BENIMBAR
ActiveSummary
BENIMBAR has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €148k and a net result of €-10k. Equity is shrinking by ~4.2% per year across the filed fiscal years. Its solvency ranks better than 48% of 14128 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability66▼-2
Solvency53=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity short (current ratio 0.37 against 0.36 in 2024; short-term debt: 30.6% and cash: 10.7% of total assets), and 72.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-10k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
7 d early
2023
1 d early
2022
31 d late
2021
31 d late
2020
1 d early
2019
68 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€148k▼ 6.3%
2024 · €158k
2018: €200khighest in 8 years
2019: €191k▼ -4.6% vs 2018
2020: €180k▼ -5.7% vs 2019
2021: €176k▼ -2.5% vs 2020
2022: €168k▼ -4.3% vs 2021
2023: €161k▼ -4.5% vs 2022
2024: €158k▼ -1.8% vs 2023
2025: €148k▼ -6.3% vs 2024lowest in 8 years
2018 → 2025
Total assets
€536k▼ 5.5%
2024 · €567k
2018: €410klowest in 8 years
2019: €577k▲ +40.6% vs 2018highest in 8 years
2020: €563k▼ -2.3% vs 2019
2021: €553k▼ -1.8% vs 2020
2022: €545k▼ -1.5% vs 2021
2023: €541k▼ -0.7% vs 2022
2024: €567k▲ +4.8% vs 2023
2025: €536k▼ -5.5% vs 2024
2018 → 2025
Net result
€-10k▼ 235%
2024 · €-3k
2018: €5khighest in 8 years
2019: €-9k▼ -296% vs 2018
2020: €-11k▼ -18.5% vs 2019lowest in 8 years
2021: €-5k▲ +58.2% vs 2020
2022: €-8k▼ -66.1% vs 2021
2023: €-8k● +0.0% vs 2022
2024: €-3k▲ +60.9% vs 2023
2025: €-10k▼ -235% vs 2024
2018 → 2025
Working capital
€-104k▲ 9.2%
2024 · €-114k
2018: €-79khighest in 8 years
2019: €-270k▼ -243% vs 2018lowest in 8 years
2020: €-109k▲ +59.9% vs 2019
2021: €-103k▲ +4.9% vs 2020
2022: €-96k▲ +7.3% vs 2021
2023: €-86k▲ +10.5% vs 2022
2024: €-114k▼ -33.2% vs 2023
2025: €-104k▲ +9.2% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€176k-€168k▼ 4.3%€161k▼ 4.5%€158k▼ 1.8%€148k▼ 6.3%
2021: €176khighest in 5 years
2022: €168k▼ -4.3% vs 2021
2023: €161k▼ -4.5% vs 2022
2024: €158k▼ -1.8% vs 2023
2025: €148k▼ -6.3% vs 2024lowest in 5 years
Operating result€3k-€354▼ 89.2%€3k▲ 870%€-2k€-9k▼ 280%
2021: €3k
2022: €354▼ -89.2% vs 2021
2023: €3k▲ +870% vs 2022highest in 5 years
2024: €-2k▼ -171% vs 2023
2025: €-9k▼ -280% vs 2024lowest in 5 years
Net result€-5k-€-8k▼ 66.1%€-8k=€-3k▲ 60.9%€-10k▼ 235%
2021: €-5k
2022: €-8k▼ -66.1% vs 2021
2023: €-8k● +0.0% vs 2022
2024: €-3k▲ +60.9% vs 2023highest in 5 years
2025: €-10k▼ -235% vs 2024lowest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €9k in 2025 against €2k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €536k
Fixed assets
€476k ▼ 5.6%
Current assets
€61k ▼ 4.8%
Equity and liabilities €536k
Equity
€148k ▼ 6.3%
Debt
€388k ▼ 5.2%
Debt's share of the balance-sheet total rises from 72.2% to 72.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€19k▼
2024 · €22k
Cash flow
€18k▼
2024 · €22k
Current ratio
0.37▲
2024 · 0.36
Debt to equity
2.62▲
2024 · 2.59
ROE
-6.7%▼
2024 · -1.9%
ROA
-1.8%▼
2024 · -0.5%
Interest coverage
32.18▼
2024 · 36.62
Debt ≤ 1 year
€164k▼
2024 · €178k
Debt > 1 year
€199k▼
2024 · €207k
Income taxes
€138▲
2024 · €39
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€567k€536k▼
Fixed assets21/28€504k€476k▼
Tangible fixed assets22/27€504k€476k▼
Land and buildings22€461k€444k▼
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€39k€29k▼
Current assets29/58€64k€61k▼
Amounts receivable within one year40/41€709€2k▲
Other amounts receivable41€709€2k▲
Cash at bank and in hand54/58€62k€58k▼
Deferred charges and accrued income490/1€658€1k▲
Equity and liabilities
Total equity and liabilities10/49€567k€536k▼
Equity10/15€158k€148k▼
Contributions10/11€150k€150k=
Reserves13€50k€50k=
Distributable reserves133€50k€50k=
Profit (loss) carried forward14€-43k€-52k▼
Amounts payable17/49€410k€388k▼
Amounts payable after more than one year17€207k€199k▼
Financial debts170/4€207k€199k▼
Amounts payable within one year42/48€178k€164k▼
Current portion of amounts payable after more than one year42€7k€8k▲
Trade debts44€253€2k▲
Suppliers440/4€253€2k▲
Taxes, remuneration and social security45-€96
Taxes450/3-€96
Other amounts payable47/48€170k€154k▼
Accrued charges and deferred income492/3€25k€26k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€28k▲
Other operating charges640/8€5k€5k▲
Gross operating margin9900€28k€24k▼
Operating profit (loss)9901€-2k€-9k▼
Financial income75/76B€142€140▼
Recurring financial income75€142€140▼
Financial charges65/66B€606€586▼
Recurring financial charges65€606€586▼
Profit (loss) for the period before taxes9903€-3k€-10k▼
Income taxes67/77€39€138▲
Profit (loss) for the period9904€-3k€-10k▼
Profit (loss) for the period to be appropriated9905€-3k€-10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-43k€-52k▼
Profit (loss) brought forward from the previous period14P€-40k€-43k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €18k | €19k | €19k | €25k | €28k | ▲ 14.3% |
| Other operating charges640/8 | €5k | €4k | €5k | €5k | €5k | ▲ 2.8% |
| Gross operating margin9900 | €26k | €24k | €28k | €28k | €24k | ▼ 11.5% |
| Operating profit (loss)9901 | €3k | €354 | €3k | €-2k | €-9k | ▼ 280% |
| Financial income75/76B | €18 | €49 | €103 | €142 | €140 | ▼ 1.0% |
| Recurring financial income75 | €18 | €49 | €103 | €142 | €140 | ▼ 1.0% |
| Financial charges65/66B | €8k | €8k | €11k | €606 | €586 | ▼ 3.2% |
| Recurring financial charges65 | €8k | €8k | €11k | €606 | €586 | ▼ 3.2% |
| Profit (loss) for the period before taxes9903 | €-5k | €-8k | €-8k | €-3k | €-10k | ▼ 235% |
| Income taxes67/77 | - | - | - | €39 | €138 | ▲ 255% |
| Profit (loss) for the period9904 | €-5k | €-8k | €-8k | €-3k | €-10k | ▼ 235% |
| Profit (loss) for the period to be appropriated9905 | €-5k | €-8k | €-8k | €-3k | €-10k | ▼ 235% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €553k | €545k | €541k | €567k | €536k | ▼ 5.5% |
| Fixed assets21/28 | €516k | €501k | €486k | €504k | €476k | ▼ 5.6% |
| Tangible fixed assets22/27 | €516k | €501k | €486k | €504k | €476k | ▼ 5.6% |
| Land and buildings22 | €513k | €496k | €478k | €461k | €444k | ▼ 3.7% |
| Plant, machinery and equipment23 | €3k | €2k | €6k | €4k | €3k | ▼ 37.0% |
| Furniture and vehicles24 | - | €3k | €2k | €39k | €29k | ▼ 24.3% |
| Current assets29/58 | €37k | €44k | €55k | €64k | €61k | ▼ 4.8% |
| Amounts receivable within one year40/41 | €9k | €4k | €5k | €709 | €2k | ▲ 145% |
| Trade receivables40 | €9k | €4k | €5k | - | - | - |
| Other amounts receivable41 | €51 | €199 | €561 | €709 | €2k | ▲ 145% |
| Cash at bank and in hand54/58 | €29k | €40k | €50k | €62k | €58k | ▼ 7.6% |
| Deferred charges and accrued income490/1 | - | - | €139 | €658 | €1k | ▲ 100% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €553k | €545k | €541k | €567k | €536k | ▼ 5.5% |
| Equity10/15 | €176k | €168k | €161k | €158k | €148k | ▼ 6.3% |
| Contributions10/11 | €150k | €150k | €150k | €150k | €150k | = |
| Reserves13 | €50k | €50k | €50k | €50k | €50k | = |
| Non-distributable reserves130/1 | €15k | €15k | - | - | - | - |
| Reserves not available under the articles1311 | €15k | €15k | - | - | - | - |
| Distributable reserves133 | €35k | €35k | €50k | €50k | €50k | = |
| Profit (loss) carried forward14 | €-25k | €-32k | €-40k | €-43k | €-52k | ▼ 23.2% |
| Amounts payable17/49 | €377k | €377k | €380k | €410k | €388k | ▼ 5.2% |
| Amounts payable after more than one year17 | €229k | €222k | €215k | €207k | €199k | ▼ 4.2% |
| Financial debts170/4 | €229k | €222k | €215k | €207k | €199k | ▼ 4.2% |
| Amounts payable within one year42/48 | €140k | €140k | €141k | €178k | €164k | ▼ 7.6% |
| Current portion of amounts payable after more than one year42 | €7k | €7k | €7k | €7k | €8k | ▲ 3.5% |
| Trade debts44 | €373 | €418 | €335 | €253 | €2k | ▲ 714% |
| Suppliers440/4 | €373 | €418 | €335 | €253 | €2k | ▲ 714% |
| Taxes, remuneration and social security45 | - | - | - | - | €96 | - |
| Taxes450/3 | - | - | - | - | €96 | - |
| Other amounts payable47/48 | €133k | €132k | €133k | €170k | €154k | ▼ 9.2% |
| Accrued charges and deferred income492/3 | €8k | €15k | €25k | €25k | €26k | ▲ 3.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-5k | €-8k | €-8k | €-3k | €-10k | ▼ 235% |
| + Depreciation and write-downs630 | €18k | €19k | €19k | €25k | €28k | ▲ 14.3% |
| Operating cash flow (approximation) | €14k | €11k | €12k | €22k | €18k | ▼ 15.7% |
| Investment in fixed assets (approximation) | - | €-4k | €-4k | €-42k | €0 | ▲ 100% |
| Change in cash | - | €12k | €9k | €13k | €-5k | ▼ 137% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-11k
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
07-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 68 days late
2019
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
12-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Alken · 1 establishment unit since 1995
Ground area
3,378 m²
Building footprint
602 m²
Volume, LiDAR
3,390 m³
2 parcels, Flanders · tallest building 11.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
O. L. Vrouwstraat 172, 3570 Alken
since 19952.071.064.222
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73302F0971/00H003 | Flanders | 2,398 m² | 1 · 394 m² | 8.4 m · 2 fl. |
| 73001A0158/00C003 | Flanders | 980 m² | 1 · 208 m² | 11.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,136 companies in sector 68201 we hold annual accounts for 6,765. 4,559 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-05-1994
Fiscal year end31-12
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
02400Forestry and logging
43120Site preparation
81300Landscape service activities
Scores and ratios are computed by Checked and are not a credit decision.