Wemmel Banden
ActiveSummary
The computed 12-month bankruptcy probability of Wemmel Banden is 3.6% (moderate). The 2024 annual accounts show negative equity (€-14k) and a net result of €-26k. Its solvency ranks better than 15% of 3539 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
28
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0=
Solvency10▼-79
Growth32
Track record82
Bankruptcy probability, 12 months
3.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 1.59 against 0.97 in 2023; short-term debt: 29.1% and cash: 10.8% of total assets), but equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-15.1%
Return on assets
-28%
Age of the figures
21 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
2324
2023 to 2024 · latest year €-14k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 12-09-2025, 43 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
43 d late
2023
31 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€-14k
2023 · €7k
2023: €7k
2023 → 2024
Total assets
€92k▲ 760%
2023 · €11k
2023: €11k
2023 → 2024
Net result
€-26k▼ 737%
2023 · €-3k
2023: €-3k
2023 → 2024
Working capital
€16k
2023 · €-107
2023: €-107
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€7k-€-14k
Operating result€-3k-€-20k▼ 543%
Net result€-3k-€-26k▼ 737%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €20k in 2024 against €3k in 2023; the loss grows.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €92k
Fixed assets
€50k ▲ 606%
Current assets
€43k ▲ 1,054%
Key figures and ratios
EBITDA
€-14k▼
2023 · €-2k
Cash flow
€-20k▼
2023 · €-2k
Solvency
-15.1%▼
2023 · 64.5%
Current ratio
1.59▲
2023 · 0.97
Quick ratio
0.81▼
2023 · 0.97
Debt to equity
-7.62▼
2023 · 0.55
ROA
-28.0%▲
2023 · -28.8%
Interest coverage
-2.42
Debt
€106k▲
2023 · €4k
Debt ≤ 1 year
€27k▲
2023 · €4k
Debt > 1 year
€79k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 36 lines
Balance sheet
Code20232024
Assets
Total assets20/58€11k€92k▲
Fixed assets21/28€7k€50k▲
Tangible fixed assets22/27€238€42k▲
Plant, machinery and equipment23-€23k
Other tangible fixed assets26€238€18k▲
Financial fixed assets28€7k€8k▲
Current assets29/58€4k€43k▲
Stocks and contracts in progress3-€21k
Stocks30/36-€21k
Amounts receivable within one year40/41€479€12k▲
Trade receivables40-€257
Other amounts receivable41€479€11k▲
Cash at bank and in hand54/58€3k€10k▲
Equity and liabilities
Total equity and liabilities10/49€11k€92k▲
Equity10/15€7k€-14k▼
Contributions10/11€10k€15k▲
Profit (loss) carried forward14€-3k€-29k▼
Amounts payable17/49€4k€106k▲
Amounts payable after more than one year17-€79k
Financial debts170/4-€79k
Amounts payable within one year42/48€4k€27k▲
Current portion of amounts payable after more than one year42-€22k
Trade debts44€2k€5k▲
Suppliers440/4€2k€5k▲
Other amounts payable47/48€1k-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€5k▲
Other operating charges640/8-€578
Gross operating margin9900€-2k€-14k▼
Operating profit (loss)9901€-3k€-20k▼
Financial charges65/66B-€6k
Recurring financial charges65-€6k
Profit (loss) for the period before taxes9903€-3k€-26k▼
Profit (loss) for the period9904€-3k€-26k▼
Profit (loss) for the period to be appropriated9905€-3k€-26k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€-29k▼
Profit (loss) brought forward from the previous period14P-€-3k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
12-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 43 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Liverpoolstraat 481080 Sint-Jans-MolenbeekGround area
394 m²
Building footprint
233 m²
Volume, LiDAR
1,896 m³
2 parcels, Brussels, Flanders · tallest building 13.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Wemmel Banden
since 20232.351.043.834
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21523B0946/00Z013 | Brussels | 213 m² | 1 · 80 m² | 11.3 m · 2 fl. |
| 22662B0385/00R006 | Flanders | 181 m² | 1 · 152 m² | 13.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ROCAMO
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CARSERVICE GOENEN
BE 0606.968.194
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Grease Monkeys
BE 0679.821.233
Diest · Eq €7,023
BODY CAR REPAIR
BE 1020.440.394
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Atlas Auto's
BE 0834.985.896
Lanaken · Eq €6,745
Of 7,375 companies in sector 95311 we hold annual accounts for 2,959. 977 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-10-2023
Fiscal year end31-12
Activities, NACEBEL 2025
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
95315Tyre services
95319Other maintenance and repair of motor vehicles
47820Retail sale of motor vehicle parts and accessories
71201Architectural and engineering activities; technical testing and analysis
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.