WCTF
ActiveThe computed 12-month bankruptcy probability of WCTF is 5.5% (elevated). The 2025 annual accounts show equity of €53k and a net result of €-4k. Equity remains stable across the filed fiscal years (±1.6% per year). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. An elevated bankruptcy probability caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability61▼-8
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
5.5%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days only on tighter terms
Liquidity ample (current ratio 5.98 against 2.13 in 2024; short-term debt: 8.5% and cash: 41.1% of total assets), and 8.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.5%
Return on assets
-6.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-04-2026, 94 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
94 d early
2024
71 d early
2023
85 d early
2022
49 d early
2021
52 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, unclassified schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-4k
2024 · €63
2021: €43k
2022: €26k
2023: €-17k
2024: €63
2021 → 2025
Working capital
€25k▲ 96.6%
2024 · €12k
2021: €30k
2022: €-5k
2023: €-3k
2024: €12k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€48k-€74k▲ 53.8%€57k▼ 23.5%€57k▲ 0.1%€53k▼ 6.5%
Operating result€49k-€35k▼ 28.4%€-16k€2k€-2k
Net result€43k-€26k▼ 40.0%€-17k€63€-4k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €2k after €2k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €58k
Fixed assets
€28k▼ 35.6%
Current assets
€29k▲ 25.4%
Equity and liabilities €58k
Equity
€53k▼ 6.5%
Debt
€5k▼ 55.3%
The debt ratio falls from 16.3% to 8.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€14k▼
2024 · €18k
Cash flow
€12k▼
2024 · €16k
Solvency
91.5%▲
2024 · 83.7%
Current ratio
5.98▲
2024 · 2.13
Quick ratio
5.20▲
2024 · 1.80
Debt / equity
0.09▼
2024 · 0.19
ROE
-7.0%▼
2024 · 0.1%
ROA
-6.4%▼
2024 · 0.1%
Interest coverage
8.50▼
2024 · 11.30
Debt
€5k▼
2024 · €11k
Debt ≤ 1 year
€5k▼
2024 · €11k
Staff costs
€2k▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€68k€58k▼
Fixed assets21/28€44k€28k▼
Tangible fixed assets22/27€44k€28k▼
Plant, machinery and equipment23€5k€4k▼
Furniture and vehicles24€39k€24k▼
Current assets29/58€23k€29k▲
Stocks and contracts in progress3€4k€4k▲
Stocks30/36€4k€4k▲
Amounts receivable within one year40/41€518€734▲
Other amounts receivable41€518€734▲
Cash at bank and in hand54/58€18k€24k▲
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€68k€58k▼
Equity10/15€57k€53k▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€52k€48k▼
Amounts payable17/49€11k€5k▼
Amounts payable within one year42/48€11k€5k▼
Trade debts44€5k€2k▼
Suppliers440/4€5k€2k▼
Taxes, remuneration and social security45€2k€2k▼
Taxes450/3€2k€2k▼
Remuneration and social security454/9€64€35▼
Other amounts payable47/48€5k€2k▼
Income statement
Code20242025
Non-recurring operating income76A€5k-
Remuneration, social security and pensions62€2k€2k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€16k▼
Other operating charges640/8€699€577▼
Gross operating margin9900€21k€16k▼
Operating profit (loss)9901€2k€-2k▼
Financial income75/76B€66€132▲
Recurring financial income75€66€132▲
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€63€-4k▼
Profit (loss) for the period9904€63€-4k▼
Profit (loss) for the period to be appropriated9905€63€-4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€52k€48k▼
Profit (loss) brought forward from the previous period14P€52k€52k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-04
NBB filing
Annual accounts filed
fiscal year 2025 · unclassified schema
2025
31-12
Financial
Liquidity triplescurrent ratio 5.98
Current ratio from 2.13 to 5.98; short-term debt falls from €11k to €5k.
21-05
NBB filing
Annual accounts filed
fiscal year 2024 · unclassified schema
2024
31-12
Financial
Back to profitnet €63
Net result €63 after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 2.13
Current ratio from 0.83 to 2.13; short-term debt falls from €20k to €11k.
07-05
NBB filing
Annual accounts filed
fiscal year 2023 · unclassified schema
2023
31-12
Financial
Weakest financial yearnet €-17k ▼167%
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
12-06
NBB filing
Annual accounts filed
fiscal year 2022 · unclassified schema
2022
09-06
NBB filing
Annual accounts filed
fiscal year 2021 · unclassified schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kelmis · 2 establishment units since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
An der Kirche 9a4728 Kelmis2 establishment units
FRIT INN
since 20202.302.249.171
FRIT INN
since 20252.370.863.607
Recognitions · licences · registrations
Food safety, FASFC
1 siteKelmis/La Calamine2.302.249.171
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Of 21,896 companies in sector 56112 we hold annual accounts for 9,785. 8,374 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-05-2020
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filings
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:winkels@benzinfabrik.com