Checked.be
Active
BE 0474.306.343Private limited company
WEB@VANTAGE
Slaapstraat 31 ·9890 Gavere, Belgium· 25 yrs active
Sector: Computer consultancy and computer facilities management
(62200)
Conclusion
WEB@VANTAGE has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €748k and a net result of €98k. Equity remains stable across the filed fiscal years (±1.7% per year). Its solvency ranks better than 63% of 2591 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Based on the State Gazette, CBE and 4 annual accounts.
Key figures
| Equity | €748k |
| Net result | €98k |
| Staff (FTE) | 9.8 |
| Better than sector | 63% |
Financial profile
83
/ 100
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Health
90
Profitability
66
Solvency
99
Growth
58
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Long-established
Founded in 2001, 25 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
90
/ 100
Excellent
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€65k
estimate, not credit advice
Score history
86
2022
100
2023
100
2024
90
2025
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 2.29 (≥ 1.5)
+10
Quick ratio
Quick ratio 2.29 (≥ 1.0)
+5
Leverage
Debt/equity 0.62 (< 1.0)
+10
Profitability
ROE 13% (≥ 10%)
+10
Interest coverage
Interest coverage 36.0× (≥ 3×)
+8
Profit trend
Net profit down YoY
-3
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 12-01-2026 with the NBB · fiscal year 2025 · abbreviated schema
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
stable
Equity: stable across 4 fiscal years (±1.7%/year).
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2025 · NACE 62, Computer programming, consultancy and related activities · compared within the same schema type (abbreviated schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 61.8% | 46.0% | |
| Net result | €98k | €24k | |
| Equity | €748k | €141k | |
| Gross operating margin | €779k | €90k | |
| Staff costs | €554k | €282k |
€219k
-33.6%
22-25
€98k
-48.2%
22-25
€177k
-32.8%
22-25
€1.21M
-6.0%
22-25
€748k
-29.8%
22-25
€589k
-30.9%
22-25
10
+2.1%
22-25
€554k
-3.9%
22-25
€42k
-45.2%
22-25
€415k
+221.8%
22-25
€462k
+107.8%
22-25
€458k
+107.2%
22-25
2.29
-52.9%
22-25
2.29
-52.9%
22-25
61.8%
-25.3%
22-25
0.62
+195.9%
22-25
13.1%
-26.3%
22-25
8.1%
-44.9%
22-25
35.96
-70.6%
22-25
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Deposit | abbreviated schema | abbreviated schema | abbreviated schema | abbreviated schema |
| Revenue | - | - | - | - |
| EBITDA | €219k | €329k | €312k | €138k |
| Net profit | €98k | €189k | €170k | €53k |
| Cash flow | €177k | €263k | €237k | €109k |
| Staff costs | €554k | €577k | €523k | €476k |
| Income taxes | €42k | €76k | €78k | €30k |
| Dividends | €415k | €129k | - | - |
| Total assets | €1.21M | €1.29M | €1.24M | €1.08M |
| Equity | €748k | €1.06M | €1.00M | €835k |
| Debt | €462k | €222k | €231k | €241k |
| of which ≤ 1y | €458k | €221k | €228k | €205k |
| of which > 1y | - | - | - | - |
| Working capital | €589k | €853k | €760k | €704k |
| Employees (FTE) | 9.8 | 9.6 | 9.7 | 9.4 |
Ratios (computed)
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Current ratio | 2.29 | 4.86 | 4.33 | 4.44 |
| Quick ratio | 2.29 | 4.86 | 4.33 | 4.44 |
| Working capital ratio | 48.7% | 66.2% | 61.5% | 65.4% |
| Solvency | 61.8% | 82.7% | 81.3% | 77.6% |
| Debt / equity | 0.62 | 0.21 | 0.23 | 0.29 |
| Long-term debt ratio | - | - | - | - |
| Interest coverage | 35.96 | 122.34 | 84.67 | 61.23 |
| Gross margin | - | - | - | - |
| Net margin | - | - | - | - |
| ROA | 8.1% | 14.7% | 13.7% | 5.0% |
| ROE | 13.1% | 17.8% | 16.9% | 6.4% |
| EBITDA margin | - | - | - | - |
| Days sales outstanding | - | - | - | - |
| Days payable outstanding | - | - | - | - |
| Inventory turnover | - | - | - | - |
| Days inventory (DSI) | - | - | - | - |
Balance-sheet composition 2025
Full annual accounts (23 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Balance sheet, Assets | |||||
| TOTAL ASSETS | 20/58 | €1.21M | €1.29M | €1.24M | €1.08M |
| Fixed assets | 21/28 | €163k | €214k | €248k | €167k |
| Tangible fixed assets | 22/27 | €163k | €214k | €248k | €167k |
| Current assets | 29/58 | €1.05M | €1.07M | €987k | €909k |
| Amounts receivable within one year | 40/41 | €177k | €219k | €179k | €199k |
| Investments | 50/53 | €440k | €640k | €250k | €202k |
| Cash & bank | 54/58 | €407k | €204k | €285k | €236k |
| Balance sheet, Equity & liabilities | |||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €1.21M | €1.29M | €1.24M | €1.08M |
| Equity | 10/15 | €748k | €1.06M | €1.00M | €835k |
| Contributions / capital | 10/11 | €19k | €19k | €19k | €19k |
| Reserves | 13 | €729k | €1.05M | €986k | €816k |
| Accumulated profits (losses) | 14 | €0 | €0 | - | - |
| Amounts payable | 17/49 | €462k | €222k | €231k | €241k |
| Amounts payable within one year | 42/48 | €458k | €221k | €228k | €205k |
| Trade debts payable within one year | 44 | €41k | €58k | €48k | €33k |
| Income statement | |||||
| Gross operating margin | 9900 | €779k | €911k | €840k | €619k |
| Operating result | 9901 | €140k | €255k | €244k | €82k |
| Financial income | 75 | €6k | €13k | €7k | €4k |
| Financial charges | 65 | €6k | €3k | €4k | €2k |
| Result before taxes | 9903 | €140k | €265k | €247k | €84k |
| Income taxes | 67/77 | €42k | €76k | €78k | €30k |
| Net result for the period | 9904 | €98k | €189k | €170k | €53k |
| Result to be appropriated | 9905 | €98k | €189k | €170k | €64k |
Legal Structure
| NACE primary | Computer consultancy and computer facilities management(62200) |
| Legal form | Private limited company(610) |
| Incorporation | 13-03-2001 |
| Status | Active |
| Postal code | 9890 |
Establishment units
WEB@VANTAGE BVBA
since 20012.101.320.797
Real-estate footprint
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44003A1023/00C000 | Flanders | 939 m² | 1 · 93 m² | 7.1 m · 2 fl. |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
Next filing, fiscal year 2026, expected by
2026
12-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
06-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial
Highest result since 2022net €189k ▲11.5%
Operating result €255k, net result €189k, both a record.
17-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Equity above €1MEq €1.00M ▲20.3%
2 profitable years in a row build equity to €1.00M.
26-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
23-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
06-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Belgian State Gazette reading coverage
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Credit advice
Company registry (CBE)
Activities
Computer programming, consultancy and related activities62010IT consultancy62020Computer programming62100Computer consultancy and computer facilities management622007210072220
Names & trade names
| Legal nameNL | WEB@VANTAGE |
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