WELTH-I is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €504k and a net result of €104k. Equity is growing by ~3.6% per year across the filed fiscal years. Its solvency ranks better than 57% of 2413 sector peers (fiscal year 2025). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 26-10-2025, 5 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
5 d early
2024
6 d early
2023
3 d early
2022
1 d early
2021
12 d early
2020
on the day
2019
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close16-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€504k▲ 26.0%
2024 · €400k
2019: €335k
2020: €398k
2021: €441k
2022: €321k
2023: €325k
2024: €400k
2019 → 2025
Net result
€104k▲ 37.6%
2024 · €76k
2019: €-25k
2020: €63k
2021: €72k
2022: €111k
2023: €26k
2024: €76k
2019 → 2025
Total assets
€873k▲ 30.8%
2024 · €668k
2019: €525k
2020: €573k
2021: €588k
2022: €471k
2023: €612k
2024: €668k
2019 → 2025
Solvency
57.7%▼ 2.2pp
2024 · 59.9%
2019: 63.8%
2020: 69.4%
2021: 75.1%
2022: 68.2%
2023: 53.0%
2024: 59.9%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€441k-€321k▼ 27.2%€325k▲ 1.0%€400k▲ 23.3%€504k▲ 26.0%
Operating result€108k-€165k▲ 53.4%€47k▼ 71.6%€122k▲ 161%€166k▲ 35.8%
Net result€72k-€111k▲ 54.3%€26k▼ 76.8%€76k▲ 196%€104k▲ 37.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 36% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €873k
Fixed assets
€615k▲ 24.1%
Current assets
€258k▲ 50.1%
Equity and liabilities €873k
Equity
€504k▲ 26.0%
Debt
€369k▲ 38.0%
The debt ratio rises from 40.1% to 42.3%. Equity and debt are higher.
Key figures and ratios
Solvency
57.7%▼
2024 · 59.9%
ROE
20.7%▲
2024 · 18.9%
ROA
11.9%▲
2024 · 11.3%
Debt
€369k▲
2024 · €267k
Debt ≤ 1 year
€106k▲
2024 · €69k
Debt > 1 year
€255k▲
2024 · €189k
Income taxes
€48k▲
2024 · €33k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€668k€873k▲
Fixed assets21/28€496k€615k▲
Intangible fixed assets21€174k€303k▲
Tangible fixed assets22/27€321k€312k▼
Land and buildings22€262k€259k▼
Furniture and vehicles24€25k€24k▼
Other tangible fixed assets26€34k€29k▼
Current assets29/58€172k€258k▲
Cash at bank and in hand54/58€152k€238k▲
Deferred charges and accrued income490/1€20k€21k▲
Equity and liabilities
Total equity and liabilities10/49€668k€873k▲
Equity10/15€400k€504k▲
Contributions10/11€6k€6k=
Reserves13€394k€498k▲
Distributable reserves133€394k€498k▲
Amounts payable17/49€267k€369k▲
Amounts payable after more than one year17€189k€255k▲
Financial debts170/4€189k€255k▲
Amounts payable within one year42/48€69k€106k▲
Current portion of amounts payable after more than one year42€31k€57k▲
Trade debts44€7k€5k▼
Suppliers440/4€7k€5k▼
Taxes, remuneration and social security45€18k€33k▲
Taxes450/3€18k€28k▲
Remuneration and social security454/9-€5k
Other amounts payable47/48€13k€11k▼
Accrued charges and deferred income492/3€9k€8k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€45k€58k▲
Other operating charges640/8€10k€12k▲
Non-recurring operating charges66A-€1k
Gross operating margin9900€177k€238k▲
Operating profit (loss)9901€122k€166k▲
Financial income75/76B€399€1k▲
Recurring financial income75€399€1k▲
Financial charges65/66B€14k€15k▲
Recurring financial charges65€14k€15k▲
Profit (loss) for the period before taxes9903€109k€152k▲
Income taxes67/77€33k€48k▲
Profit (loss) for the period9904€76k€104k▲
Profit (loss) for the period to be appropriated9905€76k€104k▲
Appropriation of the result
Profit (loss) to be appropriated9906€76k€104k▲
Transfer to equity691/2€76k€104k▲
To other reserves6921€76k€104k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
26-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Equity above €500kEq €504k ▲26%
6 profitable years in a row build equity to €504k.
2024
25-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
28-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
30-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Highest result since 2019net €111k ▲54.3%
Net result €111k, the highest in the series.
2021
19-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
31-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
31-03
Financial
Back to profitnet €63k
Net result €63k after one loss-making year.
2019
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
25-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
13-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
18-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tremelo · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Van Espenstraat 38A3120 TremeloGround area
1,420 m²
Building footprint
259 m²
Volume, LiDAR
1,037 m³
2 parcels, Flanders · tallest building 14.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
WELTH-I
since 20082.170.192.183
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24006C0003/00K000 | Flanders | 729 m² | 1 · 120 m² | 7.5 m · 2 fl. |
| 24109C0364/00F003 | Flanders | 691 m² | 1 · 139 m² | 14.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 59 EUR awarded · 59 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 59 EUR | 59 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 237 companies in sector 66290 we hold annual accounts for 146. 99 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-03-2008
Fiscal year end31-03
Activities, NACEBEL
66290Activities auxiliary to financial services and insurance activities
66191Agents and brokers in banking services
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@welth-i.com