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WAVRE FINANCE

Active Risk: not assessed
Public limited companyfounded 1994active for 32 yearsRue de Nivelles 27, 1300 Wavre, BelgiumKBO/BCE: BE 0453.169.350
Summary

WAVRE FINANCE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €156,146 and a net result of €108,119. Equity remains stable across the filed financial years (±1% per year). Its solvency ranks better than 37% of 39 sector peers (NACE 65, financial year 2025). The company has been active since 1994 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Insurance, reinsurance and pension funding, except compulsory social security
NACE 65112Insurance agents and brokers NACE 66220
9th oldest company in Wavre, Finance and insurance sector2 sites
Size
€411,683total assets 2025
Staff
2 FTE
Equity
€156,146
Profit
€108,119
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
Accounts filed 31 days late1 of 13 deeds read
SignalsneutralFiled after the deadlineShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

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Signals

1 signal.
neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
on the day
2023
7 days early
2022
30 days late
2021
16 days late
2020
31 days late
2019
21 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 17 days after the deadline; the sector median (NACE 65) for financial year 2024 is 29 days before the deadline, and 28% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 16 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
21-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · full…
  2. Annual accounts filedfinancial year 2024 · full…
  3. Annual accounts filedfinancial year 2023 · full…

Key points

  • Caution: Among the weakest 19% on equitysector median €404,334 · 39 companies €156,146 View
  • Positive: 8 profitable years in a rowprofit 2025: €108,119 8 years View
  • Active since 1994founded 15-07-1994 32 years View

By topic

Financials

Financial year
2025
Total assets
€411,683
Profit
€108,119
Solvency
37.9%
Total assets▲ 1.5%
Net result
20182025
Go to Financials

Timeline

Events
35
Since
1996
Next accounts
by 31-07-2027
  1. 23-02-2024Resignation: GIELENS Eddy Pierre Marie Victor (director)
  2. 30-08-2023Annual accounts filed
  3. 31-12-2022Highest result from 2018 to 2025
Go to Timeline

Company details

Sites
2
Legal form
Public limited company
Activity
Insurance, reinsurance and pension funding, except compulsory social…NACE 65112
Founded
15-07-1994
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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