SEB FRIT
ActiveThe computed 12-month bankruptcy probability of SEB FRIT is 3.8% (moderate). The 2025 annual accounts show equity of €6k and a net result of €820. Equity is growing by ~110.1% per year across the filed fiscal years. Its solvency ranks better than 32% of 13091 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
38
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability62▼-29
Solvency34▲+3
Growth78=
Track record94
Bankruptcy probability, 12 months
3.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.19 against 0.32 in 2024; short-term debt: 88% and cash: 9% of total assets), and 91% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-12-2025, 43 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
43 d early
2024
46 d early
2023
36 d early
2022
43 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€6k▲ 15.7%
2024 · €5k
2022: €-20k
2023: €-10k
2024: €5k
2022 → 2025
Total assets
€67k▼ 23.9%
2024 · €88k
2022: €107k
2023: €93k
2024: €88k
2022 → 2025
Net result
€820▼ 94.8%
2024 · €16k
2022: €-25k
2023: €10k
2024: €16k
2022 → 2025
Working capital
€-48k▲ 1.1%
2024 · €-48k
2022: €-72k
2023: €-63k
2024: €-48k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€-20k-€-10k▲ 47.6%€5k€6k▲ 15.7%
Operating result€-22k-€13k€19k▲ 50.1%€4k▼ 78.1%
Net result€-25k-€10k€16k▲ 65.1%€820▼ 94.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 78% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €67k
Fixed assets
€56k▼ 15.1%
Current assets
€11k▼ 49.8%
Equity and liabilities €67k
Equity
€6k▲ 15.7%
Debt
€61k▼ 26.4%
The debt ratio falls from 94.1% to 91.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€15k▼
2024 · €30k
Cash flow
€12k▼
2024 · €27k
Solvency
9.0%▲
2024 · 5.9%
Current ratio
0.19▼
2024 · 0.32
Quick ratio
0.12▼
2024 · 0.27
Debt / equity
10.06▼
2024 · 15.81
ROE
13.6%▼
2024 · 300.8%
ROA
1.2%▼
2024 · 17.9%
Interest coverage
4.98▼
2024 · 9.22
Debt
€61k▼
2024 · €83k
Debt ≤ 1 year
€59k▼
2024 · €70k
Debt > 1 year
€2k▼
2024 · €11k
Income taxes
€294▲
2024 · €151
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€88k€67k▼
Fixed assets21/28€66k€56k▼
Tangible fixed assets22/27€66k€56k▼
Plant, machinery and equipment23€64k€55k▼
Other tangible fixed assets26€2k€922▼
Current assets29/58€22k€11k▼
Stocks and contracts in progress3€4k€4k▲
Stocks30/36€4k€4k▲
Amounts receivable within one year40/41€2k€1k▼
Trade receivables40-€75
Other amounts receivable41€2k€1k▼
Cash at bank and in hand54/58€17k€6k▼
Equity and liabilities
Total equity and liabilities10/49€88k€67k▼
Equity10/15€5k€6k▲
Contributions10/11€5k€5k=
Reserves13€224€1k▲
Distributable reserves133€224€1k▲
Amounts payable17/49€83k€61k▼
Amounts payable after more than one year17€11k€2k▼
Financial debts170/4€11k€2k▼
Amounts payable within one year42/48€70k€59k▼
Current portion of amounts payable after more than one year42€12k€9k▼
Trade debts44€4k€3k▼
Suppliers440/4€4k€3k▼
Taxes, remuneration and social security45€151€294▲
Taxes450/3€151€294▲
Other amounts payable47/48€54k€46k▼
Accrued charges and deferred income492/3€1k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€11k▲
Other operating charges640/8€723€759▲
Gross operating margin9900€31k€16k▼
Operating profit (loss)9901€19k€4k▼
Financial income75/76B€1€0▼
Recurring financial income75€1€0▼
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€16k€1k▼
Income taxes67/77€151€294▲
Profit (loss) for the period9904€16k€820▼
Profit (loss) for the period to be appropriated9905€16k€820▼
Appropriation of the result
Profit (loss) to be appropriated9906€224€820▲
Profit (loss) brought forward from the previous period14P€-15k-
Transfer to equity691/2€224€820▲
To other reserves6921€224€820▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
19-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
16-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Highest result since 2022net €16k ▲65.1%
Operating result €19k, net result €16k, both a record.
2023
26-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
2022
19-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoogstraat 262800 MechelenGround area
76 m²
Building footprint
61 m²
Volume, LiDAR
613 m³
Parcel 12025E0790/00B000, Flanders · tallest building 12.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
SEB FRIT
since 20202.309.497.348
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12025E0790/00B000 | Flanders | 76 m² | 1 · 61 m² | 12.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteMechelen2.309.497.348
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AL DIMASHKI
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Of 21,911 companies in sector 56112 we hold annual accounts for 9,783. 5,702 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-11-2020
Fiscal year end30-06
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.