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WH - IMMO

Active
Public limited companyfounded 199630 yrs activeAvenue des Vallées 130, 1341 Ottignies-Louvain-la-Neuve, BelgiumKBO/BCE: BE 0457.001.741

WH - IMMO has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €295k and a net result of €6k. Equity remains stable across the filed fiscal years (±1.8% per year). Its solvency ranks better than 74% of 13898 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
64 / 100
Healthy▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability10▲+7
Solvency66▲+1
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity short (current ratio 0.42 against 0.38 in 2024), and 36.9% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 30 years 0 40 y
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
63.1%
Return on assets
1.3%
Age of the figures
8 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-05-2026, 72 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
72 d early
2024
76 d early
2023
71 d early
2022
77 d early
2021
12 d early
2020
10 d late
2019
25 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€295k▲ 2.1%
2024 · €289k
2018: €256k 2019: €269k 2020: €271k 2021: €268k 2022: €279k 2023: €287k 2024: €289k
2018 → 2025
Total assets
€468k▼ 2.6%
2024 · €480k
2018: €260k 2019: €269k 2020: €285k 2021: €275k 2022: €291k 2023: €498k 2024: €480k
2018 → 2025
Net result
€6k▲ 196%
2024 · €2k
2018: €4k 2019: €14k 2020: €2k 2021: €-3k 2022: €11k 2023: €8k 2024: €2k
2018 → 2025
Working capital
€-101k▲ 14.7%
2024 · €-118k
2018: €151k 2020: €174k 2021: €175k 2022: €190k 2023: €-98k 2024: €-118k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€268k-€279k▲ 4.1%€287k▲ 2.8%€289k▲ 0.7%€295k▲ 2.1%
Operating result€3k-€17k▲ 544%€12k▼ 29.3%€3k▼ 72.3%€10k▲ 195%
Net result€-3k-€11k€8k▼ 29.3%€2k▼ 73.9%€6k▲ 196%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-5k€0€5k€10k€15kOperating result 2021: €3k€3kNet result 2021: €-3k€-3kOperating result 2022: €17k€17kNet result 2022: €11k€11kOperating result 2023: €12k€12kNet result 2023: €8k€8kOperating result 2024: €3k€3kNet result 2024: €2k€2kOperating result 2025: €10k€10kNet result 2025: €6k€6k20212022202320242025
The operating result recovers in 2025; 2025 is 195% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €468k
Fixed assets €396k▼ 2.6%
Current assets €72k▼ 2.4%
Equity and liabilities €468k
Equity €295k▲ 2.1%
Debt €173k▼ 9.6%
The debt ratio falls from 39.8% to 36.9%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
EBITDA
€24k
2024 · €24k
Cash flow
€20k
2024 · €22k
Solvency
63.1%
2024 · 60.2%
Current ratio
0.42
2024 · 0.38
Quick ratio
0.06
2024 · 0.07
Debt / equity
0.59
2024 · 0.66
ROE
2.0%
2024 · 0.7%
ROA
1.3%
2024 · 0.4%
Interest coverage
36.08
2024 · 109.70
Debt
€173k
2024 · €191k
Debt ≤ 1 year
€172k
2024 · €191k
Debt > 1 year
€795
Income taxes
€3k
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€480k€468k
Fixed assets21/28€407k€396k
Tangible fixed assets22/27€407k€396k
Land and buildings22€407k€396k
Current assets29/58€73k€72k
Stocks and contracts in progress3€61k€61k=
Stocks30/36€61k€61k=
Cash at bank and in hand54/58€13k€11k
Equity and liabilities
Total equity and liabilities10/49€480k€468k
Equity10/15€289k€295k
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€227k€233k
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€221k€227k
Amounts payable17/49€191k€173k
Amounts payable after more than one year17-€795
Other amounts payable178/9-€795
Amounts payable within one year42/48€191k€172k
Trade debts44€3k€3k
Suppliers440/4€3k€3k
Taxes, remuneration and social security45€5k€4k
Taxes450/3€5k€4k
Other amounts payable47/48€183k€165k
Accrued charges and deferred income492/3€29€29=
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€14k
Other operating charges640/8€6k€5k
Gross operating margin9900€30k€29k
Operating profit (loss)9901€3k€10k
Financial charges65/66B€215€659
Recurring financial charges65€215€659
Profit (loss) for the period before taxes9903€3k€9k
Income taxes67/77€1k€3k
Profit (loss) for the period9904€2k€6k
Profit (loss) for the period to be appropriated9905€2k€6k
Appropriation of the result
Profit (loss) to be appropriated9906€2k€6k
Transfer to equity691/2€2k€6k
To other reserves6921€2k€6k

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
20-05
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
16-05
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
21-05
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
15-05
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Back to profitnet €11k
Net result €11k after one loss-making year.
19-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Weakest financial yearnet €-3k ▼250%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
10-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 10 days late
2020
25-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 25 days late
2019
31-12
Financial Highest result since 2018net €14k ▲232%
Net result €14k, the highest in the series.
23-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
30-07
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
16-08
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 16 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
under verification, no change since 2024
This board is reconstructed from a single act (24362315). A Gazette act generally publishes only CHANGES, not a full roll call, so directors unchanged since then may be missing here. The KBO register holds the complete list of function holders.
Anne WEY
Director · since 19-02-2024
Current
HAULOTTE Chloé Annette Suzanne Ghislaine
Director · since 19-02-2024
Current
HAULOTTE Walter
Director · since 19-02-2024
Current
William Haulotte
Director · since 19-02-2024
Current
19-02-2024 Anne WEY: Appointed as Director
19-02-2024 HAULOTTE Chloé Annette Suzanne Ghislaine: Appointed as Director
19-02-2024 HAULOTTE Walter: Appointed as Director
19-02-2024 William Haulotte: Resigned as Director
19-02-2024 William Haulotte: Appointed as Director
19-02-2024 AnneMarie WEY: Resigned as Director
19-02-2024 HAULOTTE Walter William Georges José: Resigned as Director
Location & real-estate footprint
Registered office, Ottignies-Louvain-la-Neuve · 1 establishment unit since 1996
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Avenue des Vallées 1301341 Ottignies-Louvain-la-Neuve
Ground area
582 m²
Building footprint
222 m²
Parcel 25016A0248/00G004, Wallonia. Linked by address, not a title deed.
1 establishment unit
WH IMMO SA
Avenue des Vallées 130, 1341 Ottignies-Louvain-la-NeuveNACE 70201
since 19962.075.248.979
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25016A0248/00G004 Wallonia 582 m² 1 · 222 m² -
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 9,094 companies in sector 68201 we hold annual accounts for 6,725. 4,919 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPublic limited company
Founded10-01-1996
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
77320Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers

Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.