We4u
ActiveWe4u has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-13k) and a net result of €-8k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 9% of 11238 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
23
/ 100
Critical
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.39 against 0.62 in 2024; short-term debt: 208.1% and cash: 0% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-108.1%
Return on assets
-67.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-13k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
5 d late
2023
8 d early
2022
17 d early
2021
5 d early
2020
12 d late
2019
59 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-13k▼ 167%
2024 · €-5k
2018: €11k
2019: €6k
2020: €21k
2021: €11k
2022: €15k
2023: €2k
2024: €-5k
2018 → 2025
Total assets
€12k▼ 28.2%
2024 · €17k
2018: €40k
2019: €47k
2020: €32k
2021: €21k
2022: €31k
2023: €16k
2024: €17k
2018 → 2025
Net result
€-8k▼ 13.7%
2024 · €-7k
2018: €5k
2019: €-5k
2020: €15k
2021: €-10k
2022: €4k
2023: €-13k
2024: €-7k
2018 → 2025
Working capital
€-15k▼ 87.1%
2024 · €-8k
2018: €4k
2019: €-4k
2020: €14k
2021: €4k
2022: €7k
2023: €-3k
2024: €-8k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€11k-€15k▲ 31.1%€2k▼ 84.8%€-5k€-13k▼ 167%
Operating result€-8k-€8k€-8k€-3k▲ 62.2%€-5k▼ 58.8%
Net result€-10k-€4k€-13k€-7k▲ 43.6%€-8k▼ 13.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €5k in 2025 against €3k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €12k
Fixed assets
€2k▼ 32.8%
Current assets
€10k▼ 27.1%
Key figures and ratios
EBITDA
€-4k▼
2024 · €-644
Cash flow
€-7k▼
2024 · €-5k
Solvency
-108.1%▼
2024 · -29.1%
Current ratio
0.39▼
2024 · 0.62
Quick ratio
0.39▼
2024 · 0.62
Debt / equity
-1.92▲
2024 · -4.43
ROA
-67.6%▼
2024 · -42.7%
Interest coverage
-1.47▼
2024 · -0.17
Debt
€25k▲
2024 · €21k
Debt ≤ 1 year
€25k▲
2024 · €21k
Income taxes
€833▲
2024 · €246
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€17k€12k▼
Formation expenses20-€0
Fixed assets21/28€3k€2k▼
Tangible fixed assets22/27€3k€2k▼
Plant, machinery and equipment23€3k€2k▼
Current assets29/58€13k€10k▼
Amounts receivable within one year40/41€10k€10k▼
Trade receivables40€10k€10k▼
Other amounts receivable41-€0
Cash at bank and in hand54/58-€0
Deferred charges and accrued income490/1€3k-
Equity and liabilities
Total equity and liabilities10/49€17k€12k▼
Equity10/15€-5k€-13k▼
Contributions10/11€6k€6k=
Reserves13€15k€15k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€13k€13k=
Profit (loss) carried forward14€-26k€-34k▼
Amounts payable17/49€21k€25k▲
Amounts payable within one year42/48€21k€25k▲
Financial debts43€8k€5k▼
Credit institutions430/8€8k€5k▼
Trade debts44€5k€1k▼
Suppliers440/4€5k€1k▼
Taxes, remuneration and social security45€8k€2k▼
Taxes450/3€2k€2k▲
Remuneration and social security454/9€6k-
Other amounts payable47/48€949€16k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€1k▼
Other operating charges640/8€147€85▼
Gross operating margin9900€-497€-3k▼
Operating profit (loss)9901€-3k€-5k▼
Financial income75/76B€72€24▼
Recurring financial income75€72€24▼
Financial charges65/66B€4k€2k▼
Recurring financial charges65€4k€2k▼
Profit (loss) for the period before taxes9903€-7k€-7k▼
Income taxes67/77€246€833▲
Profit (loss) for the period9904€-7k€-8k▼
Profit (loss) for the period to be appropriated9905€-7k€-8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-26k€-34k▼
Profit (loss) brought forward from the previous period14P€-19k€-26k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
05-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 5 days late
2024
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-13k ▼458%
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
12-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 12 days late
2020
31-12
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 2.27
Current ratio from 0.91 to 2.27; short-term debt falls from €41k to €11k.
28-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 59 days late
2019
12-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 12 days late
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
20-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beringen · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koerselsesteenweg 1663582 BeringenGround area
2,017 m²
Building footprint
203 m²
Volume, LiDAR
988 m³
Parcel 71522C0652/00S000, Flanders · tallest building 9.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
WE4U BVBA
since 20082.169.151.909
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71522C0652/00S000 | Flanders | 2,017 m² | 1 · 203 m² | 9.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Dual-learning approval
15 endedSimilar companies · same sector, comparable size
SWISS-ELECTRO
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BE 0794.651.120
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JT INVEST
BE 0552.560.597
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ACUMEN
BE 0464.032.063
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SRL UNIBEARSE
BE 0763.889.747
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Of 6,156 companies in sector 46190 we hold annual accounts for 2,567. 606 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded12-02-2008
Fiscal year end31-12
Activities, NACEBEL
46190Agents in non-specialised wholesale trade
74201Photography, excluding press photography
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:+32477542557