WB-architect
ActiveWB-architect has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €100k and a net result of €33k. Equity is growing by ~11.5% per year across the filed fiscal years. Its solvency ranks better than 70% of 9369 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
100
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+2
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 3.62 against 7.5 in 2024), and 26.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73.3%
Return on assets
23.8%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
3 d early
2024
28 d late
2023
7 d early
2022
21 d late
2021
29 d late
2020
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€100k=
2024 · €100k
2020: €39k
2021: €77k
2022: €87k
2023: €81k
2024: €100k
2020 → 2025
Total assets
€137k▲ 17.5%
2024 · €117k
2020: €66k
2021: €98k
2022: €93k
2023: €92k
2024: €117k
2020 → 2025
Net result
€33k▲ 66.4%
2024 · €20k
2020: €34k
2021: €39k
2022: €10k
2023: €-7k
2024: €20k
2020 → 2025
Working capital
€90k▲ 4.4%
2024 · €86k
2020: €19k
2021: €53k
2022: €64k
2023: €61k
2024: €86k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€77k-€87k▲ 12.9%€81k▼ 7.6%€100k▲ 24.2%€100k=
Operating result€53k-€14k▼ 73.2%€-6k€25k€42k▲ 63.1%
Net result€39k-€10k▼ 74.1%€-7k€20k€33k▲ 66.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 63% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €137k
Fixed assets
€12k▼ 26.6%
Current assets
€125k▲ 24.9%
Equity and liabilities €137k
Equity
€100k=
Debt
€37k▲ 125%
The debt ratio rises from 13.9% to 26.7%: debt grows faster than equity.
Key figures and ratios
EBITDA
€46k▲
2024 · €30k
Cash flow
€37k▲
2024 · €24k
Solvency
73.3%▼
2024 · 86.1%
Current ratio
3.62▼
2024 · 7.50
Quick ratio
3.62▼
2024 · 7.50
Debt / equity
0.36▲
2024 · 0.16
ROE
32.4%▲
2024 · 19.5%
ROA
23.8%▲
2024 · 16.8%
Interest coverage
97.78▲
2024 · 68.26
Debt
€37k▲
2024 · €16k
Debt ≤ 1 year
€34k▲
2024 · €13k
Income taxes
€8k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€117k€137k▲
Fixed assets21/28€17k€12k▼
Tangible fixed assets22/27€17k€12k▼
Land and buildings22€2k€2k▼
Plant, machinery and equipment23€15k€11k▼
Current assets29/58€100k€125k▲
Amounts receivable within one year40/41€22k€3k▼
Trade receivables40€22k€1k▼
Other amounts receivable41€551€1k▲
Cash at bank and in hand54/58€75k€119k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€117k€137k▲
Equity10/15€100k€100k=
Contributions10/11€5k€5k=
Reserves13€95k€95k▲
Distributable reserves133€95k€95k▲
Amounts payable17/49€16k€37k▲
Amounts payable within one year42/48€13k€34k▲
Trade debts44€65-
Suppliers440/4€65-
Taxes, remuneration and social security45€13k€2k▼
Taxes450/3€8k€906▼
Remuneration and social security454/9€5k€1k▼
Other amounts payable47/48€136€33k▲
Accrued charges and deferred income492/3€3k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▲
Other operating charges640/8€744€767▲
Non-recurring operating charges66A€253-
Gross operating margin9900€31k€47k▲
Operating profit (loss)9901€25k€42k▲
Financial charges65/66B€438€470▲
Recurring financial charges65€438€470▲
Profit (loss) for the period before taxes9903€25k€41k▲
Income taxes67/77€5k€8k▲
Profit (loss) for the period9904€20k€33k▲
Profit (loss) for the period to be appropriated9905€20k€33k▲
Appropriation of the result
Profit (loss) to be appropriated9906€13k€33k▲
Profit (loss) brought forward from the previous period14P€-7k-
Transfer to equity691/2€13k€50▼
To other reserves6921€13k€50▼
Profit to be distributed694/7-€33k
Return on contributions (dividend)694-€33k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Back to profitnet €20k
Net result €20k after one loss-making year.
31-12
Financial
Equity above €100kEq €100k ▲24.2%
Equity rises from €81k to €100k.
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-7k ▼167%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
21-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 21 days late
2022
31-12
Financial
Liquidity triplescurrent ratio 12.39
Current ratio from 4.20 to 12.39; short-term debt falls from €17k to €6k.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Highest result since 2020net €39k ▲13.6%
Operating result €53k, net result €39k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 4.20
Current ratio from 1.72 to 4.20; short-term debt falls from €27k to €17k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herentals · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Servaas Daemsstraat(NDW) 132200 HerentalsGround area
722 m²
Building footprint
135 m²
Volume, LiDAR
865 m³
Parcel 13027B0160/00P002, Flanders · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
WB-architect
since 20202.300.352.129
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13027B0160/00P002 | Flanders | 722 m² | 1 · 135 m² | 10.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 18,208 companies in sector 71111 we hold annual accounts for 6,291. 5,458 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-03-2020
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
71112Activities of interior architects
71113Urban planning and landscape architecture
71121Engineering and related technical consultancy, excluding land surveyors
74112Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.wb-architect.be
E-mail:info@wb-architect.be