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NAR Company

Active
Chaussée de Renaix(L) 46 ·7860 Lessines, Belgium
KBO/BCE: BE 0800.059.760
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Age3 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of NAR Company is 3.0% (moderate). The 2024 annual accounts show negative equity (€-52k) and a net result of €-37k. Its solvency ranks better than 21% of 1743 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
3.0% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Annual accounts: weaker financial profile +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Signals

1 signal · with evidence
Negative equity
Equity is negative for financial year 2024: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
View the annual accounts

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Trust signals

3 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

No administrative flags

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-37k-83.8%
Working capital€-86k-211.3%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 30-09-2025 with the NBB · fiscal year 2024 · micro
€-40k€-30k€-20k€-10k€0Operating result 2023: €-14k€-14kNet result 2023: €-20k€-20kOperating result 2024: €-28k€-28kNet result 2024: €-37k€-37k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 96, Personal services · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency -38.4% 14.7%
better than 21% of 1743 sector peers
Net result €-37k €1k
better than 5% of 1740 sector peers
Equity €-52k €5k
better than 5% of 1747 sector peers
Gross operating margin €-10k €16k
better than 6% of 1739 sector peers
Total assets €136k €46k
better than 79% of 1744 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€-12k
-185.7% 23-24
Net profit
€-37k
-83.8% 23-24
Cash flow
€-21k
-103.0% 23-24
Total assets
€136k
-20.6% 23-24
Equity
€-52k
-237.3% 23-24
Working capital
€-86k
-211.3% 23-24
Debt
€188k
+0.8% 23-24
Debt ≤ 1y
€89k
+73.0% 23-24
Debt > 1y
€99k
-26.2% 23-24
Current ratio
0.03
-94.3% 23-24
Quick ratio
0.03
-94.3% 23-24
Solvency
-38.4%
-324.8% 23-24
Debt / equity
-3.61
+70.1% 23-24
ROE
70.4%
-45.5% 23-24
ROA
-27.0%
-131.4% 23-24
Interest coverage
-1.29
-68.8% 23-24
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€-12k
Net profit€-37k
Cash flow€-21k
Staff costs-
Income taxes-
Dividends-
Total assets€136k
Equity€-52k
Debt€188k
of which ≤ 1y€89k
of which > 1y€99k
Working capital€-86k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.03
Quick ratio0.03
Working capital ratio-63.6%
Solvency-38.4%
Debt / equity-3.61
Long-term debt ratio-1.90
Interest coverage-1.29
Gross margin-
Net margin-
ROA-27.0%
ROE70.4%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€136k
Fixed assets 21/28€133k
Intangible fixed assets 21€130k
Financial fixed assets 28€3k
Current assets 29/58€2k
Amounts receivable within one year 40/41€72
Cash & bank 54/58€2k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€136k
Equity 10/15€-52k
Contributions / capital 10/11€5k
Accumulated profits (losses) 14€-57k
Amounts payable 17/49€188k
Amounts payable after one year 17€99k
Amounts payable within one year 42/48€89k
Trade debts payable within one year 44€18k
Income statement
Gross operating margin 9900€-10k
Operating result 9901€-28k
Financial income 75€202
Financial charges 65€9k
Result before taxes 9903€-37k
Net result for the period 9904€-37k
Result to be appropriated 9905€-37k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
7 / 100 Critical
050100

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Locations & real estate

Parcels1
Ground area64 m²
Buildings1
Building footprint26 m²
Volume (LiDAR)180 m³
Tallest building8.6 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
55023A0316/00R007 Wallonia 64 m² 1 · 25 m² 8.6 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

2 acts
Address history · 1
05-02-2026
v3.2
All acts · 2 updated 6 months ago
2026
05-02-2026 Registered office moved from Marcinelle to Lessines Registered-office change
  • Rue du Vieux Moulin 126, 6001 Marcinelle → Chaussee de Renaix 46, 7860 Lessines
Summary: v3.2
2023
30-03-2023 Incorporation of a new SRL Incorporation
Summary: oprichting

Analysis

Snowflake analysis

financial profile on 5 axes
Health7Profitability100Solvency33Growth32Stability94
53 / 100

Mixed profile: strong on profitability, weaker on health.

Health 7
Profitability 100
Solvency 33
Growth 32
Stability 94

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Activiteiten van wasserettes en wassalons ten behoeve van particulieren96012Activiteiten van wasserettes en wassalons ten behoeve van particulieren96102
Primary activity highlighted.
Names & trade names
Legal nameFR NAR Company
Registered office
Chaussée de Renaix(L) 46
7860 Lessines, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.