WATERLOO CONSTRUCT CONSULTING
Annual accounts 2025
micro format, filed on 30-06-2026, on the day of the deadlineTurnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €230,000. Estimated: probably between €190,000 and €270,000.
Balance sheet
balance sheet total €859,692 on 30-11-2025in euro
in euro
Position in the sector
77.5%
Higher than 74% of 41,211 companies in 2025.
4.21
Higher than 74% of 39,782 companies in 2025.
8.4%
Higher than 40% of 40,303 companies in 2025.
Net result: top quarter · Equity: top quarter · Balance sheet total: top quarter · Working capital: top quarter
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 202323 months | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 200916 months |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | |||||||||||||||||
20/58 |
859,692 | 839,966 | 769,716 | 789,441 | 775,678 | 801,573 | 768,467 | 1.2m | 1.2m | 736,807 | 715,816 | 640,333 | 649,010 | 678,927 | 689,085 | 686,306 | |
21/28 |
447,748 | 466,766 | 501,532 | 498,148 | 514,300 | 527,411 | 711,799 | 1.2m | 1.0m | 603,956 | 625,535 | 616,716 | 631,492 | 646,152 | 659,172 | 670,636 | |
22/27 |
447,748 | 466,766 | 501,532 | 498,148 | 514,300 | 527,411 | 541,799 | 563,900 | 584,300 | 603,956 | 625,535 | 616,716 | 631,492 | 646,152 | 659,172 | 670,636 | |
22 |
89,802 | 93,917 | 98,030 | 93,715 | 96,479 | 99,242 | 102,005 | 104,768 | 105,751 | 108,311 | 110,870 | 113,429 | 115,708 | 118,259 | 120,810 | 119,866 | |
24 |
1,907 | 4,819 | 23,480 | 1,428 | 2,824 | 1,179 | 812 | 8,157 | 15,581 | 20,805 | 27,951 | 4,701 | 6,447 | 6,717 | 5,347 | 5,916 | |
26 |
356,039 | 368,030 | 380,022 | 403,005 | 414,997 | 426,990 | 438,982 | 450,975 | 462,968 | 474,841 | 486,713 | 498,586 | 509,337 | 521,176 | 533,015 | 544,854 | |
28 |
- | - | - | - | - | - | 170,000 | 608,617 | 458,617 | - | - | - | - | - | - | - | |
29/58 |
411,944 | 373,200 | 268,184 | 291,293 | 261,378 | 274,162 | 56,668 | 42,336 | 182,978 | 132,851 | 90,281 | 23,617 | 17,518 | 32,776 | 29,913 | 15,670 | |
29 |
345,000 | 345,000 | 245,000 | 235,000 | 200,000 | 200,000 | - | - | 150,000 | - | - | - | - | - | - | - | |
291 |
345,000 | 345,000 | 245,000 | 235,000 | 200,000 | 200,000 | - | - | 150,000 | - | - | - | - | - | - | - | |
40/41 |
30,715 | 13,255 | 8,511 | 12,049 | 24,937 | 14,010 | 4,615 | 17,661 | 3,292 | 108,699 | 55,329 | 12,311 | 2,953 | 46 | 3,262 | 2,846 | |
40 |
728 | - | 3,961 | 6,050 | 1,960 | - | - | 14,097 | - | 38 | - | 609 | - | - | 1,127 | 1,557 | |
41 |
29,987 | 13,255 | 4,550 | 5,999 | 22,977 | 14,010 | 4,615 | 3,564 | 3,292 | 108,661 | 55,329 | 11,702 | 2,953 | 46 | 2,135 | 1,289 | |
54/58 |
34,243 | 12,703 | 11,849 | 30,911 | 22,052 | 46,638 | 37,377 | 9,701 | 28,429 | 23,186 | 33,990 | 10,597 | 13,849 | 31,967 | 26,012 | 12,788 | |
490/1 |
1,986 | 2,242 | 2,824 | 13,333 | 14,389 | 13,514 | 14,676 | 14,974 | 1,257 | 965 | 963 | 709 | 715 | 763 | 640 | 36 | |
| Balance sheet: equity and liabilities | |||||||||||||||||
10/49 |
859,692 | 839,966 | 769,716 | 789,441 | 775,678 | 801,573 | 768,467 | 1.2m | 1.2m | 736,807 | 715,816 | 640,333 | 649,010 | 678,927 | 689,085 | 686,306 | |
10/15 |
665,843 | 603,385 | 533,298 | 487,626 | 436,171 | 413,074 | 364,988 | 337,364 | 309,975 | 257,268 | 204,869 | 152,063 | 112,045 | 65,119 | 39,837 | 11,179 | |
10/11 |
6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | |
100 |
- | - | - | - | - | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | |
101 |
- | - | - | - | - | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | |
13 |
430,760 | 368,360 | 298,360 | 252,860 | 201,860 | 243,860 | 195,860 | 168,454 | 141,454 | 88,804 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | |
130/1 |
- | - | - | 1,860 | 1,860 | - | - | - | - | - | - | - | - | - | - | - | |
130 |
- | - | - | - | - | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | |
1311 |
- | - | - | 1,860 | 1,860 | - | - | - | - | - | - | - | - | - | - | - | |
132 |
- | - | - | - | - | - | 14,000 | 32,750 | 18,750 | - | - | - | - | - | - | - | |
133 |
430,760 | 368,360 | 298,360 | 251,000 | 200,000 | 242,000 | 180,000 | 133,844 | 120,844 | 86,944 | - | - | - | - | - | - | |
14 |
228,883 | 228,825 | 228,738 | 228,566 | 228,111 | 163,014 | 162,928 | 162,710 | 162,321 | 162,264 | 196,809 | 144,003 | 103,985 | 57,059 | 31,777 | 3,119 | |
17/49 |
193,849 | 236,581 | 236,418 | 301,815 | 339,507 | 388,499 | 403,479 | 877,489 | 915,920 | 479,539 | 510,946 | 488,271 | 536,964 | 613,809 | 649,248 | 675,126 | |
17 |
70,801 | 118,614 | 165,748 | 217,357 | 251,676 | 284,724 | 316,549 | 347,193 | 379,018 | 414,260 | 448,271 | 458,833 | 461,555 | 480,277 | 498,079 | 515,006 | |
170/4 |
70,801 | 118,614 | 165,748 | 217,357 | 251,676 | 284,724 | 316,549 | 347,193 | 379,018 | 414,260 | 448,271 | 458,833 | 461,555 | 480,277 | 498,079 | 515,006 | |
42/48 |
97,918 | 100,034 | 65,374 | 84,458 | 71,058 | 87,402 | 74,607 | 530,296 | 536,902 | 65,279 | 62,672 | 29,418 | 75,366 | 133,532 | 151,169 | 159,825 | |
42 |
50,354 | 49,675 | 47,865 | 44,099 | 44,930 | 47,043 | 47,031 | 45,573 | 35,242 | 34,011 | 32,824 | 25,374 | 18,722 | 17,802 | 16,927 | 16,095 | |
44 |
6,281 | 3,757 | 4,423 | 794 | 1,646 | 2,670 | 1,335 | 1,386 | 2,019 | 1,574 | 3,186 | 1,688 | 1,929 | 1,771 | 2,390 | 3,844 | |
440/4 |
6,281 | 3,757 | 4,423 | 794 | 1,646 | 2,670 | 1,335 | 1,386 | 2,019 | 1,574 | 3,186 | 1,688 | 1,929 | 1,771 | 2,390 | 3,844 | |
45 |
31,283 | 36,602 | 13,086 | 39,565 | 24,482 | 17,689 | 21,241 | 15,720 | 25,519 | 29,694 | 26,662 | 2,356 | 11,093 | 28,442 | 19,156 | 5,093 | |
450/3 |
29,283 | 34,602 | 13,086 | 39,565 | 24,482 | 17,689 | 18,651 | 15,720 | 25,519 | 29,694 | 26,662 | 2,356 | 11,093 | 28,442 | 19,156 | 5,093 | |
454/9 |
2,000 | 2,000 | - | - | - | - | 2,590 | - | - | - | - | - | - | - | - | - | |
47/48 |
10,000 | 10,000 | - | - | - | 20,000 | 5,000 | 467,617 | 474,122 | - | - | - | 43,622 | 85,517 | 112,697 | 134,793 | |
492/3 |
25,130 | 17,933 | 5,296 | - | 16,773 | 16,373 | 12,323 | - | - | - | 4 | 20 | 44 | - | - | 296 | |
| Income statement | |||||||||||||||||
76A |
- | - | - | - | - | - | 2,857 | - | - | - | - | - | - | - | - | - | |
9900 |
135,833 | 138,254 | 124,949 | 127,887 | 67,001 | 120,675 | 80,241 | 92,509 | 131,131 | 124,492 | 115,503 | 123,908 | 119,305 | 85,212 | 91,700 | 92,701 | |
630 |
19,018 | 19,017 | 33,371 | 16,152 | 16,039 | 15,648 | 16,301 | 22,180 | 22,539 | 21,578 | 22,231 | 16,178 | 16,617 | 16,414 | 16,287 | 22,673 | |
640/8 |
5,382 | 3,640 | 5,985 | 2,990 | 2,778 | 2,758 | 2,529 | 2,347 | 3,524 | 2,992 | 319 | 11,157 | 3,176 | 3,577 | 5,621 | 37,930 | |
66A |
4,995 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
9901 |
106,438 | 115,597 | 85,593 | 108,745 | 48,184 | 102,269 | 61,411 | 67,982 | 105,067 | 99,922 | 92,953 | 96,573 | 99,512 | 65,221 | 69,792 | 32,098 | |
75/76B |
44 | 6 | - | - | 1 | 92 | 5,389 | 8 | 4,298 | 6,426 | 2,882 | 37 | 65 | 168 | 124 | 19 | |
75 |
44 | 6 | - | - | 1 | 92 | 5,389 | 8 | 4,298 | 6,426 | 2,882 | 37 | 65 | 168 | 124 | 19 | |
65/66B |
6,015 | 7,304 | 18,189 | 11,053 | 12,431 | 13,832 | 14,714 | 20,530 | 19,801 | 17,472 | 19,099 | 38,699 | 30,543 | 27,812 | 27,809 | 23,696 | |
65 |
6,015 | 7,304 | 18,189 | 11,053 | 12,431 | 13,832 | 14,714 | 20,530 | 19,801 | 17,472 | 19,099 | 38,699 | 30,543 | 27,812 | 27,809 | 23,696 | |
9903 |
100,467 | 108,299 | 67,404 | 97,692 | 35,754 | 88,529 | 52,086 | 47,460 | 89,564 | 88,876 | 76,736 | 57,911 | 69,034 | 37,577 | 42,107 | 8,422 | |
67/77 |
28,009 | 28,212 | 21,732 | 22,237 | 9,881 | 25,443 | 19,462 | 11,071 | 24,857 | 36,477 | 23,929 | 17,894 | 22,108 | 12,295 | 13,450 | 3,443 | |
9904 |
72,458 | 80,087 | 45,672 | 75,455 | 25,873 | 63,086 | 32,624 | 36,389 | 64,707 | 52,399 | 52,807 | 40,017 | 46,926 | 25,282 | 28,658 | 4,979 | |
789 |
- | - | - | - | - | 14,000 | 18,750 | - | - | - | - | - | - | - | - | - | |
689 |
- | - | - | - | - | - | - | 14,000 | 18,750 | - | - | - | - | - | - | - | |
9905 |
72,458 | 80,087 | 45,672 | 75,455 | 25,873 | 77,086 | 51,374 | 22,389 | 45,957 | 52,399 | 52,807 | 40,017 | 46,926 | 25,282 | 28,658 | 4,979 | |
| Appropriation of the result | |||||||||||||||||
9906 |
301,283 | 308,825 | 274,238 | 303,566 | 248,111 | 240,014 | 214,084 | 184,710 | 208,221 | 249,208 | 196,809 | 144,003 | 103,985 | 57,059 | 31,777 | 4,979 | |
14P |
228,825 | 228,738 | 228,566 | 228,111 | - | - | - | - | - | - | - | - | - | - | - | - | |
691/2 |
62,400 | 70,000 | 45,500 | 51,000 | - | 62,000 | 46,156 | 13,000 | 33,900 | 86,944 | - | - | - | - | - | 1,860 | |
6920 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 1,860 | |
6921 |
62,400 | 70,000 | 45,500 | 51,000 | - | 62,000 | 46,156 | 13,000 | 33,900 | 86,944 | - | - | - | - | - | - | |
694/7 |
10,000 | 10,000 | - | 24,000 | 20,000 | 15,000 | 5,000 | 9,000 | 12,000 | - | - | - | - | - | - | - | |
695 |
10,000 | 10,000 | - | 24,000 | 20,000 | 15,000 | 5,000 | 9,000 | 12,000 | - | - | - | - | - | - | - | |
| Document | |||||||||||||||||
The notes to these accounts have 7 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 30-06-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 30-11-2025 | micro format | 30-06-2026 | 2026-00232175 | |
| 30-11-2024 | micro format | 27-06-2025 | 2025-00193361 | |
| 30-11-2023 | micro format | 28-06-2024 | 2024-00184980 | |
| 31-12-2021 | micro format | 21-09-2022 | 2022-20432428 | |
| 31-12-2020 | micro format | 27-10-2021 | 2021-73800273 | |
| 31-12-2019 | micro format | 11-09-2020 | 2020-53000502 | |
| 31-12-2018 | micro format | 20-08-2019 | 2019-47700395 | |
| 31-12-2017 | micro format | 28-08-2018 | 2018-52600022 | |
| 31-12-2016 | full format | 01-09-2017 | 2017-57200018 | |
| 31-12-2015 | full format | 06-06-2016 | 2016-15600587 | |
| 31-12-2014 | full format | 09-06-2015 | 2015-16100299 | |
| 31-12-2013 | full format | 16-06-2014 | 2014-18600594 | |
| 31-12-2012 | full format | 04-07-2013 | 2013-26900414 | |
| 31-12-2011 | full format | 19-07-2012 | 2012-32000062 | |
| 31-12-2010 | full format | 13-07-2011 | 2011-29600214 | |
| 31-12-2009 | full format | 22-07-2010 | 2010-33500394 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 202323 months | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 200916 months |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 125,456 | 134,614 | 118,964 | 124,897 | 64,223 | 117,917 | 77,712 | 90,162 | 127,606 | 121,500 | 115,184 | 112,751 | 116,129 | 81,635 | 86,079 | 54,771 | ||
| 91,476 | 99,104 | 79,043 | 91,607 | 41,912 | 78,734 | 48,925 | 58,569 | 87,246 | 73,977 | 75,038 | 56,195 | 63,544 | 41,696 | 44,945 | 27,652 | ||
| 0 | -15,749 | 36,755 | 0 | 2,928 | 1,260 | 20,000 | 1,780 | 461,500 | 0 | 31,049 | 1,402 | 1,957 | 3,394 | 4,823 | 693,308 | ||
| 21,540 | 854 | -19,062 | 8,859 | -24,586 | 9,261 | 27,676 | -18,728 | 5,242 | -10,804 | 23,393 | -3,253 | -18,117 | 5,955 | 13,223 | - | ||
| 314,026 | 273,166 | 202,810 | 206,835 | 190,320 | 186,760 | -17,939 | -487,960 | -353,924 | 67,572 | 27,610 | -5,801 | -57,848 | -100,756 | -121,256 | -144,155 | ||
| 77.5% | 71.8% | 69.3% | 61.8% | 56.2% | 51.5% | 47.5% | 27.8% | 25.3% | 34.9% | 28.6% | 23.7% | 17.3% | 9.6% | 5.8% | 1.6% | ||
| 4.21 | 3.73 | 4.10 | 3.45 | 3.68 | 3.14 | 0.76 | 0.08 | 0.34 | 2.04 | 1.44 | 0.80 | 0.23 | 0.25 | 0.20 | 0.10 | ||
| 0.29 | 0.39 | 0.44 | 0.62 | 0.78 | 0.94 | 1.11 | 2.60 | 2.95 | 1.86 | 2.49 | 3.21 | 4.79 | 9.43 | 16.30 | 60.39 | ||
| 10.9% | 13.3% | 8.6% | 15.5% | 5.9% | 15.3% | 8.9% | 10.8% | 20.9% | 20.4% | 25.8% | 26.3% | 41.9% | 38.8% | 71.9% | 44.5% | ||
| 8.4% | 9.5% | 5.9% | 9.6% | 3.3% | 7.9% | 4.2% | 3.0% | 5.3% | 7.1% | 7.4% | 6.2% | 7.2% | 3.7% | 4.2% | 0.7% | ||
| 20.86 | 18.43 | 6.54 | 11.30 | - | - | - | - | - | - | - | - | - | - | - | - |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Securities and guarantees
on own assets and for others| Item | 30-11-2025 | 30-11-2024 | 30-11-2023 | 2021 |
|---|---|---|---|---|
| Mortgages, amount registered | - | - | - | €494,500 |
| Carrying value of the mortgaged assets | - | - | - | €93,715 |
Source: notes to the 2021 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)
Investments
fixed assets acquired| Item | 30-11-2025 | 30-11-2024 | 30-11-2023 | 2021 |
|---|---|---|---|---|
| Tangible fixed assets | - | - | €36,755 | - |
| €19,018 | €19,017 | €33,371 | €16,152 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Insights on WATERLOO CONSTRUCT CONSULTING
The operating result for 2025 is 8% lower than in 2024.
Debt's share of the balance-sheet total falls from 28.2% to 22.5%. Equity is higher and debt is lower.