Webclix
ActiveFinancials · financial year 2025, micro format
Annual accounts 2025 filed on 24-07-2026 at the NBB all 9 filings
Turnover
≈ €120,000
Estimated: probably between €100,000 and €160,000
Total assets
€95,806▼ 2.1%
2024 · €97,878
Net result
€5,853▼ 35.9%
2024 · €9,124
Working capital
€42,309▲ 43.2%
2024 · €29,535
Multi-year overview
2018 to 2025, 8 financial yearsOperating result
€8,813
▼ 39.2%
2025
20182025
Net result
€5,853
▼ 35.9%
2025
middle half of the sector
20182025
Equity
€51,891
▲ 12.7%
2025
middle half of the sector
20182025
Total assets
€95,806
▼ 2.1%
2025
middle half of the sector
20182025
Debt
€43,915
▼ 15.3%
2025
20182025
Working capital
€42,309
▲ 43.2%
2025
middle half of the sector
20182025
Solvency
54.2%
▲ 7.1pp
2025
middle half of the sector
20182025
Current ratio
1.96
▲ 0.39
2025
middle half of the sector
20182025
Return on assets (ROA)
6.1%
▼ 3.2pp
2025
middle half of the sector
20182025
Staff (FTE)
0.5
▼ 50.0%
2025
20182025
Every figure per financial year
Every figure with its change against the financial year before
favourable
unfavourable
Line20182019202020212022202320242025
Operating result€7,865-€37,537▲ 377%€35,018▼ 6.7%€29,780▼ 15.0%€14,248▼ 52.2%€5,485▼ 61.5%€14,491▲ 164%€8,813▼ 39.2%
Net result€378-€7,383▲ 20×€23,636within the sector's middle half▲ 220%-€11,800below the sector's middle half€10,701within the sector's middle half€416below the sector's middle half▼ 96.1%€9,124within the sector's middle half▲ 22×€5,853within the sector's middle half▼ 35.9%
Equity€18,978-€26,362▲ 38.9%€49,997within the sector's middle half▲ 89.7%€38,197within the sector's middle half▼ 23.6%€48,898within the sector's middle half▲ 28.0%€36,914within the sector's middle half▼ 24.5%€46,038within the sector's middle half▲ 24.7%€51,891within the sector's middle half▲ 12.7%
Total assets€101,506-€120,321▲ 18.5%€96,936within the sector's middle half▼ 19.4%€84,847within the sector's middle half▼ 12.5%€102,750within the sector's middle half▲ 21.1%€97,504within the sector's middle half▼ 5.1%€97,878within the sector's middle half▲ 0.4%€95,806within the sector's middle half▼ 2.1%
Debt€82,528-€93,959▲ 13.9%€46,939▼ 50.0%€46,649▼ 0.6%€53,852▲ 15.4%€60,589▲ 12.5%€51,840▼ 14.4%€43,915▼ 15.3%
Working capital-€42,067--€20,236▲ 51.9%€9,794below the sector's middle half€7,735below the sector's middle half▼ 21.0%€15,951within the sector's middle half▲ 106%€12,348within the sector's middle half▼ 22.6%€29,535within the sector's middle half▲ 139%€42,309within the sector's middle half▲ 43.2%
Solvency18.7%-21.9%▲ 3.2pp51.6%within the sector's middle half▲ 29.7pp45.0%within the sector's middle half▼ 6.6pp47.6%within the sector's middle half▲ 2.6pp37.9%within the sector's middle half▼ 9.7pp47.0%within the sector's middle half▲ 9.2pp54.2%within the sector's middle half▲ 7.1pp
Current ratio0.49-0.78▲ 0.291.21below the sector's middle half▲ 0.421.17below the sector's middle half▼ 0.041.30below the sector's middle half▲ 0.131.20below the sector's middle half▼ 0.091.57within the sector's middle half▲ 0.371.96within the sector's middle half▲ 0.39
Return on assets (ROA)0.4%-6.1%▲ 5.8pp24.4%within the sector's middle half▲ 18.2pp-13.9%below the sector's middle half▼ 38.3pp10.4%within the sector's middle half▲ 24.3pp0.4%below the sector's middle half▼ 10.0pp9.3%within the sector's middle half▲ 8.9pp6.1%within the sector's middle half▼ 3.2pp
Staff (FTE)1.4-1.1▼ 21.4%1within the sector's middle half▼ 9.1%1=1=1=1=0.5▼ 50.0%
above
within
below
The sector band is the middle half of the companies in Computer programming, consultancy and related activities (NACE 62). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
The operating result for 2025 is 39% lower than in 2024.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €95,806
Fixed assets
€9,582 ▼ 41.9%
Current assets
€86,224 ▲ 6.0%
Equity and liabilities €95,806
Equity
€51,891 ▲ 12.7%
Debt
€43,915 ▼ 15.3%
Debt's share of the balance-sheet total falls from 53.0% to 45.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€15,734▼
2024 · €21,655
Cash flow
€12,773▼
2024 · €16,287
Debt to equity
0.85▼
2024 · 1.13
ROE
11.3%▼
2024 · 19.8%
Interest coverage
15.35▲
2024 · 9.79
Debt ≤ 1 year
€43,915▼
2024 · €51,840
Income taxes
€2,674▼
2024 · €4,132
Staff costs
€36,679▼
2024 · €65,286
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Staff
| Item | 31-12-2021 | 31-12-2022 | 31-12-2023 | 31-12-2024 | 31-12-2025 |
|---|---|---|---|---|---|
| Employees at the balance-sheet date | 1 | 1 | 1 | 1 | - |
| full-time | 1 | 1 | 1 | 1 | - |
| in full-time equivalents | 1 | 1 | 1 | 1 | - |
| Average over the year, in full-time equivalents | 1 | 1 | 1 | 1 | 0.5 |
| On a permanent contract | 1 | 1 | 1 | 1 | - |
| Joined | - | - | - | - | 0 |
| Left | - | - | - | - | 1 |
Source: social balance sheet in the 2021 to 2025 annual accounts
Investments
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Tangible fixed assets | €1,470 | €16,078 | - | - | - |
| Depreciation and write-downs of the year | €11,211 | €13,593 | €8,381 | €7,164 | €6,920 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | €57,854 | €59,249 | €62,102 | €65,286 | €36,679 | ▼ 43.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10,544 | €10,370 | €10,662 | €11,211 | €13,593 | €8,381 | €7,164 | €6,920 | ▼ 3.4% |
| Other operating charges640/8 | - | - | - | €101 | €2,363 | €988 | €308 | €412 | ▲ 33.7% |
| Gross operating margin9900 | €98,646 | €116,889 | €102,780 | €98,946 | €89,453 | €76,956 | €87,249 | €52,825 | ▼ 39.5% |
| Operating profit (loss)9901 | €7,865 | €37,537 | €35,018 | €29,780 | €14,248 | €5,485 | €14,491 | €8,813 | ▼ 39.2% |
| Financial income75/76B | - | - | - | €1,098 | €7,534 | €855 | €977 | €738 | ▼ 24.4% |
| Recurring financial income75 | €1,549 | €2,310 | €2,010 | €1,098 | €260 | €855 | €977 | €248 | ▼ 74.6% |
| Non-recurring financial income76B | - | - | - | - | €7,274 | - | - | €490 | - |
| Financial charges65/66B | - | - | - | €42,661 | €4,118 | €4,644 | €2,212 | €1,025 | ▼ 53.7% |
| Recurring financial charges65 | €18,949 | €24,671 | €3,332 | €42,414 | €2,654 | €4,644 | €2,212 | €1,025 | ▼ 53.7% |
| Non-recurring financial charges66B | - | - | - | €248 | €1,464 | - | - | - | - |
| Profit (loss) for the period before taxes9903 | €1,220 | €12,414 | €33,696 | -€11,783 | €17,664 | €1,696 | €13,256 | €8,527 | ▼ 35.7% |
| Income taxes67/77 | €842 | €5,031 | €10,060 | €16 | €6,963 | €1,280 | €4,132 | €2,674 | ▼ 35.3% |
| Profit (loss) for the period9904 | €378 | €7,383 | €23,636 | -€11,800 | €10,701 | €416 | €9,124 | €5,853 | ▼ 35.9% |
| Profit (loss) for the period to be appropriated9905 | €378 | €7,383 | €23,636 | -€11,800 | €10,701 | €416 | €9,124 | €5,853 | ▼ 35.9% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €101,506 | €120,321 | €96,936 | €84,847 | €102,750 | €97,504 | €97,878 | €95,806 | ▼ 2.1% |
| Fixed assets21/28 | €61,045 | €46,598 | €40,203 | €30,462 | €32,947 | €24,566 | €16,503 | €9,582 | ▼ 41.9% |
| Intangible fixed assets21 | €58,298 | €39,809 | €31,053 | €22,298 | €13,542 | €10,492 | €7,442 | €4,392 | ▼ 41.0% |
| Tangible fixed assets22/27 | €1,847 | €5,889 | €8,250 | €7,264 | €18,505 | €13,174 | €9,060 | €5,190 | ▼ 42.7% |
| Furniture and vehicles24 | - | - | - | €7,264 | €18,505 | €13,174 | €9,060 | €5,190 | ▼ 42.7% |
| Financial fixed assets28 | €900 | €900 | €900 | €900 | €900 | €900 | - | - | - |
| Current assets29/58 | €40,461 | €73,723 | €56,733 | €54,385 | €69,803 | €72,937 | €81,376 | €86,224 | ▲ 6.0% |
| Amounts receivable after more than one year29 | - | - | - | €28,000 | - | - | - | - | - |
| Other amounts receivable291 | - | - | - | €28,000 | - | - | - | - | - |
| Amounts receivable within one year40/41 | €39,270 | €72,644 | €8,958 | €26,234 | €63,601 | €69,313 | €68,749 | €75,276 | ▲ 9.5% |
| Trade receivables40 | - | - | - | €24,261 | €58,037 | €53,495 | €39,486 | €75,276 | ▲ 90.6% |
| Other amounts receivable41 | - | - | - | €1,973 | €5,564 | €15,818 | €29,263 | - | - |
| Cash at bank and in hand54/58 | €1,191 | €582 | €1,775 | €150 | €3,868 | €1,824 | €12,400 | €10,948 | ▼ 11.7% |
| Deferred charges and accrued income490/1 | - | - | - | - | €2,334 | €1,800 | €227 | - | - |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €101,506 | €120,321 | €96,936 | €84,847 | €102,750 | €97,504 | €97,878 | €95,806 | ▼ 2.1% |
| Equity10/15 | €18,978 | €26,362 | €49,997 | €38,197 | €48,898 | €36,914 | €46,038 | €51,891 | ▲ 12.7% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €19 | €7,762 | €31,397 | €31,397 | €31,397 | €31,397 | €31,397 | €45,691 | ▲ 45.5% |
| Non-distributable reserves130/1 | - | - | - | €19 | €19 | - | - | - | - |
| Reserves not available under the articles1311 | - | - | - | €19 | €19 | - | - | - | - |
| Distributable reserves133 | - | - | - | €31,378 | €31,378 | €31,397 | €31,397 | €45,691 | ▲ 45.5% |
| Profit (loss) carried forward14 | €359 | - | - | -€11,800 | -€1,099 | -€683 | €8,441 | - | - |
| Amounts payable17/49 | €82,528 | €93,959 | €46,939 | €46,649 | €53,852 | €60,589 | €51,840 | €43,915 | ▼ 15.3% |
| Amounts payable within one year42/48 | €82,528 | €93,959 | €46,939 | €46,649 | €53,852 | €60,589 | €51,840 | €43,915 | ▼ 15.3% |
| Financial debts43 | - | - | - | - | - | €5,208 | €5,949 | €3,412 | ▼ 42.6% |
| Other loans439 | - | - | - | - | - | €5,208 | €5,949 | €3,412 | ▼ 42.6% |
| Trade debts44 | €31,865 | €36,996 | €6,969 | €15,350 | €16,064 | €12,992 | €18,823 | €21,917 | ▲ 16.4% |
| Suppliers440/4 | - | - | - | €15,350 | €16,064 | €12,992 | €18,823 | €21,917 | ▲ 16.4% |
| Taxes, remuneration and social security45 | - | - | - | €31,299 | €37,788 | €42,389 | €27,069 | €11,088 | ▼ 59.0% |
| Taxes450/3 | - | - | - | €23,215 | €29,292 | €33,307 | €17,744 | €11,088 | ▼ 37.5% |
| Remuneration and social security454/9 | - | - | - | €8,084 | €8,495 | €9,082 | €9,325 | - | - |
| Other amounts payable47/48 | - | - | - | - | - | - | - | €7,497 | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €378 | €7,383 | €23,636 | -€11,800 | €10,701 | €416 | €9,124 | €5,853 | ▼ 35.9% |
| + Depreciation and write-downs630 | €10,544 | €10,370 | €10,662 | €11,211 | €13,593 | €8,381 | €7,164 | €6,920 | ▼ 3.4% |
| Operating cash flow (approximation) | €10,922 | €17,754 | €34,298 | -€588 | €24,294 | €8,797 | €16,287 | €12,773 | ▼ 21.6% |
| Investment in fixed assets (approximation) | - | €4,077 | -€4,268 | -€1,470 | -€16,078 | €0 | €900 | €0 | ▼ 100% |
| Change in cash | - | -€609 | €1,192 | -€1,624 | €3,717 | -€2,043 | €10,576 | -€1,452 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 34,693 companies had the same profile as Webclix has now. Two years later, 95.3% were still going and 0.7% had gone bankrupt.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
95.3%
was still going
3.9%
stopped otherwise
0.7%
went bankrupt
That fits the bankruptcy probability of Webclix itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for Webclix. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Filings with the National Bank (9)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 24-07-2026 | 2026-00338752 | |
| 31-12-2024 | micro format | 26-08-2025 | 2025-00404330 | |
| 31-12-2023 | micro format | 30-09-2024 | 2024-00478526 | |
| 31-12-2022 | micro format | 22-03-2023 | 2023-00043092 | |
| 31-12-2021 | micro format | 30-08-2022 | 2022-20345652 | |
| 31-12-2020 | micro format | 02-09-2021 | 2021-64800275 | |
| 31-12-2019 | micro format | 21-09-2020 | 2020-54800077 | |
| 31-12-2018 | micro format | 14-10-2019 | 2019-70000499 | |
| 31-12-2017 | abbreviated format | 28-11-2018 | 2018-73200137 |