AMPHORA BELLEGEM
ActiveAMPHORA BELLEGEM has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €356k and a net result of €-25k. Equity is growing by ~15.2% per year across the filed fiscal years. Its solvency ranks better than 61% of 26049 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
55
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability34▼-42
Solvency70▼-16
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity short (current ratio 0.85 against 1.18 in 2023; short-term debt: 26.8% and cash: 3.4% of total assets), and 55% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
45%
Return on assets
-3.1%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-10-2025, 70 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
70 d late
2023
29 d late
2022
6 d early
2021
25 d late
2020
31 d late
2019
9 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€356k▼ 6.5%
2023 · €381k
2018: €137k
2019: €178k
2020: €244k
2021: €300k
2022: €345k
2023: €381k
2018 → 2024
Total assets
€791k▲ 26.5%
2023 · €625k
2018: €591k
2019: €620k
2020: €554k
2021: €554k
2022: €533k
2023: €625k
2018 → 2024
Net result
€-25k
2023 · €36k
2018: €28k
2019: €41k
2020: €66k
2021: €56k
2022: €45k
2023: €36k
2018 → 2024
Working capital
€-31k
2023 · €33k
2018: €-48k
2019: €-57k
2020: €-27k
2021: €-17k
2022: €5k
2023: €33k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€244k-€300k▲ 22.9%€345k▲ 14.9%€381k▲ 10.4%€356k▼ 6.5%
Operating result€102k-€88k▼ 13.8%€71k▼ 19.6%€56k▼ 20.6%€-17k
Net result€66k-€56k▼ 15.8%€45k▼ 19.9%€36k▼ 19.9%€-25k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €17k after €56k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €791k
Fixed assets
€611k▲ 47.0%
Current assets
€181k▼ 13.9%
Equity and liabilities €791k
Equity
€356k▼ 6.5%
Debt
€435k▲ 78.2%
The debt ratio rises from 39.1% to 55.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€19k▼
2023 · €90k
Cash flow
€11k▼
2023 · €70k
Solvency
45.0%▼
2023 · 60.9%
Current ratio
0.85▼
2023 · 1.18
Quick ratio
0.51▼
2023 · 0.82
Debt / equity
1.22▲
2023 · 0.64
ROE
-7.0%▼
2023 · 9.4%
ROA
-3.1%▼
2023 · 5.7%
Interest coverage
2.36▼
2023 · 38.14
Debt
€435k▲
2023 · €244k
Debt ≤ 1 year
€212k▲
2023 · €177k
Debt > 1 year
€223k▲
2023 · €67k
Income taxes
€305▼
2023 · €18k
Staff costs
€0
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€625k€791k▲
Fixed assets21/28€416k€611k▲
Tangible fixed assets22/27€227k€422k▲
Land and buildings22€196k€397k▲
Plant, machinery and equipment23€3k€3k▼
Furniture and vehicles24€22k€14k▼
Other tangible fixed assets26€6k€9k▲
Financial fixed assets28€189k€189k=
Current assets29/58€210k€181k▼
Stocks and contracts in progress3€64k€72k▲
Stocks30/36€64k€72k▲
Amounts receivable within one year40/41€124k€80k▼
Trade receivables40€122k€77k▼
Other amounts receivable41€2k€3k▲
Cash at bank and in hand54/58€21k€27k▲
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€625k€791k▲
Equity10/15€381k€356k▼
Contributions10/11€14k€14k=
Reserves13€309k€309k=
Distributable reserves133€309k€309k=
Profit (loss) carried forward14€58k€33k▼
Amounts payable17/49€244k€435k▲
Amounts payable after more than one year17€67k€223k▲
Financial debts170/4€66k€222k▲
Other amounts payable178/9€900€900=
Amounts payable within one year42/48€177k€212k▲
Current portion of amounts payable after more than one year42€11k€18k▲
Financial debts43€7€0▼
Credit institutions430/8€7€0▼
Trade debts44€35k€42k▲
Suppliers440/4€35k€42k▲
Taxes, remuneration and social security45€66k€85k▲
Taxes450/3€36k€27k▼
Remuneration and social security454/9€30k€57k▲
Other amounts payable47/48€64k€68k▲
Accrued charges and deferred income492/3€109€0▼
Income statement
Code20232024
Remuneration, social security and pensions62-€0
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k€36k▲
Other operating charges640/8€4k€4k▲
Gross operating margin9900€93k€23k▼
Operating profit (loss)9901€56k€-17k▼
Financial income75/76B€366€201▼
Recurring financial income75€366€201▼
Financial charges65/66B€2k€8k▲
Recurring financial charges65€2k€8k▲
Profit (loss) for the period before taxes9903€54k€-25k▼
Income taxes67/77€18k€305▼
Profit (loss) for the period9904€36k€-25k▼
Profit (loss) for the period to be appropriated9905€36k€-25k▼
Appropriation of the result
Profit (loss) to be appropriated9906€94k€33k▼
Profit (loss) brought forward from the previous period14P€58k€58k=
Transfer to equity691/2€36k€0▼
To other reserves6921€36k€0▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
09-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 70 days late
2024
31-12
Financial
Weakest financial yearnet €-25k ▼169%
Net result drops to €-25k, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Highest result since 2018net €66k ▲61%
Operating result €102k, net result €66k, both a record.
31-12
Financial
Equity above €200kEq €244k ▲37.4%
3 profitable years in a row build equity to €244k.
22-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €150kEq €178k ▲30.2%
2 profitable years in a row build equity to €178k.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
2016
06-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bellegemsestraat(Bel) 538510 KortrijkGround area
844 m²
Building footprint
217 m²
Volume, LiDAR
1,373 m³
2 parcels, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Amphora Bellegem BVBA
since 20052.146.956.131
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34005C0288/00W002 | Flanders | 735 m² | 1 · 132 m² | 8.7 m · 2 fl. |
| 34005C0815/00E000 | Flanders | 109 m² | 1 · 85 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2024 · 3 entries · 4,198 EUR awarded · 4,198 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 2,000 EUR | 2,000 EUR |
| 2023 | 2 | 2,198 EUR | 2,198 EUR |
Schemes
Hinderpremie bij openbare werken
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
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BIERHANDEL GOVAERT
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'T BAKSKE
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ROJO
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Of 1,508 companies in sector 47252 we hold annual accounts for 651. 463 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-04-2005
Fiscal year end31-12
Activities, NACEBEL
47252Retail sale of beverages, general range
43990Other specialised construction activities
43999Specialised construction activities
45250
52250Logistics services
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
70120
70201
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.