Age4 yrs
Real estate1 parcel · 2,023 m²
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of WhatNextFactory is 0.4% (very low). The 2025 annual accounts show equity of €34k and a net result of €75k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 28% of 4760 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 4 annual accounts.
Filing behaviour
From the deposit records, complete market-wideLatest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-04-2026, 115 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 4 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | 07-04-2026 | 115 d early | 2026-00073043 |
| 31-12-2024 | 31-07-2025 | 27-08-2025 | 27 d late | 2025-00412483 |
| 31-12-2023 | 31-07-2024 | 30-08-2024 | 30 d late | 2024-00407547 |
| 31-12-2022 | 31-07-2023 | 13-07-2023 | 18 d early | 2023-00231849 |
Source: the National Bank's deposit records, as we have ingested them. NOTE: our copy has a gap across June to August 2026, missing roughly 220,000 deposits; for July we hold 15,605 of about 137,000 expected. A year whose deadline falls in that window shows as not confirmed, not as not filed. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsMore than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone0.4%
Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector
−Young company
+Annual accounts: healthy financial profile
−
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
TurnoverNot published (micro schema)
EBIT marginNot published (micro schema)
Net result€75k
Working capital€3k
Annual accounts & ratios
Source: NBB · 2025Annual accounts filed on 07-04-2026 with the NBB · fiscal year 2025 · micro
Sector comparison
Fiscal year 2025 · NACE 70, Head offices & management consulting · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 23.2% | 55.4% | |
| Net result | €75k | €38k | |
| Equity | €34k | €64k | |
| Gross operating margin | €91k | €61k | |
| Total assets | €147k | €146k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
P28
Weakening position over 2022-2025
· n=4760-12491
P75
Improving position over 2022-2025
· n=4760-12493
P35
Stable position over 2022-2025
· n=4761-12499
P67
Improving position over 2022-2025
· n=4753-12478
Describes the position versus peers, not a forecast.
€88k
-
22-25
€75k
-
22-25
€85k
-
22-25
€147k
+115.2%
22-25
€34k
-
22-25
€3k
-
22-25
€3k
+2162.0%
22-25
€113k
+3.2%
22-25
Show 8 other metrics
€113k
+3.2%
22-25
1.03
+301.9%
22-25
1.00
+331.8%
22-25
23.2%
-
22-25
3.31
-
22-25
220.3%
+110.1%
22-25
51.2%
-
22-25
585.03
-
22-25
Figures by fiscal year
| Fiscal year | 2025 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €88k |
| Net profit | €75k |
| Cash flow | €85k |
| Staff costs | - |
| Income taxes | €3k |
| Dividends | - |
| Total assets | €147k |
| Equity | €34k |
| Debt | €113k |
| of which ≤ 1y | €113k |
| of which > 1y | - |
| Working capital | €3k |
| Employees (FTE) | - |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 1.03 |
| Quick ratio | 1.00 |
| Working capital ratio | 2.0% |
| Solvency | 23.2% |
| Debt / equity | 3.31 |
| Long-term debt ratio | - |
| Interest coverage | 585.03 |
| Gross margin | - |
| Net margin | - |
| ROA | 51.2% |
| ROE | 220.3% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2025
Full annual accounts (20 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €147k |
| Fixed assets | 21/28 | €31k |
| Tangible fixed assets | 22/27 | €31k |
| Current assets | 29/58 | €116k |
| Stocks & contracts in progress | 3 | €3k |
| Amounts receivable within one year | 40/41 | €9k |
| Cash & bank | 54/58 | €104k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €147k |
| Equity | 10/15 | €34k |
| Contributions / capital | 10/11 | €25k |
| Accumulated profits (losses) | 14 | €9k |
| Amounts payable | 17/49 | €113k |
| Amounts payable within one year | 42/48 | €113k |
| Income statement | ||
| Gross operating margin | 9900 | €91k |
| Operating result | 9901 | €78k |
| Financial charges | 65 | €150 |
| Result before taxes | 9903 | €78k |
| Income taxes | 67/77 | €3k |
| Net result for the period | 9904 | €75k |
| Result to be appropriated | 9905 | €75k |
This table shows the latest fiscal year. 3 prior years, with figures and ratios, belong to a paid plan.
See plans →
Ratios computed by Checked.
Health barometer
FY 2025 · computed76
/ 100
Excellent
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Directors
Directors & mandates
no sitting directorFormer directors (2)
-
Mr GeromeManagerState Gazette act 22104547 (01-09-2022)Former- → 01-09-2022
-
Serge GeromeManagerState Gazette act 22104547 (01-09-2022)Former- → 24-07-2022
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies(70200) |
| Legal form | Private limited company(610) |
| Incorporation | 23-12-2021 |
| Status | Active |
| Postal code | 4671 |
Structure & network
Locations & real estate
Registered office
from the Crossroads BankCannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Canada 404671 BlégnyEstablishment units
1 locationRue Canada 40, 4671 Blégny
since 20222.325.994.177
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area2,023 m²
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62056A0107/00Z004 | Wallonia | 2,023 m² | - | - |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
1 act All acts · 1
updated 4 years ago
2022
01-09-2022 2 resigning
- Serge Gerome, Zaakvoerder
- Mr Gerome, Zaakvoerder
Analysis
Financial profile
5 of 5 axes measured76
/ 100
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Health
76
Profitability
100
Solvency
34
Growth
78
Stability
94
Credit advice
verdict per customer and amountSimilar
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We hold annual accounts for 15,458 of the 82,320 companies in this sector. 12,615 of them are within a factor 10 of this company's equity.
Company registry
Company registry (CBE)
Crossroads BankActivities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Vervaardiging van andere elektrische apparatuur27900Activiteiten van ingenieurs en aanverwante technische adviseurs, exclusief landmeters-experts71121
Primary activity highlighted.
Names & trade names
| Legal nameFR | WhatNextFactory |
Registered office
Rue Canada 40
4671 Blégny, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.