HAVILAH
ActiveHAVILAH has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €40k and a net result of €28k. Equity is growing by ~18.5% per year across the filed fiscal years. Its solvency ranks better than 30% of 42 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2024
53
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability81▲+52
Solvency38▲+9
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity short (current ratio 0.86 against 0.76 in 2023; short-term debt: 78.3% and cash: 7.7% of total assets), and 86.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 97
Relative position
BE, all sectors
reference
Sector 97
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
13.5%
Return on assets
9.5%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-08-2025, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
31 d late
2023
23 d early
2022
29 d early
2021
74 d late
2020
29 d early
2019
3 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€28k
2023 · €-11k
2018: €5k
2019: €5k
2020: €744
2021: €-4k
2022: €43k
2023: €-11k
2018 → 2024
Working capital
€-34k▲ 39.5%
2023 · €-56k
2018: €6k
2019: €11k
2020: €12k
2021: €7k
2022: €-23k
2023: €-56k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€12k-€7k▼ 36.9%€10k▲ 35.1%€12k▲ 18.5%€40k▲ 244%
Operating result€961-€-4k€60k€-2k€63k
Net result€744-€-4k€43k€-11k€28k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €63k after a loss of €2k in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €298k
Fixed assets
€98k▲ 10.9%
Current assets
€200k▲ 11.3%
Equity and liabilities €298k
Equity
€40k▲ 244%
Debt
€258k▲ 0.6%
The debt ratio falls from 95.6% to 86.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€87k▲
2023 · €13k
Cash flow
€52k▲
2023 · €5k
Solvency
13.5%▲
2023 · 4.4%
Current ratio
0.86▲
2023 · 0.76
Quick ratio
0.86▲
2023 · 0.76
Debt / equity
6.43▼
2023 · 21.98
ROE
70.9%▲
2023 · -90.5%
ROA
9.5%▲
2023 · -3.9%
Interest coverage
26.81▲
2023 · 1.80
Debt
€258k▲
2023 · €257k
Debt ≤ 1 year
€234k▼
2023 · €235k
Debt > 1 year
€24k▲
2023 · €21k
Income taxes
€31k▲
2023 · €1k
Staff costs
€721k▲
2023 · €681k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€268k€298k▲
Fixed assets21/28€89k€98k▲
Tangible fixed assets22/27€64k€48k▼
Furniture and vehicles24€61k€46k▼
Other tangible fixed assets26€2k€2k▼
Financial fixed assets28€25k€50k▲
Current assets29/58€180k€200k▲
Amounts receivable within one year40/41€106k€177k▲
Trade receivables40€69k€116k▲
Other amounts receivable41€36k€61k▲
Cash at bank and in hand54/58€74k€23k▼
Deferred charges and accrued income490/1€483-
Equity and liabilities
Total equity and liabilities10/49€268k€298k▲
Equity10/15€12k€40k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-7k€22k▲
Amounts payable17/49€257k€258k▲
Amounts payable after more than one year17€21k€24k▲
Financial debts170/4€21k€24k▲
Amounts payable within one year42/48€235k€234k▼
Current portion of amounts payable after more than one year42€14k€26k▲
Trade debts44€35k€19k▼
Suppliers440/4€35k€19k▼
Taxes, remuneration and social security45€184k€188k▲
Taxes450/3€18k€32k▲
Remuneration and social security454/9€165k€157k▼
Other amounts payable47/48€3k-
Income statement
Code20232024
Remuneration, social security and pensions62€681k€721k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€24k▲
Other operating charges640/8€4k€7k▲
Gross operating margin9900€698k€815k▲
Operating profit (loss)9901€-2k€63k▲
Financial income75/76B€0€1▲
Recurring financial income75€0€1▲
Financial charges65/66B€7k€3k▼
Recurring financial charges65€7k€3k▼
Profit (loss) for the period before taxes9903€-9k€60k▲
Income taxes67/77€1k€31k▲
Profit (loss) for the period9904€-11k€28k▲
Profit (loss) for the period to be appropriated9905€-11k€28k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-7k€22k▲
Profit (loss) brought forward from the previous period14P€4k€-7k▼
Social balance
Average headcount (FTE)908719.423.0▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 31 days late
2024
31-12
Financial
Back to profitnet €28k
Net result €28k after one loss-making year.
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Weakest financial yearnet €-11k ▼125%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
02-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Back to profitnet €43k
Net result €43k after one loss-making year.
13-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 74 days late
2021
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
28-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
11-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Edith Cavellstraat 581180 UkkelGround area
323 m²
Building footprint
105 m²
Volume, LiDAR
1,369 m³
Parcel 21612C0003/00D019, Brussels · tallest building 15.0 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
HAVILAH
since 20172.263.196.575
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21612C0003/00D019 | Brussels | 323 m² | 1 · 105 m² | 15.0 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 7 entries · 554,333 EUR awarded · 553,410 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 3 | 209,870 EUR | 209,433 EUR |
| 2024 | 2 | 157,277 EUR | 156,791 EUR |
| 2023 | 1 | 166,737 EUR | 166,737 EUR |
| 2022 | 1 | 20,449 EUR | 20,449 EUR |
Schemes
Dienstencheques
Opleidingsfonds dienstencheques
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Of 4,991 companies in sector 97000 we hold annual accounts for 55. 39 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-01-2017
Fiscal year end31-12
Activities, NACEBEL
81210General cleaning of buildings
96910Personal service activities
97000Households as employers of domestic personnel
81220Other building cleaning and industrial cleaning
81230Other cleaning activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.