Summary
ATLAX is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €852,259 and a net result of €87,877. Equity is growing by ~12% per year across the filed fiscal years. The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-06-2026, 46 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
46 d early
2024
42 d early
2023
36 d early
2022
34 d early
2021
41 d early
2020
39 d early
2019
45 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 40 days before the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 20 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What changed in the latest annual accounts?What changed What held for this company on a given day: board, seat, name?Company as of a date
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, micro schema
In the rankings
#9 company by equity in Blankenberge, Finance and insurance sector#10 oldest company in Blankenberge, Finance and insurance sector
Equity
€852,259▼ 30.0%
2023 · €1.2m
Net result
€87,877▼ 56.8%
2023 · €203,417
Total assets
€981,812▼ 36.1%
2023 · €1.5m
Solvency
86.8%▲ 7.6pp
2023 · 79.2%
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€142,115▲ 75.9%€160,216▲ 12.7%€130,345▼ 18.6%€298,951▲ 129%€113,139▼ 62.2%
Net result€99,843above the sector's middle half▲ 74.9%€113,349above the sector's middle half▲ 13.5%€91,512above the sector's middle half▼ 19.3%€203,417above the sector's middle half▲ 122%€87,877above the sector's middle half▼ 56.8%
Equity€808,617above the sector's middle half▲ 14.1%€921,965above the sector's middle half▲ 14.0%€1.0mabove the sector's middle half▲ 9.9%€1.2mabove the sector's middle half▲ 20.1%€852,259above the sector's middle half▼ 30.0%
Total assets€1.0mabove the sector's middle half▲ 15.2%€1.2mabove the sector's middle half▲ 18.5%€1.3mabove the sector's middle half▲ 6.8%€1.5mabove the sector's middle half▲ 15.8%€981,812above the sector's middle half▼ 36.1%
Debt€239,285▲ 19.2%€320,209▲ 33.8%€312,756▼ 2.3%€319,280▲ 2.1%€129,554▼ 59.4%
Working capital€79,893within the sector's middle half▼ 24.1%€99,605within the sector's middle half▲ 24.7%€148,795within the sector's middle half▲ 49.4%€791,057above the sector's middle half▲ 432%€84,627within the sector's middle half▼ 89.3%
Solvency77.2%above the sector's middle half▼ 0.8pp74.2%above the sector's middle half▼ 2.9pp76.4%above the sector's middle half▲ 2.2pp79.2%above the sector's middle half▲ 2.8pp86.8%above the sector's middle half▲ 7.6pp
Current ratio2.40within the sector's middle half▼ 5.302.18within the sector's middle half▼ 0.222.96within the sector's middle half▲ 0.7810.57above the sector's middle half▲ 7.611.66within the sector's middle half▼ 8.91
Return on assets (ROA)9.5%within the sector's middle half▲ 3.3pp9.1%within the sector's middle half▼ 0.4pp6.9%within the sector's middle half▼ 2.2pp13.2%within the sector's middle half▲ 6.3pp9.0%within the sector's middle half▼ 4.3pp
above
within
below
the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 62% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €981,812
Fixed assets
€768,862 ▲ 16.1%
Current assets
€212,951 ▼ 75.6%
Equity and liabilities €981,812
Equity
€852,259 ▼ 30.0%
Debt
€129,554 ▼ 59.4%
Debt's share of the balance-sheet total falls from 20.8% to 13.2%. Equity and debt are lower.
Key figures and ratios
ROE
10.3%▼
2023 · 16.7%
Debt ≤ 1 year
€128,324▲
2023 · €82,651
Income taxes
€36,645▼
2023 · €93,596
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €3,834 | €2,424 | €101,662 | €115 | ▼ 99.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €36,670 | €28,547 | €35,463 | €23,904 | €34,574 | ▲ 44.6% |
| Other operating charges640/8 | - | €3,961 | €3,841 | €4,170 | €5,398 | ▲ 29.4% |
| Non-recurring operating charges66A | - | - | - | €9,998 | - | - |
| Gross operating margin9900 | €182,351 | €192,725 | €169,649 | €337,024 | €153,111 | ▼ 54.6% |
| Operating profit (loss)9901 | €142,115 | €160,216 | €130,345 | €298,951 | €113,139 | ▼ 62.2% |
| Financial income75/76B | - | €8,671 | €9,017 | €9,040 | €11,973 | ▲ 32.4% |
| Recurring financial income75 | €0 | €8,671 | €33 | €8 | €1,212 | ▲ 15,853% |
| Non-recurring financial income76B | - | €8,671 | €8,983 | €9,032 | €10,760 | ▲ 19.1% |
| Financial charges65/66B | - | €7,558 | €9,790 | €10,979 | €590 | ▼ 94.6% |
| Recurring financial charges65 | €7,555 | €7,558 | €9,790 | €10,979 | €590 | ▼ 94.6% |
| Profit (loss) for the period before taxes9903 | €143,418 | €161,330 | €129,572 | €297,012 | €124,522 | ▼ 58.1% |
| Income taxes67/77 | €43,575 | €47,981 | €38,060 | €93,596 | €36,645 | ▼ 60.8% |
| Profit (loss) for the period9904 | €99,843 | €113,349 | €91,512 | €203,417 | €87,877 | ▼ 56.8% |
| Profit (loss) for the period to be appropriated9905 | €99,843 | €113,349 | €91,512 | €203,417 | €87,877 | ▼ 56.8% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.0m | €1.2m | €1.3m | €1.5m | €981,812 | ▼ 36.1% |
| Fixed assets21/28 | €910,940 | €1.1m | €1.1m | €662,467 | €768,862 | ▲ 16.1% |
| Tangible fixed assets22/27 | €910,842 | €1.1m | €1.1m | €662,368 | €768,763 | ▲ 16.1% |
| Land and buildings22 | - | €1.1m | €1.1m | €661,189 | €658,963 | ▼ 0.3% |
| Plant, machinery and equipment23 | - | €320 | €236 | €152 | €67 | ▼ 55.5% |
| Furniture and vehicles24 | - | €1,314 | €885 | €1,028 | €109,732 | ▲ 10,571% |
| Financial fixed assets28 | €99 | €99 | €99 | €99 | €99 | = |
| Current assets29/58 | €136,962 | €183,813 | €224,714 | €873,708 | €212,951 | ▼ 75.6% |
| Amounts receivable within one year40/41 | €60,500 | €2,100 | €73,301 | €64,739 | - | - |
| Trade receivables40 | - | - | €72,632 | €63,000 | - | - |
| Other amounts receivable41 | - | €2,100 | €668 | €1,739 | - | - |
| Cash at bank and in hand54/58 | €72,658 | €177,425 | €145,346 | €802,356 | €207,032 | ▼ 74.2% |
| Deferred charges and accrued income490/1 | - | €4,288 | €6,068 | €6,613 | €5,919 | ▼ 10.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.0m | €1.2m | €1.3m | €1.5m | €981,812 | ▼ 36.1% |
| Equity10/15 | €808,617 | €921,965 | €1.0m | €1.2m | €852,259 | ▼ 30.0% |
| Contributions10/11 | - | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Reserves13 | €796,217 | €909,565 | €1.0m | €1.2m | €839,859 | ▼ 30.3% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | - | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | - | - | - |
| Distributable reserves133 | - | €907,705 | €999,218 | €1.2m | €839,859 | ▼ 30.3% |
| Amounts payable17/49 | €239,285 | €320,209 | €312,756 | €319,280 | €129,554 | ▼ 59.4% |
| Amounts payable after more than one year17 | €180,000 | €235,000 | €235,000 | €235,000 | - | - |
| Financial debts170/4 | - | €235,000 | €235,000 | €235,000 | - | - |
| Amounts payable within one year42/48 | €57,069 | €84,207 | €75,920 | €82,651 | €128,324 | ▲ 55.3% |
| Trade debts44 | €17,413 | €15,066 | €13,263 | €3,531 | €5,881 | ▲ 66.6% |
| Suppliers440/4 | - | €15,066 | €13,263 | €3,531 | €5,881 | ▲ 66.6% |
| Taxes, remuneration and social security45 | - | €68,948 | €58,229 | €79,120 | €70,381 | ▼ 11.0% |
| Taxes450/3 | - | €68,948 | €58,229 | €79,120 | €70,381 | ▼ 11.0% |
| Other amounts payable47/48 | - | €194 | €4,429 | - | €52,062 | - |
| Accrued charges and deferred income492/3 | - | €1,002 | €1,836 | €1,629 | €1,230 | ▼ 24.5% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €99,843 | €113,349 | €91,512 | €203,417 | €87,877 | ▼ 56.8% |
| + Depreciation and write-downs630 | €36,670 | €28,547 | €35,463 | €23,904 | €34,574 | ▲ 44.6% |
| Operating cash flow (approximation) | €136,513 | €141,896 | €126,976 | €227,321 | €122,451 | ▼ 46.1% |
| Investment in fixed assets (approximation) | - | -€175,969 | -€78,621 | €415,148 | -€140,969 | ▼ 134% |
| Change in cash | - | €104,767 | -€32,079 | €657,010 | -€595,324 | ▼ 191% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €203,417 ▲122%
Operating result €298,951, net result €203,417, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 10.57
Current ratio from 2.96 to 10.57.
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €1mEq €1.0m ▲9.9%
5 profitable years in a row build equity to €1.0m.
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
22-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
16-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €57,076 ▼2.1%
Net result drops to €57,076, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 7.70
Current ratio from 3.82 to 7.70; short-term debt falls from €46,070 to €15,719.
Show earlier events
19-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
07-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
14-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Blankenberge · 2 establishment units since 2009
Ground area
356 m²
Building footprint
336 m²
Volume, LiDAR
8,924 m³
2 parcels, Flanders · tallest building 31.5 m, ±10 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
2 establishment units
Atlax
since 20092.182.361.824
ATLAX
since 20102.197.762.553
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31004A0741/00E039 | Flanders | 243 m² | 1 · 239 m² | 31.5 m · 10 fl. |
| 31602A0859/00W024 | Flanders | 113 m² | 1 · 97 m² | 29.1 m · 9 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Pension MathematiCs 4u
BE 0832.931.377
Beveren-Kruibeke-Zwijndrecht · Eq €825,701
VERZEKERINGSMAKELAAR DUJARDIN
BE 0417.885.995
Deerlijk · Eq €895,054
CED Claims Management
BE 0442.888.241
Vilvoorde · Eq €777,168
IMMO RUYSSEN
BE 0429.277.458
Florennes · Eq €717,642
ZAKENKANTOOR DE VLEESSCHAUWER
BE 0442.310.003
Assenede · Eq €716,909
Of 237 companies in sector 66290 we hold annual accounts for 145. 87 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded07-10-2009
Fiscal year end31-12
Activities, NACEBEL 2025
66290Activities auxiliary to financial services and insurance activities
96999Other personal services
Contact
Phone
0474/076916Blankenberge
E-invoicing
Reachable via Peppol
Peppol ID
0208:0819540231
Also
9925:BE0819540231
Registered
02-09-2023
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.