HU EXPRESS
ActiveSummary
The computed 12-month bankruptcy probability of HU EXPRESS is 3.7% (moderate). The 2025 annual accounts show equity of €38k and a net result of €21k. Its solvency ranks better than 42% of 13417 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability83▲+6
Solvency46▲+12
Growth78
Track record82
Bankruptcy probability, 12 months
3.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity short (current ratio 0.54 against 0.31 in 2024; short-term debt: 48.4% and cash: 21.8% of total assets), and 79% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
21%
Return on assets
11.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
29 d early
2024
7 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€38k▲ 128%
2024 · €17k
Total assets
€178k▲ 2.5%
2024 · €174k
Net result
€21k▲ 82.9%
2024 · €12k
Working capital
€-40k▲ 27.5%
2024 · €-55k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20242025
Operating result€19k-€33k▲ 70.7%
Net result€12k-€21k▲ 82.9%
Equity€17k-€38k▲ 128%
Total assets€174k-€178k▲ 2.5%
Debt€158k-€141k▼ 10.6%
Working capital€-55k-€-40k▲ 27.5%
Staff (FTE)0.6-
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 71% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €178k
Fixed assets
€132k ▼ 11.8%
Current assets
€46k ▲ 90.6%
Equity and liabilities €178k
Equity
€38k ▲ 128%
Debt
€141k ▼ 10.6%
Debt's share of the balance-sheet total falls from 90.5% to 79.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€58k▲
2024 · €40k
Cash flow
€46k▲
2024 · €33k
Current ratio
0.54▲
2024 · 0.31
Debt to equity
3.75▼
2024 · 9.56
ROE
56.0%▼
2024 · 69.7%
ROA
11.8%▲
2024 · 6.6%
Interest coverage
8.97▲
2024 · 8.23
Debt ≤ 1 year
€86k▲
2024 · €80k
Debt > 1 year
€55k▼
2024 · €78k
Income taxes
€5k▲
2024 · €3k
Staff costs
€24k▲
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Remuneration, social security and pensions62 | €14k | €24k | ▲ 66.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €21k | €25k | ▲ 18.6% |
| Other operating charges640/8 | €828 | €1k | ▲ 40.9% |
| Gross operating margin9900 | €56k | €83k | ▲ 49.3% |
| Operating profit (loss)9901 | €19k | €33k | ▲ 70.7% |
| Financial income75/76B | - | €0 | - |
| Recurring financial income75 | - | €0 | - |
| Financial charges65/66B | €5k | €6k | ▲ 31.7% |
| Recurring financial charges65 | €5k | €6k | ▲ 31.7% |
| Profit (loss) for the period before taxes9903 | €14k | €27k | ▲ 84.0% |
| Income taxes67/77 | €3k | €5k | ▲ 88.3% |
| Profit (loss) for the period9904 | €12k | €21k | ▲ 82.9% |
| Profit (loss) for the period to be appropriated9905 | €12k | €21k | ▲ 82.9% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €174k | €178k | ▲ 2.5% |
| Fixed assets21/28 | €150k | €132k | ▼ 11.8% |
| Intangible fixed assets21 | €100k | €89k | ▼ 11.0% |
| Tangible fixed assets22/27 | €50k | €43k | ▼ 13.6% |
| Plant, machinery and equipment23 | €46k | €41k | ▼ 11.6% |
| Furniture and vehicles24 | €3k | €2k | ▼ 40.9% |
| Current assets29/58 | €24k | €46k | ▲ 90.6% |
| Amounts receivable within one year40/41 | €698 | €6k | ▲ 745% |
| Trade receivables40 | €655 | €2k | ▲ 159% |
| Other amounts receivable41 | €43 | €4k | ▲ 9,656% |
| Cash at bank and in hand54/58 | €23k | €39k | ▲ 70.4% |
| Deferred charges and accrued income490/1 | €802 | €2k | ▲ 93.8% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €174k | €178k | ▲ 2.5% |
| Equity10/15 | €17k | €38k | ▲ 128% |
| Contributions10/11 | €5k | €5k | = |
| Reserves13 | €12k | €33k | ▲ 183% |
| Distributable reserves133 | €12k | €33k | ▲ 183% |
| Amounts payable17/49 | €158k | €141k | ▼ 10.6% |
| Amounts payable after more than one year17 | €78k | €55k | ▼ 30.2% |
| Financial debts170/4 | €78k | €55k | ▼ 30.2% |
| Amounts payable within one year42/48 | €80k | €86k | ▲ 8.6% |
| Current portion of amounts payable after more than one year42 | €23k | €24k | ▲ 4.2% |
| Trade debts44 | €6k | €8k | ▲ 37.2% |
| Suppliers440/4 | €6k | €8k | ▲ 37.2% |
| Taxes, remuneration and social security45 | €4k | €8k | ▲ 78.7% |
| Taxes450/3 | €4k | €7k | ▲ 74.1% |
| Remuneration and social security454/9 | - | €196 | - |
| Other amounts payable47/48 | €46k | €47k | ▲ 0.6% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €12k | €21k | ▲ 82.9% |
| + Depreciation and write-downs630 | €21k | €25k | ▲ 18.6% |
| Operating cash flow (approximation) | €33k | €46k | ▲ 41.3% |
| Investment in fixed assets (approximation) | - | €-7k | - |
| Change in cash | - | €16k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
07-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 7 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Olen · 1 establishment unit since 2024
Ground area
663 m²
Building footprint
99 m²
Volume, LiDAR
538 m³
Parcel 13029G0382/00R002, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
HU EXPRESS
since 20242.354.057.465
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13029G0382/00R002 | Flanders | 663 m² | 1 · 99 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteOlen2.354.057.465
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Of 21,861 companies in sector 56112 we hold annual accounts for 9,773. 8,453 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded08-01-2024
Fiscal year end31-12
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
56111Full-service restaurants
56210Event catering
Scores and ratios are computed by Checked and are not a credit decision.