Equity
-€18,401
Debts exceed assets in financial year 2025.
Wapi Snacking
Overview
Lifetime
2 annual accounts with figures on one time axispeak €137,250 (2025)
€137,250▲ 5.0%
lowest -€27,848 (2025)
-€27,848▼ €36,418
peak €13,620 (2024)
-€18,401▼ €32,022
€194,737▲ 10.5%
Board5 names since 2023
3 directorsDevoet Geoffrey and 2 others
Documentsfilings and deeds
25-08-202625 days late
2025micro format
Loss of €27,8481 director appointed, 2 managers appointed, 1 resignation 31-12Resignation: Isabelle Senelle (director) 23-04Equity from €13,620 to -€18,401Investments €34,087Cash from €11,913 to €4,675
Key points
from the 2025 annual accountsTurnover
≈ €420,000 estimated
The micro format states no turnover.
Debts
€194,737 110% of the balance sheet
Financial debts 35%Suppliers 6%Taxes and wages 4%Other 55%
Of this, €126,284 falls due within a year.
Starting capital
€5,000 100 shares
Board
3 joined · 1 left
Board changed. Latest change 12-12-2025 · 3 in office.
Position in the sector
-€27,848
Lower net result than 90% of companies in food and beverage service. Sector median €4,886 · 17,134 companies.
2025 accounts filed 25 days after the deadline
Checked score
32
Weak
Financially stronger than 12% of micro companies in food and beverage service (NACE 56)
Probability in this band: 4.2% to 15.0%
Bankruptcy probability within 12 months
6.9% Elevated
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.8% across 23,791 companies (NACE 56, micro).
About 7 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
01-2025: 3.9%lowest value
02-2025: 4.0%▲ +0.1 percentage points vs 01-2025
03-2025: 4.1%▲ +0.1 percentage points vs 02-2025
04-2025: 4.5%▲ +0.4 percentage points vs 03-2025
05-2025: 4.5%● unchanged vs 04-2025
06-2025: 4.8%▲ +0.3 percentage points vs 05-2025
07-2025: 5.3%▲ +0.5 percentage points vs 06-2025
08-2025: 5.2%▼ -0.1 percentage points vs 07-2025
09-2025: 6.0%▲ +0.8 percentage points vs 08-2025
10-2025: 6.0%● unchanged vs 09-2025
11-2025: 5.9%▼ -0.1 percentage points vs 10-2025
12-2025: 6.1%▲ +0.2 percentage points vs 11-2025
01-2026: 6.0%▼ -0.1 percentage points vs 12-2025
02-2026: 6.0%● unchanged vs 01-2026
03-2026: 6.0%● unchanged vs 02-2026
04-2026: 6.1%▲ +0.1 percentage points vs 03-2026
05-2026: 6.0%▼ -0.1 percentage points vs 04-2026
06-2026: 5.9%▼ -0.1 percentage points vs 05-2026
07-2026: 6.0%▲ +0.1 percentage points vs 06-2026
08-2026: 6.5%▲ +0.5 percentage points vs 07-2026
09-2026: 6.9%▲ +0.4 percentage points vs 08-2026highest value
10-2026: 6.9%● unchanged vs 09-2026highest value
11-2026: 6.9%● unchanged vs 10-2026highest value
Financial strengthWeak
Score breakdown
raises risk
Sector: Food and beverage service activities (NACE 56)
Founded in 2023
Last filed accounts filed 25 days late; 1 of the last 3 accounts late
Liquidity: current ratio 0.08, cash €4,675, halved
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 22% of them on solvency, 13% on liquidity, 8% on profitability and 4% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 7,639 companies had the same profile as Wapi Snacking has now. Each dot stands for 20 companies, two years later.
84.7%
were still trading
5.6%
stopped another way
8.8%
went bankrupt
Another 0.8% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Wapi Snacking itself: 6.9% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,639 companies, not a prediction for Wapi Snacking. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.08 (0.31 in 2024), below 1. Short-term debt is 71.6% and cash 2.7% of total assets. Equity is negative.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
raises risk
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2425
2024 to 2025 · latest year -€18,401
raises risk · 2025 accounts filed 25 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filingsDeviation from the deadline
2025
25 days late
2024
54 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 40 days after the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- CARDON,Cédric founderdeed of 14-12-2023
- SENELLE,Isabelle founderdeed of 14-12-2023
- DEVOET,Julien founderdeed of 14-12-2023
Recent changes
1 director appointed, 2 managers appointed, 1 resignation
Resignation: CEDRIC CARDON (director) · Appointments: Olivier Menu (director), Devoet Geoffrey (manager) and Devoet Julien (manager) · Director discharge: CEDRIC CARDON (director (not named in the articles)) · General meeting of 12-12-2025 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1003283668
Resignation: Isabelle Senelle (director)
Director discharge: Isabelle Senelle (director (not named in the articles)) · General meeting of 17-03-2025 · Gazette deed
Incorporation
Founding capital of €5,000, 100 shares · Founders: CARDON, Cédric; SENELLE, Isabelle; DEVOET, Julien; and 1 other · Appointments: CARDON, Cédric (director) and SENELLE, Isabelle (director) · published on 14-12-2023 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Wapi Snacking Antoing | €176,336 | €137,250 | -10.4% | - |
| Le Montigny de Sandrine Charleroi | €155,821 | €146,106 | 0.6% | - |
| SNACK IZMIR O.R Saint-Ghislain | €198,428 | €131,876 | 38.5% | - |
| LILI JIN La Louvière | €206,629 | €144,808 | 76.4% | - |
| LE SWITCH Wavre | €178,585 | €135,312 | 21.7% | - |
| PSPARADIS Liège | €182,638 | €137,995 | 17.1% | - |
| DYNAMIXS INVEST Saint-Josse-ten-Noode | €184,151 | €129,435 | 43.0% | - |
These companies have the same main activity as Wapi Snacking: limited-service restaurants, excluding mobile food services (NACE 56112). They are comparable in size and age: total assets between €156,000 and €207,000, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 12-12-2023Normal situation
- Activity
- Limited-service restaurants, excluding mobile food servicesNACE 56112
- Establishment unit
- 2.352.945.3317640 Antoing, since 12-12-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 15-07-2025
Annual accounts 2025
- €137,250▲ 5.0%
- €27,848
- -€18,401
- €176,336▼ 5.0%
- Filing
- Filed on 25-08-2026
Insights on Wapi Snacking
The computed 12-month bankruptcy probability of Wapi Snacking is 6.9% (elevated). The 2025 annual accounts show negative equity (-€18,401) and a net result of -€27,848.
Its solvency ranks better than 22% of 17,158 sector peers (NACE 56, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 25-08-2026, 25 days late€137,250
▲ 5.0%
-€25,258
▼ €46,002
-€27,848
▼ €36,418
-€115,674
▼ €55,280
-10.4%
▼ 17.8 percentage points
0.08
▼ 0.23
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €420,000. Estimated: probably between €310,000 and €530,000.
Balance sheet
balance sheet total €176,336 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
-10.4%
Higher than 22% of 17,158 companies in 2025.
0.08
Lower than 95% of 16,582 companies in 2025.
-15.8%
Higher than 18% of 16,665 companies in 2025.
Wapi Snacking
Middle half of the sector
80% of the sector
Micro accounts in food and beverage service (NACE 56)
Net result: bottom quarter · Equity: bottom quarter · Balance sheet total: middle half · Working capital: bottom quarter
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
176,336 | 185,710 | |
20 |
132,411 | 147,411 | |
21/28 |
33,315 | 11,114 | |
22/27 |
10,515 | 8,314 | |
23 |
10,515 | 8,314 | |
28 |
22,800 | 2,800 | |
29/58 |
10,609 | 27,185 | |
3 |
4,320 | 14,386 | |
30/36 |
4,320 | 14,386 | |
40/41 |
1,592 | 864 | |
40 |
848 | 404 | |
41 |
744 | 460 | |
54/58 |
4,675 | 11,913 | |
490/1 |
22 | 22 | |
| Balance sheet: equity and liabilities | |||
10/49 |
176,336 | 185,710 | |
10/15 |
-18,401 | 13,620 | |
10/11 |
5,050 | 5,050 | |
13 |
4,397 | 8,570 | |
133 |
4,397 | 8,570 | |
14 |
-27,848 | - | |
17/49 |
194,737 | 176,264 | |
17 |
68,453 | 84,510 | |
170/4 |
68,453 | 84,510 | |
42/48 |
126,284 | 87,580 | |
42 |
11,349 | 8,321 | |
44 |
11,175 | 3,018 | |
440/4 |
11,175 | 3,018 | |
45 |
7,062 | 18,834 | |
450/3 |
1,683 | 11,151 | |
454/9 |
5,379 | 7,683 | |
47/48 |
96,698 | 57,407 | |
492/3 |
0 | 5,739 | |
| Income statement | |||
9900 |
137,250 | 130,755 | |
62 |
150,621 | 106,596 | |
630 |
11,886 | 9,103 | |
640/8 |
0 | 50 | |
9901 |
-25,258 | 20,744 | |
75/76B |
20 | 74 | |
75 |
20 | 74 | |
65/66B |
2,610 | 9,000 | |
65 |
2,610 | 9,000 | |
9903 |
-27,848 | 11,818 | |
67/77 |
0 | 3,248 | |
9904 |
-27,848 | 8,570 | |
9905 |
-27,848 | 8,570 | |
| Appropriation of the result | |||
9906 |
-27,848 | 8,570 | |
691/2 |
0 | 8,570 | |
6921 |
0 | 8,570 | |
| Document | |||
The notes to these accounts have 17 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 25-08-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 25 days after the deadline. Filed on 25 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00430034.
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| -13,372 | 29,847 | ||
| -15,962 | 17,673 | ||
| 24,825 | 13,948 | ||
| -7,238 | - | ||
| -115,674 | -60,395 | ||
| -10.4% | 7.3% | ||
| 0.08 | 0.31 | ||
| 0.05 | 0.15 | ||
| - | 12.94 | ||
| - | 62.9% | ||
| -15.8% | 4.6% | ||
| -5.12 | 3.32 |
Debt to equity is not shown because equity is negative. Debt divided by negative equity means nothing.
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 |
|---|---|---|
| Tangible fixed assets | €4,825 | €11,148 |
| Financial fixed assets | €20,000 | €2,800 |
| €11,886 | €9,103 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Insights on Wapi Snacking
The operating result for 2025 is a loss of €25,258, after a profit of €20,744 in 2024.
Equity is negative. Debt (€194,737) exceeds the balance-sheet total (€176,336).
Board & ownership
Board
3 directors, no change since 2025Director (not named in the articles)
appointed by deed of 31-12-2025
term without a fixed end
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Two directors jointlydeed of 14-12-2023
Mandates through the years
5 names, the dashed line is todayDevoet Geoffrey
Manager
Manager
Devoet Julien
Manager
Manager
Olivier Menu
Director (not named in the articles)
Director (not named in the articles)
CEDRIC CARDON
Director (not named in the articles)
Director (not named in the articles)
Isabelle Senelle
Director (not named in the articles)
Director (not named in the articles)
BoardEarlier
Mandates as a list
- Devoet Geoffrey
- Manager, appointed by deed of 31-12-2025, still in office
- Devoet Julien
- Manager, appointed by deed of 31-12-2025, still in office
- Olivier Menu
- Director (not named in the articles), appointed by deed of 31-12-2025, still in office
- CEDRIC CARDON
- Director (not named in the articles), appointed by deed of 14-12-2023, until 12-12-2025
- Isabelle Senelle
- Director (not named in the articles), appointed by deed of 14-12-2023, until 15-03-2025
Control
This company
Wapi Snacking
Equity -€18,401
Loss €27,848 in 2025
Capital
- Contribution
- €5,050
- Shares
- 100
- Contribution per share
- €50.50
- Equity per share
- -€184 in 2025
- Source
- 2025 annual accounts
Articles of association
deed of 14-12-2023 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Friday of June at 18:30
Founders
At incorporation
deed of 14-12-2023 ↗
- CARDON,Cédric founder
- SENELLE,Isabelle founder
- DEVOET,Julien founder
- DEVOET,Geoffrey founder
Network & group
No group
Wapi Snacking has no parent and no holdings in its annual accounts. Wapi Snacking shares no director with another company.
Timeline
Timeline
7 events since 2023Board
Filings
Establishments
2023202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 25 days late
2025
1 director appointed, 2 managers appointed, 1 resignationResignation: CEDRIC CARDON (director) · Appointments: Olivier Menu (director), Devoet Geoffrey (manager) and Devoet Julien (manager) · Director discharge: CEDRIC CARDON (director (not named in the articles)) · General meeting of 12-12-20256 points ▸
- General meeting, 12-12-2025
- Director resignation, CEDRIC CARDON (director (not named in the articles))
- Director discharge, CEDRIC CARDON (director (not named in the articles))
- Director appointment, Olivier Menu (director (not named in the articles))
- Director appointment, Devoet Geoffrey (manager)
- Director appointment, Devoet Julien (manager)
Annual accounts 2024 filed PDFmicro format · 54 days late
Registered in the Peppol Directory Reachable for e-invoices through 0208:1003283668
Resignation: Isabelle Senelle (director)Director discharge: Isabelle Senelle (director (not named in the articles)) · General meeting of 17-03-20253 points ▸
- General meeting, 17-03-2025
- Director resignation, Isabelle Senelle (director (not named in the articles))
- Director discharge, Isabelle Senelle (director (not named in the articles))
2023
IncorporationFounding capital of €5,000, 100 shares · Founders: CARDON, Cédric; SENELLE, Isabelle; DEVOET, Julien; and 1 other · Appointments: CARDON, Cédric (director) and SENELLE, Isabelle (director) · published on 14-12-20239 points ▸
- Founder, CARDON, Cédric
- Founder, SENELLE, Isabelle
- Founder, DEVOET, Julien
- Founder, DEVOET, Geoffrey
- Founding capital, €5,000, 100 shares
- Registered office clause, Place du Préau 6, 7640 Antoing
- Board rule, 2
- Director appointment, CARDON, Cédric (director (not named in the articles))
- Director appointment, SENELLE, Isabelle (director (not named in the articles))
First establishment Place du Préau 6, Antoing
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 1003.283.668
- VAT number
- BE 1003.283.668
- Peppol ID
- 0208:1003283668
- Other Peppol ID
- 9925:BE1003283668
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 12-12-2023
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Friday of June at 18:30deed of 14-12-2023 (in French)
- Peppol
- Reachable since 15-07-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- Wapi Snacking in French
- Abbreviation
- WS in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 14-12-2023 (in French)
- Name clauseThe company operates under this name according to its articles.
- Wapi Snackingdeed of 14-12-2023 (in French)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Région Wallonne”deed of 14-12-2023 (in French)
Activities
NACEBEL 2025VAT activities
56112
Limited-service restaurants, excluding mobile food services main activity
Social security (RSZ) activities
56112
Limited-service restaurants, excluding mobile food services main activity
Codes under NACEBEL 2008
56102
Limited-service restaurants main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “La vente au comptoir ou par téléphone,fax,internet,d’aliments et de boissons à consommer sur place:friteries,échoppe de hot-dogs,etc…”deed of 14-12-2023 (in French)
4 activities
- La vente au comptoir ou par téléphone,fax,internet,d’aliments et de boissons à consommer sur place:friteries,échoppe de hot-dogs,etc.
- L'exploitation de friteries,le commerce de détail,de condiments d'usage et sauces diverses,hotdog,sandwichs,snack,petite restauration,conserves de viandes,saucissons secs et boissons,y compris la vente de boissons alcoolisées ou non,et l’exploitation de toute activité Horeca dans le sens le plus large;
- L’exploitation de tous services de traiteurs et activités annexes telles que la préparation et la vente de plats préparés et accessoires,tant en magasin que la vente ambulante,via food-truck ou livraison à domicile;
- La gestion et le développement,dans son sens le plus large,d’un patrimoine immobilier et mobilier;dans ce cadre,de valoriser ce patrimoine par des actes de gestion et même de disposition s’il échet,tels que:achat,vente,aménagements,entretien,location et leasing,prises de participations dans l’élaboration de projets relatifs à la gestion de patrimoines en général.
Registered office and establishments
1 establishment| Establishment | Since | Unit number | FASFC approval |
|---|---|---|---|
| Place du Préau 6 registered office 7640 Antoing | 12-12-2023 | 2.352.945.331 | Restaurant |
Buildings and parcels at the address
- Ground area
- 102 m²
- Buildings
- 93 m²
- Volume, LiDAR
- 885 m³
- Tallest building
- 11.3 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 57003A0525/00H000 | 102 m² | 1 · 93 m² | 11.3 m · 3 |
Recognitions
Food safety, FASFC
1 siteAntoingunit number 2.352.945.331