Equity
WATERLOO CONSTRUCT CONSULTING has made a profit in every financial year since 2009.
WATERLOO CONSTRUCT CONSULTING has made a profit in every financial year since 2009.
Six of the last ten came late. The 2020 accounts came latest: 88 days after the end of the period.
More equity than 91% of companies in head offices and management consultancy. Sector median €79,315 · 41,250 companies.
In July 2024, 17,811 companies had the same profile as WATERLOO CONSTRUCT CONSULTING has now. Each dot stands for 45 companies, two years later.
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,811 companies, not a prediction for WATERLOO CONSTRUCT CONSULTING. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| WATERLOO CONSTRUCT CONSULTING Rixensart | €859,692 | €135,833 | 77.5% | - |
| GUIREC Rixensart | €904,336 | €145,324 | 92.8% | - |
| MG CONSULTANCE Lasne | €904,077 | €137,689 | 62.8% | 0.1 |
| WESTORN CONSULT Rixensart | €788,734 | €123,515 | 74.8% | - |
| FINARMONIA Waterloo | €736,162 | €152,076 | 32.9% | - |
| MLM MANAGEMENT Lasne | €835,310 | €107,308 | 50.4% | - |
| KEVERS-REYNDERS Hechtel-Eksel | €881,961 | €130,726 | 80.6% | - |
These companies have the same main activity as WATERLOO CONSTRUCT CONSULTING: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €736,000 and €904,000, founded between 2006 and 2009.
WATERLOO CONSTRUCT CONSULTING files the micro format. That format states no turnover. The gross margin rose from €92,701 in 2009 to €135,833 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €230,000. Estimated: probably between €190,000 and €270,000.
Higher than 74% of 41,211 companies in 2025.
Higher than 74% of 39,782 companies in 2025.
Higher than 40% of 40,303 companies in 2025.
Net result: top quarter · Equity: top quarter · Balance sheet total: top quarter · Working capital: top quarter
| Line | Trend | 2025 | 2024 | 202323 months | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 200916 months |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | |||||||||||||||||
20/58 |
859,692 | 839,966 | 769,716 | 789,441 | 775,678 | 801,573 | 768,467 | 1.2m | 1.2m | 736,807 | 715,816 | 640,333 | 649,010 | 678,927 | 689,085 | 686,306 | |
21/28 |
447,748 | 466,766 | 501,532 | 498,148 | 514,300 | 527,411 | 711,799 | 1.2m | 1.0m | 603,956 | 625,535 | 616,716 | 631,492 | 646,152 | 659,172 | 670,636 | |
22/27 |
447,748 | 466,766 | 501,532 | 498,148 | 514,300 | 527,411 | 541,799 | 563,900 | 584,300 | 603,956 | 625,535 | 616,716 | 631,492 | 646,152 | 659,172 | 670,636 | |
22 |
89,802 | 93,917 | 98,030 | 93,715 | 96,479 | 99,242 | 102,005 | 104,768 | 105,751 | 108,311 | 110,870 | 113,429 | 115,708 | 118,259 | 120,810 | 119,866 | |
24 |
1,907 | 4,819 | 23,480 | 1,428 | 2,824 | 1,179 | 812 | 8,157 | 15,581 | 20,805 | 27,951 | 4,701 | 6,447 | 6,717 | 5,347 | 5,916 | |
26 |
356,039 | 368,030 | 380,022 | 403,005 | 414,997 | 426,990 | 438,982 | 450,975 | 462,968 | 474,841 | 486,713 | 498,586 | 509,337 | 521,176 | 533,015 | 544,854 | |
28 |
- | - | - | - | - | - | 170,000 | 608,617 | 458,617 | - | - | - | - | - | - | - | |
29/58 |
411,944 | 373,200 | 268,184 | 291,293 | 261,378 | 274,162 | 56,668 | 42,336 | 182,978 | 132,851 | 90,281 | 23,617 | 17,518 | 32,776 | 29,913 | 15,670 | |
29 |
345,000 | 345,000 | 245,000 | 235,000 | 200,000 | 200,000 | - | - | 150,000 | - | - | - | - | - | - | - | |
291 |
345,000 | 345,000 | 245,000 | 235,000 | 200,000 | 200,000 | - | - | 150,000 | - | - | - | - | - | - | - | |
40/41 |
30,715 | 13,255 | 8,511 | 12,049 | 24,937 | 14,010 | 4,615 | 17,661 | 3,292 | 108,699 | 55,329 | 12,311 | 2,953 | 46 | 3,262 | 2,846 | |
40 |
728 | - | 3,961 | 6,050 | 1,960 | - | - | 14,097 | - | 38 | - | 609 | - | - | 1,127 | 1,557 | |
41 |
29,987 | 13,255 | 4,550 | 5,999 | 22,977 | 14,010 | 4,615 | 3,564 | 3,292 | 108,661 | 55,329 | 11,702 | 2,953 | 46 | 2,135 | 1,289 | |
54/58 |
34,243 | 12,703 | 11,849 | 30,911 | 22,052 | 46,638 | 37,377 | 9,701 | 28,429 | 23,186 | 33,990 | 10,597 | 13,849 | 31,967 | 26,012 | 12,788 | |
490/1 |
1,986 | 2,242 | 2,824 | 13,333 | 14,389 | 13,514 | 14,676 | 14,974 | 1,257 | 965 | 963 | 709 | 715 | 763 | 640 | 36 | |
| Balance sheet: equity and liabilities | |||||||||||||||||
10/49 |
859,692 | 839,966 | 769,716 | 789,441 | 775,678 | 801,573 | 768,467 | 1.2m | 1.2m | 736,807 | 715,816 | 640,333 | 649,010 | 678,927 | 689,085 | 686,306 | |
10/15 |
665,843 | 603,385 | 533,298 | 487,626 | 436,171 | 413,074 | 364,988 | 337,364 | 309,975 | 257,268 | 204,869 | 152,063 | 112,045 | 65,119 | 39,837 | 11,179 | |
10/11 |
6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | |
100 |
- | - | - | - | - | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | |
101 |
- | - | - | - | - | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | |
13 |
430,760 | 368,360 | 298,360 | 252,860 | 201,860 | 243,860 | 195,860 | 168,454 | 141,454 | 88,804 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | |
130/1 |
- | - | - | 1,860 | 1,860 | - | - | - | - | - | - | - | - | - | - | - | |
130 |
- | - | - | - | - | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | |
1311 |
- | - | - | 1,860 | 1,860 | - | - | - | - | - | - | - | - | - | - | - | |
132 |
- | - | - | - | - | - | 14,000 | 32,750 | 18,750 | - | - | - | - | - | - | - | |
133 |
430,760 | 368,360 | 298,360 | 251,000 | 200,000 | 242,000 | 180,000 | 133,844 | 120,844 | 86,944 | - | - | - | - | - | - | |
14 |
228,883 | 228,825 | 228,738 | 228,566 | 228,111 | 163,014 | 162,928 | 162,710 | 162,321 | 162,264 | 196,809 | 144,003 | 103,985 | 57,059 | 31,777 | 3,119 | |
17/49 |
193,849 | 236,581 | 236,418 | 301,815 | 339,507 | 388,499 | 403,479 | 877,489 | 915,920 | 479,539 | 510,946 | 488,271 | 536,964 | 613,809 | 649,248 | 675,126 | |
17 |
70,801 | 118,614 | 165,748 | 217,357 | 251,676 | 284,724 | 316,549 | 347,193 | 379,018 | 414,260 | 448,271 | 458,833 | 461,555 | 480,277 | 498,079 | 515,006 | |
170/4 |
70,801 | 118,614 | 165,748 | 217,357 | 251,676 | 284,724 | 316,549 | 347,193 | 379,018 | 414,260 | 448,271 | 458,833 | 461,555 | 480,277 | 498,079 | 515,006 | |
42/48 |
97,918 | 100,034 | 65,374 | 84,458 | 71,058 | 87,402 | 74,607 | 530,296 | 536,902 | 65,279 | 62,672 | 29,418 | 75,366 | 133,532 | 151,169 | 159,825 | |
42 |
50,354 | 49,675 | 47,865 | 44,099 | 44,930 | 47,043 | 47,031 | 45,573 | 35,242 | 34,011 | 32,824 | 25,374 | 18,722 | 17,802 | 16,927 | 16,095 | |
44 |
6,281 | 3,757 | 4,423 | 794 | 1,646 | 2,670 | 1,335 | 1,386 | 2,019 | 1,574 | 3,186 | 1,688 | 1,929 | 1,771 | 2,390 | 3,844 | |
440/4 |
6,281 | 3,757 | 4,423 | 794 | 1,646 | 2,670 | 1,335 | 1,386 | 2,019 | 1,574 | 3,186 | 1,688 | 1,929 | 1,771 | 2,390 | 3,844 | |
45 |
31,283 | 36,602 | 13,086 | 39,565 | 24,482 | 17,689 | 21,241 | 15,720 | 25,519 | 29,694 | 26,662 | 2,356 | 11,093 | 28,442 | 19,156 | 5,093 | |
450/3 |
29,283 | 34,602 | 13,086 | 39,565 | 24,482 | 17,689 | 18,651 | 15,720 | 25,519 | 29,694 | 26,662 | 2,356 | 11,093 | 28,442 | 19,156 | 5,093 | |
454/9 |
2,000 | 2,000 | - | - | - | - | 2,590 | - | - | - | - | - | - | - | - | - | |
47/48 |
10,000 | 10,000 | - | - | - | 20,000 | 5,000 | 467,617 | 474,122 | - | - | - | 43,622 | 85,517 | 112,697 | 134,793 | |
492/3 |
25,130 | 17,933 | 5,296 | - | 16,773 | 16,373 | 12,323 | - | - | - | 4 | 20 | 44 | - | - | 296 | |
| Income statement | |||||||||||||||||
76A |
- | - | - | - | - | - | 2,857 | - | - | - | - | - | - | - | - | - | |
9900 |
135,833 | 138,254 | 124,949 | 127,887 | 67,001 | 120,675 | 80,241 | 92,509 | 131,131 | 124,492 | 115,503 | 123,908 | 119,305 | 85,212 | 91,700 | 92,701 | |
630 |
19,018 | 19,017 | 33,371 | 16,152 | 16,039 | 15,648 | 16,301 | 22,180 | 22,539 | 21,578 | 22,231 | 16,178 | 16,617 | 16,414 | 16,287 | 22,673 | |
640/8 |
5,382 | 3,640 | 5,985 | 2,990 | 2,778 | 2,758 | 2,529 | 2,347 | 3,524 | 2,992 | 319 | 11,157 | 3,176 | 3,577 | 5,621 | 37,930 | |
66A |
4,995 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
9901 |
106,438 | 115,597 | 85,593 | 108,745 | 48,184 | 102,269 | 61,411 | 67,982 | 105,067 | 99,922 | 92,953 | 96,573 | 99,512 | 65,221 | 69,792 | 32,098 | |
75/76B |
44 | 6 | - | - | 1 | 92 | 5,389 | 8 | 4,298 | 6,426 | 2,882 | 37 | 65 | 168 | 124 | 19 | |
75 |
44 | 6 | - | - | 1 | 92 | 5,389 | 8 | 4,298 | 6,426 | 2,882 | 37 | 65 | 168 | 124 | 19 | |
65/66B |
6,015 | 7,304 | 18,189 | 11,053 | 12,431 | 13,832 | 14,714 | 20,530 | 19,801 | 17,472 | 19,099 | 38,699 | 30,543 | 27,812 | 27,809 | 23,696 | |
65 |
6,015 | 7,304 | 18,189 | 11,053 | 12,431 | 13,832 | 14,714 | 20,530 | 19,801 | 17,472 | 19,099 | 38,699 | 30,543 | 27,812 | 27,809 | 23,696 | |
9903 |
100,467 | 108,299 | 67,404 | 97,692 | 35,754 | 88,529 | 52,086 | 47,460 | 89,564 | 88,876 | 76,736 | 57,911 | 69,034 | 37,577 | 42,107 | 8,422 | |
67/77 |
28,009 | 28,212 | 21,732 | 22,237 | 9,881 | 25,443 | 19,462 | 11,071 | 24,857 | 36,477 | 23,929 | 17,894 | 22,108 | 12,295 | 13,450 | 3,443 | |
9904 |
72,458 | 80,087 | 45,672 | 75,455 | 25,873 | 63,086 | 32,624 | 36,389 | 64,707 | 52,399 | 52,807 | 40,017 | 46,926 | 25,282 | 28,658 | 4,979 | |
789 |
- | - | - | - | - | 14,000 | 18,750 | - | - | - | - | - | - | - | - | - | |
689 |
- | - | - | - | - | - | - | 14,000 | 18,750 | - | - | - | - | - | - | - | |
9905 |
72,458 | 80,087 | 45,672 | 75,455 | 25,873 | 77,086 | 51,374 | 22,389 | 45,957 | 52,399 | 52,807 | 40,017 | 46,926 | 25,282 | 28,658 | 4,979 | |
| Appropriation of the result | |||||||||||||||||
9906 |
301,283 | 308,825 | 274,238 | 303,566 | 248,111 | 240,014 | 214,084 | 184,710 | 208,221 | 249,208 | 196,809 | 144,003 | 103,985 | 57,059 | 31,777 | 4,979 | |
14P |
228,825 | 228,738 | 228,566 | 228,111 | - | - | - | - | - | - | - | - | - | - | - | - | |
691/2 |
62,400 | 70,000 | 45,500 | 51,000 | - | 62,000 | 46,156 | 13,000 | 33,900 | 86,944 | - | - | - | - | - | 1,860 | |
6920 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 1,860 | |
6921 |
62,400 | 70,000 | 45,500 | 51,000 | - | 62,000 | 46,156 | 13,000 | 33,900 | 86,944 | - | - | - | - | - | - | |
694/7 |
10,000 | 10,000 | - | 24,000 | 20,000 | 15,000 | 5,000 | 9,000 | 12,000 | - | - | - | - | - | - | - | |
695 |
10,000 | 10,000 | - | 24,000 | 20,000 | 15,000 | 5,000 | 9,000 | 12,000 | - | - | - | - | - | - | - | |
| Document | |||||||||||||||||
The notes to these accounts have 7 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 30-06-2026.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 30-11-2025 | micro format | 30-06-2026 | 2026-00232175 | |
| 30-11-2024 | micro format | 27-06-2025 | 2025-00193361 | |
| 30-11-2023 | micro format | 28-06-2024 | 2024-00184980 | |
| 31-12-2021 | micro format | 21-09-2022 | 2022-20432428 | |
| 31-12-2020 | micro format | 27-10-2021 | 2021-73800273 | |
| 31-12-2019 | micro format | 11-09-2020 | 2020-53000502 | |
| 31-12-2018 | micro format | 20-08-2019 | 2019-47700395 | |
| 31-12-2017 | micro format | 28-08-2018 | 2018-52600022 | |
| 31-12-2016 | full format | 01-09-2017 | 2017-57200018 | |
| 31-12-2015 | full format | 06-06-2016 | 2016-15600587 | |
| 31-12-2014 | full format | 09-06-2015 | 2015-16100299 | |
| 31-12-2013 | full format | 16-06-2014 | 2014-18600594 | |
| 31-12-2012 | full format | 04-07-2013 | 2013-26900414 | |
| 31-12-2011 | full format | 19-07-2012 | 2012-32000062 | |
| 31-12-2010 | full format | 13-07-2011 | 2011-29600214 | |
| 31-12-2009 | full format | 22-07-2010 | 2010-33500394 |
| Line | Trend | 2025 | 2024 | 202323 months | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 200916 months |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 125,456 | 134,614 | 118,964 | 124,897 | 64,223 | 117,917 | 77,712 | 90,162 | 127,606 | 121,500 | 115,184 | 112,751 | 116,129 | 81,635 | 86,079 | 54,771 | ||
| 91,476 | 99,104 | 79,043 | 91,607 | 41,912 | 78,734 | 48,925 | 58,569 | 87,246 | 73,977 | 75,038 | 56,195 | 63,544 | 41,696 | 44,945 | 27,652 | ||
| 0 | -15,749 | 36,755 | 0 | 2,928 | 1,260 | 20,000 | 1,780 | 461,500 | 0 | 31,049 | 1,402 | 1,957 | 3,394 | 4,823 | 693,308 | ||
| 21,540 | 854 | -19,062 | 8,859 | -24,586 | 9,261 | 27,676 | -18,728 | 5,242 | -10,804 | 23,393 | -3,253 | -18,117 | 5,955 | 13,223 | - | ||
| 314,026 | 273,166 | 202,810 | 206,835 | 190,320 | 186,760 | -17,939 | -487,960 | -353,924 | 67,572 | 27,610 | -5,801 | -57,848 | -100,756 | -121,256 | -144,155 | ||
| 77.5% | 71.8% | 69.3% | 61.8% | 56.2% | 51.5% | 47.5% | 27.8% | 25.3% | 34.9% | 28.6% | 23.7% | 17.3% | 9.6% | 5.8% | 1.6% | ||
| 4.21 | 3.73 | 4.10 | 3.45 | 3.68 | 3.14 | 0.76 | 0.08 | 0.34 | 2.04 | 1.44 | 0.80 | 0.23 | 0.25 | 0.20 | 0.10 | ||
| 0.29 | 0.39 | 0.44 | 0.62 | 0.78 | 0.94 | 1.11 | 2.60 | 2.95 | 1.86 | 2.49 | 3.21 | 4.79 | 9.43 | 16.30 | 60.39 | ||
| 10.9% | 13.3% | 8.6% | 15.5% | 5.9% | 15.3% | 8.9% | 10.8% | 20.9% | 20.4% | 25.8% | 26.3% | 41.9% | 38.8% | 71.9% | 44.5% | ||
| 8.4% | 9.5% | 5.9% | 9.6% | 3.3% | 7.9% | 4.2% | 3.0% | 5.3% | 7.1% | 7.4% | 6.2% | 7.2% | 3.7% | 4.2% | 0.7% | ||
| 20.86 | 18.43 | 6.54 | 11.30 | - | - | - | - | - | - | - | - | - | - | - | - |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 30-11-2025 | 30-11-2024 | 30-11-2023 | 2021 |
|---|---|---|---|---|
| Mortgages, amount registered | - | - | - | €494,500 |
| Carrying value of the mortgaged assets | - | - | - | €93,715 |
Source: notes to the 2021 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)
| Item | 30-11-2025 | 30-11-2024 | 30-11-2023 | 2021 |
|---|---|---|---|---|
| Tangible fixed assets | - | - | €36,755 | - |
| €19,018 | €19,017 | €33,371 | €16,152 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is 8% lower than in 2024.
Debt's share of the balance-sheet total falls from 28.2% to 22.5%. Equity is higher and debt is lower.
WATERLOO CONSTRUCT CONSULTING has no parent and no holdings in its annual accounts. is the only director.
| Amandine DHEE
registered office since 01-07-2019 · founded in 2019 |
total assets €354,279 (2025) 0729.637.562 |
The board mandates are listed under Board mandates elsewhere. The network lets you explore the same ties.
Deadline for the 2026 accounts: 30-06-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Clos de l'Enfant des Etoiles 9 registered office 1330 Rixensart | 01-09-2008 | 2.173.062.393 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 25091B0194/00N000 | 1,120 m² | 1 · 144 m² | 9.3 m · 2 |
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