Turnover
≈ €160,000 estimated
The micro format states no turnover.
WCONSTRUCTION
Lifetime
1 annual account with figurespeak €13,479 (2025)
€13,479
peak €9,624 (2025)
€9,624
peak €10,824 (2025)
€10,824
€23,960
Board1 name since 2025
-
Documentsfilings and deeds
24-08-202624 days late
2025micro format
Incorporation 19-091 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsStarting capital
€1,200 120 shares
2025 accounts filed 24 days after the deadline
Checked score
56
Fair
Financially stronger than 70% of micro companies in construction of buildings (NACE 41)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
1.8% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.5% across 13,460 companies (NACE 41, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Financial strengthStrong
Score breakdown
raises risk
Founded in 2025
Sector: Construction of residential and non-residential buildings (NACE 41)
Size: total assets €34,783
lowers risk
Liquidity: current ratio 1.17, cash €13,090
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 38% of them on solvency, 80% on liquidity and 91% on profitability.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 11,279 companies had the same profile as WCONSTRUCTION has now. Each dot stands for 29 companies, two years later.
96.6%
were still trading
2.6%
stopped another way
0.7%
went bankrupt
The bankruptcy probability of WCONSTRUCTION itself is higher: 1.8% within 12 months. It rests on far more data about WCONSTRUCTION than the profile alone.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 11,279 companies, not a prediction for WCONSTRUCTION. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.17, below the usual 1.5. Short-term debt is 42.1% and cash 37.6% of total assets. 68.9% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 24 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
24 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
Board and ownership
- WAUTERS Frédéric Robert Ghislain Pierre 120 sharesdeed of 19-09-2025
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1027735091
Incorporation
Founding capital of €1,200, 120 shares · Appointment: WAUTERS Frédéric Robert Ghislain Pierre (director) · Permanent representative: WAUTERS Frédéric Robert Ghislain Pierre · published on 19-09-2025 · Gazette deed
First establishment
Rue Ponthière 10, Amay
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| WCONSTRUCTION Amay | €34,783 | €13,479 | 31.1% | - |
| T&R Projects Antwerp | €29,425 | €14,046 | 46.3% | - |
| Willems Renovatiewerken Bornem | €40,777 | €16,118 | 31.1% | - |
| L'ATELIER DC Chaudfontaine | €48,983 | €13,970 | 21.5% | - |
| PIROTTE CONSTRUCT Verviers | €51,085 | €12,921 | 38.9% | - |
| TSB CONSTRUCT Fléron | €23,162 | €15,372 | 54.0% | - |
| TH-TS Verviers | €24,530 | €15,267 | 46.6% | - |
These companies have the same main activity as WCONSTRUCTION: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €23,200 and €51,100, founded in 2025.
Official details
Source: KBO- Status
- Active since 17-09-2025Normal situation
- Activity
- General construction of residential buildingsNACE 41001and 5 others
- Establishment unit
- 2.383.389.6714540 Amay, since 17-09-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 14-01-2026
Insights on WCONSTRUCTION
The computed 12-month bankruptcy probability of WCONSTRUCTION is 1.8% (moderate). The 2025 annual accounts show equity of €10,824 and a net result of €9,624.
Its solvency ranks better than 37% of 9,462 sector peers (NACE 41, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about WCONSTRUCTION
- What is the company number of WCONSTRUCTION?
- The company number of WCONSTRUCTION is 1027.735.091. The VAT number is the same number with BE in front: BE 1027.735.091.
- Where is WCONSTRUCTION based?
- The registered office is at Rue Ponthière 10, 4540 Amay.Company details
- What does WCONSTRUCTION do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of WCONSTRUCTION?
- WCONSTRUCTION is a private limited company (BV).
- When was WCONSTRUCTION founded?
- WCONSTRUCTION was founded on 17-09-2025.
- Is WCONSTRUCTION still active?
- Yes, WCONSTRUCTION is an active enterprise in the KBO register.
- What is the turnover of WCONSTRUCTION?
- The turnover in financial year 2025 is ≈ €160,000. This figure is estimated from the gross margin of €13,479 and 263 comparable companies (NACE 41001). It probably lies between €84,000 and €290,000. It is a rough estimate.Financials
- Is WCONSTRUCTION profitable?
- In financial year 2025, WCONSTRUCTION made a profit of €9,624.
- Where can I find the annual accounts of WCONSTRUCTION?
- WCONSTRUCTION filed 1 annual account with the National Bank of Belgium, for financial year 2025.
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
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