Losses
-€5,286 in two years
The 2024 and 2025 financial years closed with a loss. 2025 was the heaviest.
LA1A4
Lifetime
2 annual accounts with figures on one time axispeak -€758 (2024)
-€870▼ €112
lowest -€3,163 (2025)
-€3,163▼ €1,040
peak €57,877 (2024)
€54,714▼ 5.5%
-not published
Board1 name since 2024
1 directorGOBLET Philippe Marie Ghislain
Documentsfilings and deeds
27-03-2026126 days before the deadline
2025micro format
Gross margin from -€758 to -€870Loss of €3,163
Key points
from the 2025 annual accountsStarting capital
€600,000 600 shares
Position in the sector
100.0%
Higher solvency than 95% of companies in real estate. Sector median 28.9% · 17,190 companies.
Turnover not published (micro format)
Checked score
88
Excellent
Financially stronger than 45% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,626 companies (NACE 68, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
07-2025: 0.1%lowest value
08-2025: 0.1%● unchanged vs 07-2025lowest value
09-2025: 0.1%● unchanged vs 08-2025lowest value
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.2%▲ +0.1 percentage points vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026highest value
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.2%● unchanged vs 07-2026
09-2026: 0.2%● unchanged vs 08-2026
10-2026: 0.2%● unchanged vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Founded in 2024
lowers risk
Sector: Real estate activities (NACE 68)
Liquidity: cash €10,008
Equity €54,714 (100.0% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 91% of them on solvency, 40% on liquidity, 14% on profitability and 33% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,145 companies had the same profile as LA1A4 has now. Each dot stands for 6 companies, two years later.
91.7%
were still trading
5.9%
stopped another way
2.2%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of LA1A4 itself is lower: 0.2% within 12 months. It rests on far more data about LA1A4 than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,145 companies, not a prediction for LA1A4. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €4,500 on 30-day terms is acceptable
Cash is 18.3% of total assets. 0% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
2425
2024 to 2025 · latest year -€3,163
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-03-2026, 126 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
126 days early
2024
55 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 91 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- GOBLET Philippe Marie Ghislain 318 sharesdeed of 01-07-2024
- BERTRAND Emmanuelle Marie-Christine Martine Ghislaine 180 sharesdeed of 01-07-2024
- PAQUET Christophe Michel Jean Joseph Armand 102 sharesdeed of 01-07-2024
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1010843136
Incorporation
Founding capital of €600,000, 600 shares, €60,000 paid up · Founders: GOBLET Philippe Marie Ghislain (comparant constituant), BERTRAND Emmanuelle Marie-Christine Martine Ghislaine (comparante constituante) and PAQUET Christophe Michel Jean Joseph Armand (comparant constituant) · Appointment: GOBLET Philippe Marie Ghislain (director) · published on 01-07-2024 · Gazette deed
First establishment
Voie de Comblain 16, Comblain-au-Pont
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| LA1A4 Comblain-au-Pont | €54,714 | -€870 | 100.0% | - |
| Warmoes Construct Izegem | €56,878 | €961 | 10.9% | - |
| Maria Construct Roeselare | €58,703 | -€1,499 | 100.0% | - |
| FD Build Hulshout | €55,836 | -€4,157 | 9.6% | - |
| L’ENTRE DEUX IMMO Ciney | €47,762 | -€1,684 | 99.9% | - |
| CANAL DEVELOPMENT Ghent | €49,466 | -€1,609 | 84.4% | - |
| VILANOVA CONSTRUCT Knokke-Heist | €55,467 | -€15,838 | -36.3% | - |
These companies have the same main activity as LA1A4: development of residential building projects (NACE 68121). They are comparable in size and age: total assets between €47,800 and €58,700, founded in 2024.
Official details
Source: KBO- Status
- Active since 27-06-2024Normal situation
- Activity
- Development of residential building projectsNACE 68121and 1 other
- Establishment unit
- 2.362.984.3364170 Comblain-au-Pont, since 27-06-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 07-12-2025
Annual accounts 2025
- €54,714▼ 14.3%
- Employeeson 31-12-2025
- 0
- Filing
- Filed on 27-03-2026, 126 days before the end of the filing period
Insights on LA1A4
LA1A4 has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €54,714 and a net result of -€3,163.
Its solvency ranks better than 95% of 17,190 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about LA1A4
- What is the company number of LA1A4?
- The company number of LA1A4 is 1010.843.136. The VAT number is the same number with BE in front: BE 1010.843.136.
- Where is LA1A4 based?
- The registered office is at Voie de Comblain 16, 4170 Comblain-au-Pont.Company details
- What does LA1A4 do?
- According to the KBO register, the main activity is development of residential building projects (NACE 68121).
- What is the legal form of LA1A4?
- LA1A4 is a private limited company (BV).
- When was LA1A4 founded?
- LA1A4 was founded on 27-06-2024.
- Is LA1A4 still active?
- Yes, LA1A4 is an active enterprise in the KBO register.
- What is the turnover of LA1A4?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is LA1A4 profitable?
- In financial year 2025, LA1A4 made a loss of €3,163.
- Where can I find the annual accounts of LA1A4?
- LA1A4 filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of LA1A4 due?
- LA1A4 must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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