NACE 56, micro)
Performance against the sector, not lower risk
Financial strength
Strong
Solvency
48
equity 23.4% of total assets
Liquidity
60
short-term debt 74.6% · cash 41.7%
Profitability
97
return on assets 22.6%
Bankruptcy probability, 12 months
2.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 19 months
05-2025: 3.9%
06-2025: 4.0%▲ +2.3% vs 05-2025
07-2025: 4.1%▲ +1.8% vs 06-2025
08-2025: 4.6%▲ +11.2% vs 07-2025
09-2025: 4.6%● 0.0% vs 08-2025
10-2025: 8.0%▲ +76.0% vs 09-2025
11-2025: 8.3%▲ +3.7% vs 10-2025
12-2025: 8.3%● 0.0% vs 11-2025
01-2026: 8.1%▼ -2.3% vs 12-2025
02-2026: 8.2%▲ +0.6% vs 01-2026
03-2026: 8.6%▲ +4.4% vs 02-2026
04-2026: 8.6%▲ +1.1% vs 03-2026highest value
05-2026: 8.6%● 0.0% vs 04-2026highest value
06-2026: 2.9%▼ -66.1% vs 05-2026lowest value
07-2026: 2.9%● 0.0% vs 06-2026lowest value
08-2026: 2.9%● 0.0% vs 07-2026lowest value
09-2026: 2.9%● 0.0% vs 08-2026lowest value
10-2026: 2.9%● 0.0% vs 09-2026lowest value
- Founded in 2024 raises the probability for this profile
- Sector Food and beverage service activities (NACE 56) raises the probability
- Liquidity: current ratio 0.58, cash €71,799 lowers the probability
- 1 change of registered office in 24 months raises the probability
Credit up to €2,000 at 30 days acceptable
Liquidity short (current ratio 0.58; short-term debt: 74.6% and cash: 41.7% of total assets), and 76.6% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 56, micro). Better than this share of them on solvency 44%, liquidity 63%, profitability 84%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 26-05-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
26 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
- 26-05-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Limited-service restaurants, excluding mobile food servicesNACE 56112
- Founded
- 09-04-2024
- Year ends
- 30-09
- Peppol
- Reachable for e-invoices
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