HUYCARE
ActiveHUYCARE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €149k and a net result of €46k. Equity is growing by ~33.7% per year across the filed fiscal years. Its solvency ranks better than 59% of 1458 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
4 d early
2024
20 d early
2023
42 d early
2022
14 d early
2021
24 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€149k▲ 45.0%
2024 · €103k
2021: €69k
2022: €49k
2023: €60k
2024: €103k
2021 → 2025
Net result
€46k▲ 8.4%
2024 · €43k
2021: €59k
2022: €2k
2023: €11k
2024: €43k
2021 → 2025
Total assets
€309k▲ 9.8%
2024 · €281k
2021: €241k
2022: €232k
2023: €235k
2024: €281k
2021 → 2025
Solvency
48.3%▲ 11.7pp
2024 · 36.6%
2021: 28.8%
2022: 21.0%
2023: 25.5%
2024: 36.6%
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€69k-€49k▼ 29.8%€60k▲ 23.3%€103k▲ 71.1%€149k▲ 45.0%
Operating result€78k-€6k▼ 92.0%€20k▲ 218%€62k▲ 214%€67k▲ 7.5%
Net result€59k-€2k▼ 96.4%€11k▲ 423%€43k▲ 277%€46k▲ 8.4%
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 8% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €309k
Fixed assets
€95k▼ 20.0%
Current assets
€214k▲ 31.6%
Equity and liabilities €309k
Equity
€149k▲ 45.0%
Debt
€159k▼ 10.5%
The debt ratio falls from 63.4% to 51.7%: equity grows while debt is paid down.
Key figures and ratios
Solvency
48.3%▲
2024 · 36.6%
ROE
31.0%▼
2024 · 41.5%
ROA
15.0%▼
2024 · 15.2%
Debt
€159k▼
2024 · €178k
Debt ≤ 1 year
€29k▼
2024 · €43k
Debt > 1 year
€128k▼
2024 · €134k
Income taxes
€19k▲
2024 · €17k
Staff costs
€60k▲
2024 · €42k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€281k€309k▲
Fixed assets21/28€119k€95k▼
Intangible fixed assets21€48k€40k▼
Tangible fixed assets22/27€71k€55k▼
Furniture and vehicles24€12k€5k▼
Other tangible fixed assets26€59k€50k▼
Current assets29/58€162k€214k▲
Amounts receivable within one year40/41€7k€7k▼
Other amounts receivable41€7k€7k▼
Cash at bank and in hand54/58€127k€163k▲
Deferred charges and accrued income490/1€28k€43k▲
Equity and liabilities
Total equity and liabilities10/49€281k€309k▲
Equity10/15€103k€149k▲
Contributions10/11€10k€10k=
Profit (loss) carried forward14€93k€139k▲
Amounts payable17/49€178k€159k▼
Amounts payable after more than one year17€134k€128k▼
Financial debts170/4€134k€128k▼
Amounts payable within one year42/48€43k€29k▼
Current portion of amounts payable after more than one year42€15k€8k▼
Financial debts43€17k€5k▼
Credit institutions430/8€17k€5k▼
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45€8k€13k▲
Taxes450/3€2k€7k▲
Remuneration and social security454/9€6k€6k▲
Other amounts payable47/48€178€180▲
Accrued charges and deferred income492/3€1k€2k▲
Income statement
Code20242025
Remuneration, social security and pensions62€42k€60k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€25k▲
Other operating charges640/8€776€801▲
Gross operating margin9900€130k€153k▲
Operating profit (loss)9901€62k€67k▲
Financial income75/76B€361€936▲
Recurring financial income75€361€936▲
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€60k€65k▲
Income taxes67/77€17k€19k▲
Profit (loss) for the period9904€43k€46k▲
Profit (loss) for the period to be appropriated9905€43k€46k▲
Appropriation of the result
Profit (loss) to be appropriated9906€93k€139k▲
Profit (loss) brought forward from the previous period14P€50k€93k▲
Social balance
Average headcount (FTE)90871.31.8▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Equity above €100kEq €103k ▲71.1%
4 profitable years in a row build equity to €103k.
19-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Weakest financial yearnet €2k ▼96.4%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Huy · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Ch. et L. Godin 54500 Huy1 establishment unit
HUYCARE
since 20212.311.990.644
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Of 95 companies in sector 65112 we hold annual accounts for 53. 44 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-12-2020
Fiscal year end31-12
Activities, NACEBEL
65112Insurance, reinsurance and pension funding, except compulsory social security
66220Insurance agents and brokers
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filings
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:info@huycare.be
E-mail:jeanphilippe.gillain@belnot.be