Westhavendijk Onroerend Goed
ActiveSummary
Westhavendijk Onroerend Goed has been active since 1981 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5.90M and a net result of €5k. Its solvency ranks better than 78% of 9194 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability38
Solvency93
Growth-
Track record85
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €430k at 30 days acceptable
Liquidity short (current ratio 0.31; short-term debt: 10.2% and cash: 2.7% of total assets), and 31.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68.4%
Return on assets
0.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-09-2026, 49 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
49 d late
2025
171 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, abbreviated schema
Equity
€5.90M
Total assets
€8.63M
Net result
€5k
Working capital
€-611k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €8.63M
Fixed assets
€8.36M
Current assets
€270k
Equity and liabilities €8.63M
Equity
€5.90M
Debt
€2.73M
Debt finances 31.6% of the balance-sheet total.
Key figures and ratios
Current ratio
0.31
Debt to equity
0.46
ROE
0.1%
ROA
0.1%
Debt ≤ 1 year
€881k
Debt > 1 year
€1.84M
Income taxes
€1k
Filed annual accounts As filed with the NBB · 2025 · 43 lines
Balance sheet
Code2025
Assets
Total assets20/58€8.63M
Fixed assets21/28€8.36M
Tangible fixed assets22/27€8.36M
Land and buildings22€8.35M
Plant, machinery and equipment23€14k
Current assets29/58€270k
Amounts receivable within one year40/41€41k
Trade receivables40€41k
Other amounts receivable41€0
Cash at bank and in hand54/58€230k
Equity and liabilities
Total equity and liabilities10/49€8.63M
Equity10/15€5.90M
Contributions10/11€2.33M
Revaluation surpluses12€1.21M
Reserves13€2.15M
Distributable reserves133€2.15M
Profit (loss) carried forward14€218k
Amounts payable17/49€2.73M
Amounts payable after more than one year17€1.84M
Financial debts170/4€1.84M
Amounts payable within one year42/48€881k
Current portion of amounts payable after more than one year42€44k
Financial debts43€160k
Credit institutions430/8€160k
Trade debts44€633
Suppliers440/4€633
Advances received on contracts in progress46€108k
Taxes, remuneration and social security45€29k
Taxes450/3€29k
Other amounts payable47/48€540k
Accrued charges and deferred income492/3€8k
Income statement
Code2025
Gross operating margin9900€16k
Operating profit (loss)9901€16k
Financial income75/76B€1
Recurring financial income75€1
Financial charges65/66B€9k
Recurring financial charges65€9k
Profit (loss) for the period before taxes9903€7k
Income taxes67/77€1k
Profit (loss) for the period9904€5k
Profit (loss) for the period to be appropriated9905€5k
Appropriation of the result
Profit (loss) to be appropriated9906€218k
Profit (loss) brought forward from the previous period14P€212k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
18-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 49 days late
22-01
NBB filing
Annual accounts filed
fiscal year 2025 · unclassified schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kapellen · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Georges Capiaulei 102950 KapellenGround area
3,317 m²
Building footprint
250 m²
Volume, LiDAR
1,585 m³
Parcel 11023I0180/00V032, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Westhavendijk Onroerend Goed
since 20252.384.326.316
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11023I0180/00V032 | Flanders | 3,317 m² | 1 · 250 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ALM GROUP
BE 0892.749.891
Mol · Eq €5.90M
Management Consultants and Financial Intelligence
BE 0430.221.130
Sint-Lambrechts-Woluwe · Eq €5.89M
OBELISC
BE 0687.836.896
Antwerpen · Eq €5.92M
ALFA CONSULTING
BE 0444.874.662
Sint-Genesius-Rode · Eq €5.87M
NOHLEN
BE 0825.014.791
Lendelede · Eq €5.85M
Of 7,320 companies in sector 68110 we hold annual accounts for 5,381. 1,634 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-04-1981
Fiscal year end31-12
Activities, NACEBEL 2025
68110Buying and selling of own real estate
68121Development of residential building projects
68122Development of non-residential building projects
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.