Active BE 0864.561.790Private limited company

WELVACO

Kortrijkstraat 70 ·9800 Deinze, Belgium· 22 yrs active

Sector: Financial services (64999)

Conclusion Checked

WELVACO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Key figures

Active	22 yrs
Board	2
Locations	2
Publications	6

Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 3 signals

Long-established

Founded in 2004, 22 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.

Administratively compliant

No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags 0 events

No administrative flags

Financial overview10 NBB filings

Financials being processed

NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (verkort). The annual accounts are being processed.

Filings on record

Fiscal year	Type	Filed	Reference
31-12-2024	verkort	30-09-2025	2025-00528750
31-12-2023	verkort	31-08-2024	2024-00446024
31-12-2022	verkort	31-08-2023	2023-00408721
31-12-2021	verkort	31-08-2022	2022-20426845
30-09-2020	micro	30-04-2021	2021-12700239
30-09-2019	micro	30-04-2020	2020-11000402
30-09-2018	micro	30-04-2019	2019-12100002
30-09-2017	micro	29-03-2018	2018-08500428
30-09-2016	verkort	30-03-2017	2017-08300403
30-09-2015	verkort	30-03-2016	2016-08300133

Directors & mandates 4 directors

Current directors & mandates

GWL-INVESTLegal entity
Director· perm. rep.: Geert Welvaert
State Gazette act 21115640 (28-09-2021)

Current
07-09-2021 → present
Van Cauwenberghe - Van der PluymLegal entity
Director· perm. rep.: Peter Van Cauwenberghe
State Gazette act 21115640 (28-09-2021)

Current
07-09-2021 → present

Former directors (2)

Geert Welvaert
Manager
State Gazette act 15154126 (04-11-2015)

Former
01-10-2015 → 07-09-2021
2 events
- 07-09-2021 Resigned· Director
- 01-10-2015 Appointed· Manager
Peter Van Cauwenberghe
Director
State Gazette act 21066933 (07-06-2021)

Former
07-06-2021 → 07-09-2021
2 events
- 07-09-2021 Resigned· Director
- 07-06-2021 Appointed· Director

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.

Statutory auditor 1 auditor

Statutory auditor	IRE/IBR number	Tenure
VEERLE VERDEGEM EN CoCurrent Company auditor · represented by Veerle VERDEGEM	-	07-09-2021 → present

Appointed statutory auditor from the Belgian State Gazette. The IRE/IBR number refers to the register of the Institute of Registered Auditors.

Legal Structure

NACE primary	Financial services(64999)
Legal form	Private limited company(610)
Incorporation	06-04-2004
Status	Active
Postal code	9800

Connections & network 2 connected companies

Group structure

GWL-INVEST

Parent · 1 subsidiary · 1 location

Control→

Van Cauwenberghe - Van der Pluym

Parent · 1 subsidiary · 1 location

Control→

Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.

Establishment units 2 locations

Welvaert & Van Cauwenberghe

Leernsesteenweg 289, 9800 Deinzefinanciële instellingen, n.e.g.

since 20042.139.140.307

Welvaert & Van Cauwenberghe

Priester Joris Eeckhoutlaan 46, 9800 DeinzeFinanciële instellingen, neg

since 20212.324.610.740

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 3 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
44054A0353/00V000	Flanders	1,057 m²	1 · 691 m²	14.1 m · 3 fl.
44065A0520/00K002	Flanders	541 m²	1 · 125 m²	10.2 m · 1 fl.
44011A0912/00S007	Flanders	84 m²	1 · 78 m²	9.0 m · 2 fl.

Methodology

via registered seat: 1 · via establishment units: 2

3 of 3 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 16 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026

27-04-2026

State Gazette act Open capture

Act object · Notarial deed · General meeting · Name change · Elise DEBOOSERE

2025

30-09-2025

NBB filing Annual accounts filed

fiscal year 2024 · verkort

2024

31-08-2024

NBB filing Annual accounts filed

fiscal year 2023 · verkort

2023

31-08-2023

NBB filing Annual accounts filed

fiscal year 2022 · verkort

2022

31-08-2022

NBB filing Annual accounts filed

fiscal year 2021 · verkort

2021

28-09-2021

State Gazette act Director changes

v3.2

30-06-2021

State Gazette act Capital & shares

v3.2

07-06-2021

State Gazette act Director changes

v3.2

30-04-2021

NBB filing Annual accounts filed

fiscal year 2020 · micro

2020

30-04-2020

NBB filing Annual accounts filed

fiscal year 2019 · micro

29-01-2020

State Gazette act Registered-office change

v3.2

2019

30-04-2019

NBB filing Annual accounts filed

fiscal year 2018 · micro

2018

29-03-2018

NBB filing Annual accounts filed

fiscal year 2017 · micro

2017

30-03-2017

NBB filing Annual accounts filed

fiscal year 2016 · verkort

2016

30-03-2016

NBB filing Annual accounts filed

fiscal year 2015 · verkort

2015

04-11-2015

State Gazette act Director changes

v3.2

Belgisch Staatsblad, acts 6 acts

Capital history · 1

30-06-2021

v3.2

Address history · 2

27-04-2026

Seat change: Kortrijkstraat 70 bus 1, 9800 Deinze

29-01-2020

v3.2

All acts · 6 updated 3 months ago

2026

27-04-2026 Act object · Notarial deed · General meeting · Name change Open-capture extraction·Elise DEBOOSERE

Act object: ONTSLAGEN, BENOEMINGEN, MAATSCHAPPELIJKE ZETEL, BENAMING · WELVACO
Notarial deed: 2026-04-21 · WELVACO
Filing: 2026-04-23 · WELVACO
Publication: 2026-04-27 · WELVACO
General meeting: 2026-04-21 · WELVACO
Name change: Welvaco Insurance · WELVACO
Seat change: Kortrijkstraat 70 bus 1, 9800 Deinze · WELVACO
General meeting: 2026-04-16 · WELVACO
Officer appointment: bestuurder · WVDC Group
Permanent representative · DE MEYER Tom Remi Marguerite
Officer appointment: bestuurder · ELATHA
Permanent representative · DE MEYER Annelies Greta Daniël

Summary: Act object · Notarial deed · General meeting · Name changeNotary: Elise DEBOOSERE

Original publication ↗

Technical details

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  "facts": [
    {
      "type": "act_object",
      "quote": "Onderwerp akte : ONTSLAGEN, BENOEMINGEN, MAATSCHAPPELIJKE ZETEL, BENAMING",
      "value": "ONTSLAGEN, BENOEMINGEN, MAATSCHAPPELIJKE ZETEL, BENAMING",
      "object": null,
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    },
    {
      "type": "notarial_deed",
      "quote": "Er blijkt uit een akte verleden voor notaris Elise DEBOOSERE te Avelgem op 21 april 2026",
      "value": "2026-04-21",
      "object": "e2",
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    {
      "type": "filing",
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      "value": "2026-04-23",
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      "value": "2026-04-27",
      "object": null,
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    },
    {
      "type": "general_meeting",
      "quote": "Houdende de buitengewone algemene vergadering van de besloten vennootschap ",
      "value": "2026-04-21",
      "object": null,
      "subject": "e1"
    },
    {
      "type": "name_change",
      "quote": "De vergadering besluit met ingang van heden de naam van de vennootschap te wijzigen in Welvaco Insurance",
      "value": "Welvaco Insurance",
      "object": null,
      "subject": "e1"
    },
    {
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      "value": "Kortrijkstraat 70 bus 1, 9800 Deinze",
      "object": null,
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    },
    {
      "type": "general_meeting",
      "quote": "De vergadering verwijst naar de bijzondere algemene vergadering de dato 16 april 2026",
      "value": "2026-04-16",
      "object": null,
      "subject": "e1"
    },
    {
      "type": "officer_appointment",
      "quote": "benoeming van bijkomende bestuurders met ingang van zelfde datum",
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      "object": "e1",
      "subject": "e3"
    },
    {
      "type": "permanent_representative",
      "quote": "die aangesteld heeft als haar vaste vertegenwoordiger, de heer DE MEYER Tom Remi Marguerite",
      "value": null,
      "object": "e3",
      "subject": "e4"
    },
    {
      "type": "officer_appointment",
      "quote": "benoeming van bijkomende bestuurders met ingang van zelfde datum",
      "value": "bestuurder",
      "object": "e1",
      "subject": "e5"
    },
    {
      "type": "permanent_representative",
      "quote": "die aangesteld heeft als haar vaste vertegenwoordiger, mevrouw DE MEYER Annelies Greta Dani\u00EBl",
      "value": null,
      "object": "e5",
      "subject": "e6"
    }
  ],
  "act_meta": {
    "model_id": 40,
    "extractor": "open-capture-27b-v3",
    "ocr_chars": 3293,
    "truncated": false,
    "needs_verify": true
  },
  "entities": [
    {
      "id": "e1",
      "kbo": "0864.561.790",
      "kind": "company",
      "name": "WELVACO",
      "attrs": {
        "vat": "BE0864.561.790",
        "new_name": "Welvaco Insurance",
        "new_seat": "Kortrijkstraat 70 bus 1, 9800 Deinze",
        "old_name": "WELVACO",
        "old_seat": "Leernsesteenweg 289, 9800 Deinze",
        "legal_form": "Besloten Vennootschap"
      }
    },
    {
      "id": "e2",
      "kbo": null,
      "kind": "person",
      "name": "Elise DEBOOSERE",
      "attrs": {
        "role": "notaris"
      }
    },
    {
      "id": "e3",
      "kbo": "1031.845.022",
      "kind": "company",
      "name": "WVDC Group",
      "attrs": {
        "vat": "BE1031.845.022",
        "seat": "Cyriel Buyssestraat 20, 9850 Deinze",
        "legal_form": "besloten vennootschap"
      }
    },
    {
      "id": "e4",
      "kbo": null,
      "kind": "person",
      "name": "DE MEYER Tom Remi Marguerite",
      "attrs": {
        "role": "permanent_representative",
        "address": "Cyriel Buyssestraat 22, 9850 Deinze"
      }
    },
    {
      "id": "e5",
      "kbo": "1030.652.516",
      "kind": "company",
      "name": "ELATHA",
      "attrs": {
        "vat": "BE 1030.652.516",
        "seat": "Cyriel Buyssestraat 20, 9850 Deinze",
        "legal_form": "besloten vennootschap"
      }
    },
    {
      "id": "e6",
      "kbo": null,
      "kind": "person",
      "name": "DE MEYER Annelies Greta Dani\u00EBl",
      "attrs": {
        "role": "permanent_representative",
        "address": "Cyriel Buyssestraat 24, 9850 Deinze"
      }
    }
  ]
}

2021

28-09-2021 2 directors appointed, 2 resigning Director changes

Peter Van Cauwenberghe, Bestuurder
Geert Welvaert, Bestuurder
Peter Van Cauwenberghe, Bestuurder
Geert Welvaert, Bestuurder

Summary: v3.2

Original publication ↗

Technical details

{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Peter Van Cauwenberghe",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2021-09-07",
      "evidence_quote": "de huidige bestuurders, de heer Peter Van Cauwenberghe en de heer Geert Welvaert te ontslaan met volledige d\u00E9charge tot heden;",
      "discharge_granted": true
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Geert Welvaert",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2021-09-07",
      "evidence_quote": "de huidige bestuurders, de heer Peter Van Cauwenberghe en de heer Geert Welvaert te ontslaan met volledige d\u00E9charge tot heden;",
      "discharge_granted": true
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Peter Van Cauwenberghe",
        "address": null,
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      },
      "via_org": {
        "kbo": "0418367334",
        "name": "VAN CAUWENBERGHE - VAN DER PLUYM",
        "address": null,
        "country": null,
        "legal_form": null
      },
      "effective_date": "2021-09-07",
      "evidence_quote": "de besloten vennootschap \u0022VAN CAUWENBERGHE - VAN DER PLUYM\u0022, met maatschappelijke zetel te 9800 Deinze, Priester Joris Eeckhoutlaan 46, RPR 0418.367.334, met als vast vertegenwoordiger, de heer Peter Van Cauwenberghe, geboren te Deinze op 31 juli 1964, wonende te 9800 Deinze, Priester Joris Eeckhout"
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Geert Welvaert",
        "address": null,
        "birth_date": null
      },
      "via_org": {
        "kbo": "0690687411",
        "name": "GWL-INVEST",
        "address": null,
        "country": null,
        "legal_form": null
      },
      "effective_date": "2021-09-07",
      "evidence_quote": "de besloten vennootschap \u0022GWL-INVEST\u0022, met maatschappelijke zetel te 9820 Merelbeke, Hoogstraat 48, RPR 0690.687.411, met als vast vertegenwoordiger, de heer Geert Welvaert, geboren te Gent op 28 oktober 1970, wonende te 9820 Merelbeke, Hoogstraat 48."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0864.561.790",
    "name_full": "WELVACO",
    "legal_form": "BVBA"
  }
}

30-06-2021 Transaction in capital or shares Capital & shares

Summary: v3.2

Original publication ↗

Technical details

{
  "events": [],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0864.561.790",
    "name_full": "CENFI",
    "legal_form": "BVBA"
  }
}

07-06-2021 Peter Van Cauwenberghe appointed as director Director changes

Peter Van Cauwenberghe, Bestuurder

Summary: v3.2

Original publication ↗

Technical details

{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Peter Van Cauwenberghe",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "Blijkens Proces-Verbaal van de Bijzondere Algemene Vergadering d.d. 1/5/2021 werd met unanimiteit van stemmen beslist om de heer Peter Van Cauwenberghe te benoemen als bestuurder."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0864.561.790",
    "name_full": "CENFI",
    "legal_form": "BVBA"
  }
}

2020

29-01-2020 Registered office moved from Grammene/Deinze to Deinze Registered-office change

Oude Heirbaan 22, 9800 Grammene/Deinze → Leernsesteenweg 289, 9800 Deinze

Summary: v3.2

Original publication ↗

Technical details

{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "Deinze",
        "region": null,
        "street": "Leernsesteenweg",
        "country": "BE",
        "postcode": "9800",
        "box_number": null,
        "street_number": "289"
      },
      "old_address": {
        "city": "Grammene/Deinze",
        "region": null,
        "street": "Oude Heirbaan",
        "country": "BE",
        "postcode": "9800",
        "box_number": null,
        "street_number": "22"
      },
      "effective_date": "2019-12-31",
      "evidence_quote": "Het adres van de maatschappelijke zetel wordt verplaatst naar Leernsesteenweg 289 te 9800 Deinze."
    }
  ],
  "schema": "v3.2",
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}

2015

04-11-2015 Geert Welvaert appointed as manager Director changes

Geert Welvaert, Zaakvoerder

Summary: v3.2

Original publication ↗

Technical details

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      "kind": "director_in",
      "role": "zaakvoerder",
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        "name": "Geert Welvaert",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2015-10-01",
      "evidence_quote": "Blijkens Proces-Verbaal van de Bijzondere Algemene Vergadering dd 03/09/2015 werd met eeriparigheid van stemmen beslist dat dhr Geert Welvaert in functie treedt als bijkomende zaakvoerder op 01/10/2015."
    }
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  "schema": "v3.2",
  "act_meta": {
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  "subject_company": {
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}

Credit advice verdict per customer and amount

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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Company registry (CBE) Crossroads Bank

Activities

Overige financiële dienstverlening64999Overige financiële dienstverlening, neg64999Overige financiële instellingen, n.e.g.65236Agenten en makelaars in bankdiensten66191Agenten en makelaars in bankdiensten66191Administratieve en ondersteunende activiteiten ten behoeve van kantoren82100Diverse administratieve activiteiten ten behoeve van kantoren82110

Primary activity highlighted.

Names & trade names

Legal nameNL	WELVACO
Legal nameNL	Welvaco Insurance

Registered office

Kortrijkstraat 70 bus 1

9800 Deinze, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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