WERKERS in aanneming
ActiveWERKERS in aanneming has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.96M and a net result of €762k. Equity is growing by ~29% per year across the filed fiscal years. Its solvency ranks better than 77% of 1729 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▼-2
Solvency95▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €360k at 30 days acceptable
Liquidity ample (current ratio 2.76 against 2.39 in 2024; short-term debt: 29.3% and cash: 40.8% of total assets), and 29.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.5%
Return on assets
13.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
24 d early
2023
7 d late
2022
12 d early
2021
46 d early
2020
39 d early
2019
11 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€3.96M▲ 22.4%
2024 · €3.24M
2018: €125k
2019: €613k
2020: €1.00M
2021: €1.52M
2022: €2.02M
2023: €2.51M
2024: €3.24M
2018 → 2025
Total assets
€5.62M▲ 12.7%
2024 · €4.99M
2018: €1.23M
2019: €2.01M
2020: €2.17M
2021: €3.08M
2022: €3.71M
2023: €3.89M
2024: €4.99M
2018 → 2025
Net result
€762k▼ 0.5%
2024 · €766k
2018: €-51k
2019: €506k
2020: €412k
2021: €541k
2022: €536k
2023: €517k
2024: €766k
2018 → 2025
Working capital
€2.91M▲ 24.1%
2024 · €2.35M
2018: €106k
2019: €379k
2020: €679k
2021: €1.10M
2022: €1.19M
2023: €1.75M
2024: €2.35M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.52M-€2.02M▲ 33.3%€2.51M▲ 24.0%€3.24M▲ 29.2%€3.96M▲ 22.4%
Operating result€738k-€739k▲ 0.1%€709k▼ 4.0%€1.04M▲ 47.3%€1.04M▼ 0.9%
Net result€541k-€536k▼ 1.0%€517k▼ 3.5%€766k▲ 48.0%€762k▼ 0.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 1% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5.62M
Fixed assets
€1.06M▲ 11.7%
Current assets
€4.56M▲ 13.0%
Equity and liabilities €5.62M
Equity
€3.96M▲ 22.4%
Provisions
€1k▼ 62.9%
Debt
€1.66M▼ 5.1%
The debt ratio falls from 35.0% to 29.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€1.24M▲
2024 · €1.22M
Cash flow
€964k▲
2024 · €940k
Solvency
70.5%▲
2024 · 64.9%
Current ratio
2.76▲
2024 · 2.39
Quick ratio
2.71▲
2024 · 2.35
Debt / equity
0.42▼
2024 · 0.54
ROE
19.2%▼
2024 · 23.6%
ROA
13.6%▼
2024 · 15.3%
Interest coverage
55.22▼
2024 · 66.28
Debt
€1.66M▼
2024 · €1.75M
Debt ≤ 1 year
€1.65M▼
2024 · €1.69M
Debt > 1 year
€8k▼
2024 · €56k
Income taxes
€258k▼
2024 · €268k
Staff costs
€832k▲
2024 · €744k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€4.99M€5.62M▲
Fixed assets21/28€951k€1.06M▲
Intangible fixed assets21€54k€186k▲
Tangible fixed assets22/27€802k€729k▼
Plant, machinery and equipment23€224k€209k▼
Furniture and vehicles24€578k€519k▼
Financial fixed assets28€95k€147k▲
Current assets29/58€4.04M€4.56M▲
Stocks and contracts in progress3€69k€85k▲
Stocks30/36€69k€85k▲
Amounts receivable within one year40/41€2.25M€2.10M▼
Trade receivables40€2.23M€2.10M▼
Other amounts receivable41€24k€0▼
Cash at bank and in hand54/58€1.54M€2.30M▲
Deferred charges and accrued income490/1€171k€87k▼
Equity and liabilities
Total equity and liabilities10/49€4.99M€5.62M▲
Equity10/15€3.24M€3.96M▲
Contributions10/11€17k€17k▲
Reserves13€3.21M€3.94M▲
Non-distributable reserves130/1€3.15M€3.15M=
Reserves not available under the articles1311€3.15M-
Other1319-€3.15M
Distributable reserves133€62k€793k▲
Profit (loss) carried forward14-€0
Investment grants15€9k€3k▼
Provisions and deferred taxes16€3k€1k▼
Deferred taxes168€3k€1k▼
Amounts payable17/49€1.75M€1.66M▼
Amounts payable after more than one year17€56k€8k▼
Financial debts170/4€56k€8k▼
Amounts payable within one year42/48€1.69M€1.65M▼
Current portion of amounts payable after more than one year42€71k€47k▼
Trade debts44€1.36M€1.37M▲
Suppliers440/4€1.36M€1.37M▲
Taxes, remuneration and social security45€231k€199k▼
Taxes450/3€93k€47k▼
Remuneration and social security454/9€138k€152k▲
Other amounts payable47/48€29k€31k▲
Accrued charges and deferred income492/3€970€0▼
Income statement
Code20242025
Non-recurring operating income76A€186€0▼
Remuneration, social security and pensions62€744k€832k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€174k€202k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-5k€5k▲
Other operating charges640/8€8k€4k▼
Gross operating margin9900€1.97M€2.08M▲
Operating profit (loss)9901€1.04M€1.04M▼
Financial income75/76B€6k€6k=
Recurring financial income75€6k€6k=
Financial charges65/66B€18k€22k▲
Recurring financial charges65€18k€22k▲
Profit (loss) for the period before taxes9903€1.03M€1.02M▼
Transfer from deferred taxes780€2k€2k=
Income taxes67/77€268k€258k▼
Profit (loss) for the period9904€766k€762k▼
Profit (loss) for the period to be appropriated9905€766k€762k▼
Appropriation of the result
Profit (loss) to be appropriated9906€776k€762k▼
Profit (loss) brought forward from the previous period14P€10k€0▼
Transfer to equity691/2€746k€731k▼
To other reserves6921€746k€731k▼
Profit to be distributed694/7€29k€31k▲
Employees696€29k€31k▲
Social balance
Average headcount (FTE)908710.38.8▼
The notes to these accounts (22 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €766k ▲48%
Operating result €1.04M, net result €766k, both a record.
07-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 7 days late
2023
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €2MEq €2.02M ▲33.3%
4 profitable years in a row build equity to €2.02M.
15-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
22-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Equity above €1MEq €1.00M ▲63.3%
2 profitable years in a row build equity to €1.00M.
11-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 11 days late
2019
31-12
Financial
Back to profitnet €506k
Net result €506k after one loss-making year.
31-12
Financial
Equity above €500kEq €613k ▲391%
Equity rises from €125k to €613k.
04-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
19-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
06-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
07-10-2025
Jonathan De Cock: Resigned as Director
07-10-2025
Luc Messely: Resigned as Director
14-03-2022
Jeroen Boudewijns: Resigned as Director
01-02-2022
Jan Fevery: Resigned as Director
01-02-2022
Raf Seldeslachts: Resigned as Director
28-10-2020
Luc DE VOS: Resigned as Director
28-10-2020
Stijn De Roo: Resigned as Director
14-08-2020
Dirk Billen: Resigned as Director
14-08-2020
Godelieve Hostens: Resigned as Director
14-08-2020
Jos Vander Perre: Resigned as Director
14-08-2020
Paul Ceyssens: Resigned as Director
14-08-2020
Willy T'Jampens: Resigned as Director
08-08-2019
Dirk Billen: Resigned as Director
08-08-2019
Godelieve Hostens: Resigned as Director
08-08-2019
Jos Vander Perre: Resigned as Director
08-08-2019
Paul Ceyssens: Resigned as Director
08-08-2019
Willy Tamperis: Resigned as Director
14-06-2018
VAN BOSSUYT Peter: Resigned as Director
17-07-2017
GEORGES VAN KEERBERGHEN: Resigned as Director
15-07-2015
August Mertens: Resigned as Director
15-07-2015
Hubert Gysel: Resigned as Director
15-07-2015
Paul CERPENTIER: Resigned as Director
15-07-2015
Vercammen Paul: Resigned as Director
11-06-2014
Eric Schollier: Resigned as Director
+ 5 not shown in this overview
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Diestsevest 403000 LeuvenGround area
2,028 m²
Building footprint
1,650 m²
Volume, LiDAR
26,218 m³
Parcel 24062H0036/00E013, Flanders · tallest building 26.5 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Diestsevest 40, 3000 Leuven
since 20012.100.192.431
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24062H0036/00E013 | Flanders | 2,028 m² | 1 · 1,650 m² | 26.5 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 3 entries · 1,102 EUR awarded · 1,102 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 296 EUR | 296 EUR |
| 2023 | 1 | 587 EUR | 676 EUR |
| 2022 | 1 | 219 EUR | 130 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Recognised contractor
9 categoriesWERKERS in aanneming CV29708
Food safety, FASFC
1 siteLeuven2.100.192.431
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Of 1,581 companies in sector 01620 we hold annual accounts for 218. 52 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formCooperative company
Founded23-02-2001
Fiscal year end31-12
Abbreviation NL
WERKERS
Activities, NACEBEL
01420Raising of other cattle and buffaloes
01620Support activities for animal production
01410Raising of dairy cattle
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.