SOLIC
ActiveSummary
SOLIC has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€88,918) and a net result of -€9,040. Equity is shrinking by ~2.7% per year across the filed fiscal years. Its solvency ranks better than 5% of 11502 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.03 against 0.01 in 2024; short-term debt: 858.5% and cash: 5.4% of total assets), and equity is negative.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-758.5%
Return on assets
-77.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€88,918
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
24 d late
2024
25 d late
2023
30 d late
2022
30 d late
2021
29 d late
2020
26 d late
2019
57 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 15 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€9,040▲ 23.3%
2024 · -€11,781
Working capital
-€98,023▼ 1.9%
2024 · -€96,150
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€1,322▼ 4.4%-€1,566▼ 18.5%-€1,755▼ 12.1%-€11,605▼ 561%-€8,556▲ 26.3%
Net result-€1,425within the sector's middle half▼ 7.6%-€1,669within the sector's middle half▼ 17.1%-€1,827within the sector's middle half▼ 9.5%-€11,781below the sector's middle half▼ 545%-€9,040below the sector's middle half▲ 23.3%
Equity-€64,601below the sector's middle half▼ 2.3%-€66,270below the sector's middle half▼ 2.6%-€68,097below the sector's middle half▼ 2.8%-€79,878below the sector's middle half▼ 17.3%-€88,918below the sector's middle half▼ 11.3%
Total assets€11,466below the sector's middle half▼ 12.8%€9,798below the sector's middle half▼ 14.6%€8,007below the sector's middle half▼ 18.3%€17,131below the sector's middle half▲ 114%€11,723below the sector's middle half▼ 31.6%
Debt€76,068▼ 0.3%€76,068=€76,105=€97,009▲ 27.5%€100,641▲ 3.7%
Working capital-€64,601below the sector's middle half▼ 2.3%-€66,270below the sector's middle half▼ 2.6%-€68,097below the sector's middle half▼ 2.8%-€96,150below the sector's middle half▼ 41.2%-€98,023below the sector's middle half▼ 1.9%
Solvency-563.4%below the sector's middle half▼ 83.0pp-676.4%below the sector's middle half▼ 113.0pp-850.4%below the sector's middle half▼ 174.1pp-466.3%below the sector's middle half▲ 384.2pp-758.5%below the sector's middle half▼ 292.2pp
Current ratio0.15below the sector's middle half▼ 0.020.13below the sector's middle half▼ 0.020.11below the sector's middle half▼ 0.020.01below the sector's middle half▼ 0.100.03below the sector's middle half▲ 0.02
Return on assets (ROA)-12.4%below the sector's middle half▼ 2.4pp-17.0%below the sector's middle half▼ 4.6pp-22.8%below the sector's middle half▼ 5.8pp-68.8%below the sector's middle half▼ 45.9pp-77.1%below the sector's middle half▼ 8.3pp
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €8,556 in 2025 against €11,605 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €11,723
Fixed assets
€9,105 ▼ 44.0%
Current assets
€2,618 ▲ 205%
Key figures and ratios
EBITDA
-€1,390▲
2024 · -€6,377
Cash flow
-€1,873▲
2024 · -€6,553
Debt to equity
-1.13▲
2024 · -1.21
Interest coverage
-3.62▲
2024 · -70.13
Debt ≤ 1 year
€100,641▲
2024 · €97,009
Income taxes
€99▲
2024 · €85
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,940 companies that looked in July 2024 the way this one looks now, 5.5% went bankrupt within 24 months and 85% are still going.
- Micro
- 10 to 20 years old
- negative equity
- a loss of 10% of the balance sheet or more
5.5%
went bankrupt
8.0%
stopped otherwise
85%
still going
A further 1.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,940 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | - | €5,228 | €7,167 | ▲ 37.1% |
| Other operating charges640/8 | €348 | €348 | €384 | €1,890 | €488 | ▼ 74.2% |
| Gross operating margin9900 | -€975 | -€1,219 | -€1,371 | -€4,487 | -€902 | ▲ 79.9% |
| Operating profit (loss)9901 | -€1,322 | -€1,566 | -€1,755 | -€11,605 | -€8,556 | ▲ 26.3% |
| Financial charges65/66B | €103 | €102 | €72 | €91 | €384 | ▲ 323% |
| Recurring financial charges65 | €103 | €102 | €72 | €91 | €384 | ▲ 323% |
| Profit (loss) for the period before taxes9903 | -€1,425 | -€1,669 | -€1,827 | -€11,696 | -€8,941 | ▲ 23.6% |
| Income taxes67/77 | - | - | - | €85 | €99 | ▲ 17.2% |
| Profit (loss) for the period9904 | -€1,425 | -€1,669 | -€1,827 | -€11,781 | -€9,040 | ▲ 23.3% |
| Profit (loss) for the period to be appropriated9905 | -€1,425 | -€1,669 | -€1,827 | -€11,781 | -€9,040 | ▲ 23.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €11,466 | €9,798 | €8,007 | €17,131 | €11,723 | ▼ 31.6% |
| Fixed assets21/28 | - | - | - | €16,272 | €9,105 | ▼ 44.0% |
| Tangible fixed assets22/27 | - | - | - | €16,272 | €9,105 | ▼ 44.0% |
| Furniture and vehicles24 | - | - | - | €16,272 | €9,105 | ▼ 44.0% |
| Current assets29/58 | €11,466 | €9,798 | €8,007 | €859 | €2,618 | ▲ 205% |
| Cash at bank and in hand54/58 | €11,466 | €9,798 | €8,007 | €859 | €631 | ▼ 26.5% |
| Deferred charges and accrued income490/1 | - | - | - | - | €1,987 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €11,466 | €9,798 | €8,007 | €17,131 | €11,723 | ▼ 31.6% |
| Equity10/15 | -€64,601 | -€66,270 | -€68,097 | -€79,878 | -€88,918 | ▼ 11.3% |
| Contributions10/11 | €18,550 | €18,550 | €18,550 | €18,550 | €18,550 | = |
| Profit (loss) carried forward14 | -€83,151 | -€84,820 | -€86,647 | -€98,428 | -€107,468 | ▼ 9.2% |
| Amounts payable17/49 | €76,068 | €76,068 | €76,105 | €97,009 | €100,641 | ▲ 3.7% |
| Amounts payable within one year42/48 | €76,068 | €76,068 | €76,105 | €97,009 | €100,641 | ▲ 3.7% |
| Trade debts44 | €662 | €348 | €384 | - | €2,774 | - |
| Suppliers440/4 | €662 | €348 | €384 | - | €2,774 | - |
| Taxes, remuneration and social security45 | - | - | - | €85 | €184 | ▲ 117% |
| Taxes450/3 | - | - | - | €85 | €184 | ▲ 117% |
| Other amounts payable47/48 | €75,406 | €75,720 | €75,720 | €96,924 | €97,684 | ▲ 0.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€1,425 | -€1,669 | -€1,827 | -€11,781 | -€9,040 | ▲ 23.3% |
| + Depreciation and write-downs630 | - | - | - | €5,228 | €7,167 | ▲ 37.1% |
| Operating cash flow (approximation) | -€1,425 | -€1,669 | -€1,827 | -€6,553 | -€1,873 | ▲ 71.4% |
| Investment in fixed assets (approximation) | - | - | - | - | €0 | - |
| Change in cash | - | -€1,669 | -€1,791 | -€7,148 | -€228 | ▲ 96.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
31-12
Financial
Weakest financial yearnet -€11,781
Net result drops to -€11,781, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 26 days late
2020
04-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
22-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 22 days late
2018
13-03
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 41 days late
2016
20-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaumont-Gistoux · 1 establishment unit since 2007
Ground area
1,966 m²
Building footprint
239 m²
Volume, LiDAR
1,429 m³
2 parcels, Wallonia · tallest building 9.5 m, ±3 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
SOLIC
since 20072.163.937.762
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25018D0359/00F000 | Wallonia | 1,270 m² | 1 · 127 m² | 5.9 m · 2 fl. |
| 25385C0192/02Y000 | Wallonia | 696 m² | 1 · 112 m² | 9.5 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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CONCEPT & SOLUTIONS
BE 0501.555.425
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 6,146 companies in sector 46190 we hold annual accounts for 2,576. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded21-06-2007
Fiscal year end31-12
Activities, NACEBEL 2025
46190Agents in non-specialised wholesale trade
64922Financial service activities, except insurance and pension funding
Contact
E-mail
heim.benoit@skynet.be
E-invoicing
Reachable via Peppol
Peppol ID
0208:0890245808
Also
9925:BE0890245808
Registered
24-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.