Turnover
≈ €4,000 estimated
The abbreviated format states no turnover.
Warmoes Construct
Overview
Lifetime
1 annual account with figurespeak €961 (2026)
€961
peak €206 (2026)
€206
peak €6,206 (2026)
€6,206
€50,672
Board1 name since 2024
1 directorWale Construct
Documentsfilings and deeds
28-10-20263 days before the deadline
2026abbreviated format
First year with figures
Key points
from the 2026 annual accountsDebts
€50,672 89% of the balance sheet
Suppliers 0%Taxes and wages 0%Other 100%
Position in the sector
€6,206
Less equity than 83% of companies in real estate. Sector median €285,235 · 405 companies.
Checked score
66
Healthy
Financially stronger than 31% of micro companies in real estate (NACE 68)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,626 companies (NACE 68, micro).
About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
06-2025: 0.7%lowest value
07-2025: 0.7%● unchanged vs 06-2025
08-2025: 0.7%● unchanged vs 07-2025
09-2025: 0.8%▲ +0.1 percentage points vs 08-2025
10-2025: 0.8%● unchanged vs 09-2025
11-2025: 0.9%▲ +0.1 percentage points vs 10-2025
12-2025: 1.0%▲ +0.1 percentage points vs 11-2025
01-2026: 1.0%● unchanged vs 12-2025
02-2026: 0.9%▼ -0.1 percentage points vs 01-2026
03-2026: 0.9%● unchanged vs 02-2026
04-2026: 1.0%▲ +0.1 percentage points vs 03-2026
05-2026: 1.1%▲ +0.1 percentage points vs 04-2026
06-2026: 1.1%● unchanged vs 05-2026highest value
07-2026: 1.1%● unchanged vs 06-2026highest value
08-2026: 1.1%● unchanged vs 07-2026
09-2026: 1.1%● unchanged vs 08-2026
10-2026: 0.9%▼ -0.2 percentage points vs 09-2026
11-2026: 0.9%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Founded in 2024
Liquidity: current ratio 1.09, cash €459
lowers risk
Sector: Real estate activities (NACE 68)
Figures for financial year 2026 (filed on 28-10-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 32% of them on solvency, 5% on liquidity and 57% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-03-2026.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,542 companies had the same profile as Warmoes Construct has now. Each dot stands for 7 companies, two years later.
95.0%
were still trading
1.2%
stopped another way
3.5%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Warmoes Construct itself: 0.9% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,542 companies, not a prediction for Warmoes Construct. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 28-10-2026, 3 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2026
3 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1009379129
Incorporation
Founding capital of €6,000, 120 shares · Founder: WARMOES Jan Valère Charles · Appointment: Wale Construct (director) · published on 17-05-2024 · Gazette deed
First establishment
Blekerijstraat 118, Izegem
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Warmoes Construct Izegem | €56,878 | €961 | 10.9% | - |
| Maria Construct Roeselare | €58,703 | -€1,499 | 100.0% | - |
| VILANOVA CONSTRUCT Knokke-Heist | €55,467 | -€15,838 | -36.3% | - |
| LA1A4 Comblain-au-Pont | €54,714 | -€870 | 100.0% | - |
| SK Project Antwerp | €63,345 | -€5,311 | 11.4% | - |
| CANAL DEVELOPMENT Ghent | €49,466 | -€1,609 | 84.4% | - |
| L’ENTRE DEUX IMMO Ciney | €47,762 | -€1,684 | 99.9% | - |
These companies have the same main activity as Warmoes Construct: development of residential building projects (NACE 68121). They are comparable in size and age: total assets between €47,800 and €63,300, founded in 2024.
Official details
Source: KBO- Status
- Active since 15-05-2024Normal situation
- Activity
- Development of residential building projectsNACE 68121
- Establishment unit
- 2.359.883.2078870 Izegem, since 15-05-2024
- Financial year end
- 31 March
- Peppol
- Reachable since 19-11-2025
Annual accounts to 31-03-2026
- €961
- €206
- €6,206
- €56,878
- Filing
- Filed on 28-10-2026, 3 days before the end of the filing period
Insights on Warmoes Construct
Warmoes Construct has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €6,206 and a net result of €206.
Its solvency ranks better than 29% of 405 sector peers (NACE 68, financial year 2026). The computed 12-month bankruptcy probability is 0.9% (low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2026
abbreviated format, filed on 28-10-2026, 3 days before the deadline€961
€349
€206
€4,316
10.9%
1.09
Turnover and EBIT margin are not published. The abbreviated format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €4,000. Estimated: probably between €2,000 and €13,000.
Balance sheet
balance sheet total €56,878 on 31-03-2026What the company ownsHow it is paid for
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2026 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
56,878 | |
20 |
1,890 | |
29/58 |
54,988 | |
40/41 |
54,529 | |
40 |
44,913 | |
41 |
9,616 | |
54/58 |
459 | |
| Balance sheet: equity and liabilities | ||
10/49 |
56,878 | |
10/15 |
6,206 | |
10/11 |
6,000 | |
14 |
206 | |
17/49 |
50,672 | |
42/48 |
50,672 | |
44 |
42 | |
440/4 |
42 | |
45 |
69 | |
450/3 |
69 | |
47/48 |
50,561 | |
| Income statement | ||
9900 |
961 | |
630 |
484 | |
640/8 |
128 | |
9901 |
349 | |
75/76B |
0 | |
75 |
0 | |
65/66B |
74 | |
65 |
74 | |
9903 |
275 | |
67/77 |
69 | |
9904 |
206 | |
9905 |
206 | |
| Appropriation of the result | ||
9906 |
206 | |
| Document | ||
The notes to these accounts have 1 item. You find them in the accounts filed with the NBB.
Source: Annual accounts 2026 at the NBB, filed on 28-10-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-03-2026 | abbreviated format | 28-10-2026 | 2026-00570632 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2026 |
|---|---|---|
| 833 | ||
| 690 | ||
| 4,316 | ||
| 10.9% | ||
| 1.09 | ||
| 8.16 | ||
| 3.3% | ||
| 0.4% | ||
| 11.25 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Insights on Warmoes Construct
Debt's share of the balance-sheet total is 89.1%.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles), permanent representative WARMOES Jan Valère Charles
since 15-05-2024
term without a fixed end
listed in the 2026 annual accounts, filed on 28-10-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- “Ingeval er meer dan twee bestuurders zijn, vormen zij een college en beraadslagen zij als een college met gewone meerderheid. - Externe…”deed of 17-05-2024
Permanent representatives 1
WARMOES Jan Valère Charles
Permanent representative, for Wale Construct
appointed by deed of 17-05-2024
Mandates through the years
1 name, the dashed line is todayWale Construct
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- Wale Construct
- Director (not named in the articles), from 15-05-2024 to date
Control
Founder
WARMOES Jan Valère Charles
This company
Warmoes Construct
Equity €6,206
Profit €206 in 2026
Capital
- Contribution
- €6,000
- Shares
- 120
- Contribution per share
- €50
- Equity per share
- €51.72 in 2026
- Source
- deed of 17-05-2024
Articles of association
deed of 17-05-2024 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director“College, als college met gewone meerderheid”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Saturday of September at 19:00
Shareholders
At incorporation
deed of 17-05-2024 ↗
- WARMOES Jan Valère Charles 120 shares (100%) · €6,000 in cash
Network & group
No group
Warmoes Construct has no parent and no holdings in its annual accounts. Wale Construct is the only director. Warmoes Construct shares no director with another company.
At the same address
Blekerijstraat 118, 8870 Izegem · 1 other company| Wale Construct
registered office since 26-02-2020 · founded in 2020 |
total assets €690,126 (2025) 0744.496.279 |
Timeline
Timeline
4 events since 2024Filings
Establishments
202420252026
2026
Annual accounts 2026 filed NBBabbreviated format · 3 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1009379129
2024
IncorporationFounding capital of €6,000, 120 shares · Founder: WARMOES Jan Valère Charles · Appointment: Wale Construct (director) · published on 17-05-20245 points ▸
- Founder, WARMOES Jan Valère Charles
- Founding capital, €6,000, 120 shares
- WARMOES Jan Valère Charles holds all the shares
- Director appointment, Wale Construct (director (not named in the articles))
- Permanent representative, WARMOES Jan Valère Charles
- The deed holds 5 more points.
First establishment Blekerijstraat 118, Izegem
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Identity
- Enterprise number
- 1009.379.129
- VAT number
- BE 1009.379.129
- Peppol ID
- 0208:1009379129
- Other Peppol ID
- 9925:BE1009379129
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 15-05-2024
- Financial year
- ends on 31 March
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Saturday of September at 19:00deed of 17-05-2024 (in Dutch)
- Peppol
- Reachable since 19-11-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- Warmoes Construct in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 17-05-2024 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Blekerijstraat 118, 8870 Izegem”deed of 17-05-2024 (in Dutch)
Activities
NACEBEL 202568121
Development of residential building projects main activity
Codes under NACEBEL 2008
41101
Real estate development main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Het aanleggen,het oordeelkundig uitbouwen en beheren van onroerende goederen en onroerende zakelijke rechten,zoals de aan- en verkoop,de…”deed of 17-05-2024 (in Dutch)
14 activities
- Het aanleggen,het oordeelkundig uitbouwen en beheren van onroerende goederen en onroerende zakelijke rechten,zoals de aan- en verkoop,de bouw,de verbouwing,de binnenhuisinrichting en decoratie,de huur- en verhuur,de ruil,de verkaveling en,in het algemeen,alle verrichtingen,studies en operaties die rechtstreeks of onrechtstreeks betrekking hebben op het beheer of het productief maken van onroerende goederen of onroerende zakelijke rechten.
- De vennootschap mag overgaan tot het verwerven en/of aanhouden van participaties onder welke vorm ook,zowel in België als in het buitenland,in bestaande en nog op te richten vennootschappen en ondernemingen.Zij kan deze participaties beheren,te gelde maken en valoriseren,onder meer door deel te nemen aan het bestuur en het toezicht van de ondernemingen en vennootschappen waarin zij participeert en door ze bijstand te verlenen in hun operationeel beheer.
- De vennootschap kan tevens alle mogelijke vormen van bijstand of ondersteuning op bedrijfseconomisch,commercieel,financieel administratie of technisch vlak verlenen aan ondernemingen,alsook op louter contractuele basis het operationeel beheer ervan waarnemen.
- Zij kan tussenpersoon zijn in de handel in de meest ruime zin van het woord.
- De vennootschap kan overgaan tot de aankoop,het huren en/of leasen van alle apparatuur en begeleidende accommodaties,inclusief gebouwen(en ook de constructie van gebouwen),kortom een volledige materiële infrastructuur om deze ter beschikking te stellen van de bestuurder/aandeelhouder.
- Ook kan de vennootschap in het raam van haar thesauriebeheer,rechtstreeks of via vestigingen in België of in het buitenland,financiële activa verwerven of verkopen,trading en deviezenoperaties uitvoeren en tussenkomen in de overname en plaatsing van aandelen,obligaties en effecten allerhande voor zover als wettelijk toegelaten.
- De vennootschap mag geenszins aan vermogensbeheer of beleggingsadvies doen als bedoeld in artikel 3,ten eerste en ten tweede van de wet van 04 december 1990 op de financiële transacties en de financiële markten en het Koninklijk Besluit over het vermogensbeheer en het beleggingsadvies van 05 augustus 1991.
- De vennootschap kan zowel in België als in het buitenland,zowel voor eigen rekening als voor rekening van derden,alle handelingen verrichten die nodig of dienstig zijn voor de verwezenlijking van,of die in rechtstreeks of onrechtstreeks verband staan met haar doel.
- De vennootschap mag op om het even welke wijze betrokken zijn in zaken,ondernemingen,verenigingen of vennootschappen zowel in België als in het buitenland,die hetzelfde,een gelijkaardig of een verwant doel hebben of waarvan het doel in enig verband met het hare staat.
- Het verstrekken van leningen en voorschotten en het ontvangen van vergoedingen onder eender welke vorm of duur,aan en van alle verbonden ondernemingen of ondernemingen waarin ze een participatie bezit,alsmede het waarborgen van alle verbintenissen van zelfde ondernemingen.
- Deze opsomming is niet limitatief en de termen vermogensbeheer of advies in deze statuten vermeld zijn activiteiten andere dan deze bedoeld door de wet van 06 april 1995 inzake de secundaire markten,het statuut van en het toezicht op de beleggingsondernemingen,de bemiddelaars en de beleggingsadviseurs.Daartoe kan de vennootschap samenwerken met,deelnemen in,of op gelijk welke wijze,rechtstreeks of onrechtstreeks,belangen nemen in andere ondernemingen.
- De vennootschap kan zowel tot waarborg van eigen verbintenissen als tot waarborg van verbintenissen van derden borg stellen,onder meer door haar goederen in hypotheek of in pand te geven,inclusief de eigen handelszaak.
- De vennootschap kan eveneens optreden als bestuurder,volmachtdrager,mandataris of vereffenaar in andere vennootschappen of ondernemingen.
- De vennootschap mag haar voorwerp verwezenlijken zowel in België als in het buitenland,op de wijze die zij het best geschikt acht.De vennootschap mag door middel van inbreng,samensmelting of om het even op welke wijze,deelnemen aan alle ondernemingen,die gelijkaardig,aanvullend of verwant voorwerp nastreven.De algemene vergadering kan het voorwerp van de vennootschap uitleggen,verklaren en uitbreiden,mits zich te schikken naar de wettelijke regels ter zake.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Blekerijstraat 118 registered office 8870 Izegem | 15-05-2024 | 2.359.883.207 |
Buildings and parcels at the address
- Ground area
- 728 m²
- Buildings
- 132 m²
- Volume, LiDAR
- 869 m³
- Tallest building
- 8.8 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 36008C0609/00F000 | 728 m² | 1 · 132 m² | 8.8 m · 2 |
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1009.379.129