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Wash & chill

Active
Private limited companyfounded 2025active for 1 yearRue des Alliés 47, 7080 Frameries, BelgiumKBO/BCE: BE 1021.871.838
Summary

The computed 12-month bankruptcy probability of Wash & chill is 2.1% (moderate). The 2025 annual accounts show negative equity (-€7,310) and a net result of -€12,310. Its solvency ranks better than 26% of 5,625 sector peers (NACE 96, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Launderettes and laundries for private customers
NACE 96102
1 site
Size
€102,061total assets 2025
Equity
-€7,310
Loss
-€12,310
Turnover not published (micro format)
Financial health
52 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.1%
Structure
Accounts filed 14 days late
Why 52raises riskFounded in 2025Negative equity -€7,310lowers riskSize: total assets €102,061Figures for financial year 2025 (filed 14-08-2026)Show the evidence

Checked score

Score 2025
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 28% of its sector peers (NACE 96, micro)
Financial strength
Weak
Solvency 18
equity -7.2% of total assets
Liquidity 47
short-term debt 34.8% · cash 9.8%
Profitability 4
return on assets -12.1%
Bankruptcy probability, 12 months
2.1% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (7,612 companies, NACE 96, micro)
Last 24 months 05-2026: 1.6%lowest value 06-2026: 1.7%▲ +0.1 percentage points vs 05-2026 07-2026: 2.0%▲ +0.3 percentage points vs 06-2026 08-2026: 2.1%▲ +0.1 percentage points vs 07-2026highest value 09-2026: 1.9%▼ -0.2 percentage points vs 08-2026 10-2026: 2.1%▲ +0.2 percentage points vs 09-2026
No credit on open account
Liquidity insufficient (current ratio 0.31, below 1; short-term debt: 34.8% and cash: 9.8% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro): better than 26% on solvency, 39% on liquidity and 19% on profitability.

The bankruptcy probability was computed on 16-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Founded in 2025
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Negative equity -€7,310
NBB · annual accounts
lowers risk · Size: total assets €102,061
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 14-08-2026)
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-08-2026, 14 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
14 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2025.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. IncorporationAppointment: SPIGA Julian (director) ·…

Key points

  • Risk: Negative equityfinancial year 2025: debts exceed assets -€7,310 View
  • Caution: Among the weakest 12% on net resultsector median €2,833 · 5,632 companies -€12,310 View
  • Total assets 2025first financial year filed €102,061 View

By topic

Financials

Financial year
2025
Total assets
€102,061
Loss
-€12,310
Solvency
-7.2%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Launderettes and laundries for private customersNACE 96102
Founded
02-04-2025
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
26
Annual meeting
Last Friday of June at 19:00
Purpose
“L'exploitation et la gestion de laveries automatiques,incluant la mise à disposition de…” (deed in French)
Statutory auditor
No statutory auditor
Go to Articles of association

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