WES & BJO
ActiveWES & BJO has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €644k and a net result of €3k. Equity remains stable across the filed fiscal years (±0.7% per year). Its solvency ranks better than 78% of 18120 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▼-6
Solvency92▲+4
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity tight (current ratio 1.14 against 1.09 in 2024; short-term debt: 6.3% and cash: 2.2% of total assets), and 32.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67.3%
Return on assets
0.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-03-2026, 129 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
129 d early
2024
69 d early
2023
58 d early
2022
48 d early
2021
25 d late
2020
46 d early
2019
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€644k▲ 0.5%
2024 · €641k
2018: €664k
2019: €672k
2020: €664k
2021: €671k
2022: €556k
2023: €588k
2024: €641k
2018 → 2025
Total assets
€957k▼ 6.5%
2024 · €1.02M
2018: €1.22M
2019: €1.20M
2020: €1.18M
2021: €1.11M
2022: €943k
2023: €980k
2024: €1.02M
2018 → 2025
Net result
€3k▼ 93.8%
2024 · €55k
2018: €36k
2019: €8k
2020: €-8k
2021: €6k
2022: €16k
2023: €34k
2024: €55k
2018 → 2025
Working capital
€8k▲ 8.3%
2024 · €8k
2018: €-24k
2019: €-12k
2020: €-14k
2021: €180k
2022: €-37k
2023: €-28k
2024: €8k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€671k-€556k▼ 17.1%€588k▲ 5.7%€641k▲ 9.0%€644k▲ 0.5%
Operating result€19k-€25k▲ 28.7%€50k▲ 102%€89k▲ 76.3%€19k▼ 78.8%
Net result€6k-€16k▲ 147%€34k▲ 117%€55k▲ 63.6%€3k▼ 93.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 79% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €957k
Fixed assets
€889k▼ 4.7%
Current assets
€68k▼ 25.1%
Equity and liabilities €957k
Equity
€644k▲ 0.5%
Debt
€313k▼ 18.3%
The debt ratio falls from 37.4% to 32.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€102k▼
2024 · €162k
Cash flow
€86k▼
2024 · €128k
Solvency
67.3%▲
2024 · 62.6%
Current ratio
1.14▲
2024 · 1.09
Quick ratio
1.02▲
2024 · 0.99
Debt / equity
0.49▼
2024 · 0.60
ROE
0.5%▼
2024 · 8.6%
ROA
0.4%▼
2024 · 5.4%
Interest coverage
8.84▼
2024 · 11.03
Debt
€313k▼
2024 · €383k
Debt ≤ 1 year
€60k▼
2024 · €83k
Debt > 1 year
€250k▼
2024 · €300k
Income taxes
€4k▼
2024 · €19k
Staff costs
€2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.02M€957k▼
Fixed assets21/28€933k€889k▼
Intangible fixed assets21€5k€4k▼
Tangible fixed assets22/27€928k€886k▼
Land and buildings22€753k€712k▼
Plant, machinery and equipment23€141k€138k▼
Furniture and vehicles24€35k€35k▲
Financial fixed assets28€125€125=
Current assets29/58€91k€68k▼
Stocks and contracts in progress3€8k€7k▼
Stocks30/36€8k€7k▼
Amounts receivable within one year40/41€30k€18k▼
Trade receivables40€11k€5k▼
Other amounts receivable41€19k€13k▼
Cash at bank and in hand54/58€41k€21k▼
Deferred charges and accrued income490/1€11k€23k▲
Equity and liabilities
Total equity and liabilities10/49€1.02M€957k▼
Equity10/15€641k€644k▲
Contributions10/11€544k€544k=
Reserves13€97k€101k▲
Distributable reserves133€97k€101k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€383k€313k▼
Amounts payable after more than one year17€300k€250k▼
Financial debts170/4€300k€250k▼
Amounts payable within one year42/48€83k€60k▼
Current portion of amounts payable after more than one year42€53k€50k▼
Trade debts44€9k€6k▼
Suppliers440/4€9k€6k▼
Advances received on contracts in progress46€2k€0▼
Taxes, remuneration and social security45€14k€4k▼
Taxes450/3€14k€3k▼
Remuneration and social security454/9-€976
Other amounts payable47/48€6k€0▼
Accrued charges and deferred income492/3-€3k
Income statement
Code20242025
Non-recurring operating income76A€39€0▼
Remuneration, social security and pensions62-€2k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€73k€83k▲
Other operating charges640/8€15k€16k▲
Non-recurring operating charges66A€541€121▼
Gross operating margin9900€177k€121k▼
Operating profit (loss)9901€89k€19k▼
Financial income75/76B€193€9▼
Recurring financial income75€193€9▼
Financial charges65/66B€15k€12k▼
Recurring financial charges65€15k€12k▼
Profit (loss) for the period before taxes9903€74k€7k▼
Income taxes67/77€19k€4k▼
Profit (loss) for the period9904€55k€3k▼
Profit (loss) for the period to be appropriated9905€55k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€55k€3k▼
Transfer to equity691/2€53k€3k▼
To other reserves6921€53k€3k▼
Profit to be distributed694/7€2k€0▼
Return on contributions (dividend)694€2k€0▼
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
23-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €55k ▲63.6%
Operating result €89k, net result €55k, both a record.
03-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
13-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 2.73
Current ratio from 0.83 to 2.73.
15-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-8k ▼195%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
28-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 23 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maasmechelen · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oude Baan(M) 2623630 MaasmechelenGround area
1,618 m²
Building footprint
1,557 m²
Volume, LiDAR
8,240 m³
Parcel 73048E0935/00M000, Flanders · tallest building 9.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
WES & BJO
since 20072.165.171.246
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73048E0935/00M000 | Flanders | 1,618 m² | 1 · 1,557 m² | 9.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
699400XHKA7E3GVU9B76
Similar companies · same sector, comparable size
TASTTOE
BE 0883.726.517
Boortmeerbeek · Eq €644k
DIVINS
BE 0437.744.073
Huy · Eq €648k
DRANKENCENTRALE CLAESSENS
BE 0435.891.868
Brecht · Eq €655k
'Au Champ' Wijnen
BE 0830.639.704
Brugge · Eq €655k
BIERHANDEL RESO
BE 0424.911.765
Oostkamp · Eq €657k
Of 1,508 companies in sector 47252 we hold annual accounts for 651. 413 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-07-2007
Fiscal year end31-12
Activities, NACEBEL
47252Retail sale of beverages, general range
96040Personal service activities
96230Day spas, saunas and steam baths
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
96102Launderettes and laundries for private customers
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.