PSPARADIS
ActiveThe computed 12-month bankruptcy probability of PSPARADIS is 4.0% (moderate). The 2025 annual accounts show equity of €31k and a net result of €36k. Its solvency ranks better than 37% of 3616 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency17▼-16
Growth78
Stability82
Bankruptcy probability, 12 months
4.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity short (current ratio 0.74 against 0.2 in 2024), and 82.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
17.1%
Return on assets
19.8%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-08-2026, 9 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
9 d late
2024
21 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€31k
2024 · €-4k
2024: €-4k
2024 → 2025
Total assets
€183k▲ 6.9%
2024 · €171k
2024: €171k
2024 → 2025
Net result
€36k
2024 · €-24k
2024: €-24k
2024 → 2025
Working capital
€-18k▲ 67.1%
2024 · €-55k
2024: €-55k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€-4k-€31k
Operating result€-14k-€52k
Net result€-24k-€36k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €52k after a loss of €14k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €182k
Fixed assets
€130k▼ 16.9%
Current assets
€52k▲ 282%
Equity and liabilities €183k
Equity
€31k
Debt
€151k
Debt finances 82.9% of the balance-sheet total.
Key figures and ratios
EBITDA
€78k▲
2024 · €11k
Cash flow
€63k▲
2024 · €914
Solvency
17.1%▲
2024 · -2.4%
Current ratio
0.74▲
2024 · 0.20
Quick ratio
0.71▲
2024 · 0.17
Debt / equity
4.84▲
2024 · -42.97
ROE
115.7%▼
2024 · 591.4%
ROA
19.8%▲
2024 · -14.1%
Interest coverage
8.52▲
2024 · 1.11
Debt
€151k▼
2024 · €175k
Debt ≤ 1 year
€71k▲
2024 · €69k
Debt > 1 year
€81k▼
2024 · €106k
Income taxes
€6k▲
2024 · €187
Staff costs
€57k▲
2024 · €53k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€171k€183k▲
Formation expenses20€1k€506▼
Fixed assets21/28€156k€130k▼
Intangible fixed assets21€4k€3k▼
Tangible fixed assets22/27€152k€127k▼
Plant, machinery and equipment23€6k€4k▼
Furniture and vehicles24€58k€46k▼
Leasing and similar rights25€3k€2k▼
Other tangible fixed assets26€85k€76k▼
Current assets29/58€14k€52k▲
Stocks and contracts in progress3€2k€3k▲
Stocks30/36€2k€3k▲
Amounts receivable within one year40/41€4k€4k▲
Trade receivables40€4k€4k▲
Cash at bank and in hand54/58€4k€39k▲
Deferred charges and accrued income490/1€4k€6k▲
Equity and liabilities
Total equity and liabilities10/49€171k€183k▲
Equity10/15€-4k€31k▲
Contributions10/11€20k€20k=
Outside capital11€20k€20k=
Other1109/19€20k€20k=
Profit (loss) carried forward14€-24k€11k▲
Amounts payable17/49€175k€151k▼
Amounts payable after more than one year17€106k€81k▼
Financial debts170/4€106k€81k▼
Amounts payable within one year42/48€69k€71k▲
Current portion of amounts payable after more than one year42€24k€26k▲
Trade debts44€15k€13k▼
Suppliers440/4€15k€13k▼
Taxes, remuneration and social security45€8k€14k▲
Taxes450/3€3k€8k▲
Remuneration and social security454/9€5k€6k▲
Other amounts payable47/48€22k€18k▼
Income statement
Code20242025
Remuneration, social security and pensions62€53k€57k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€27k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€65k€138k▲
Operating profit (loss)9901€-14k€52k▲
Financial income75/76B€42€14▼
Recurring financial income75€42€14▼
Financial charges65/66B€10k€9k▼
Recurring financial charges65€10k€9k▼
Profit (loss) for the period before taxes9903€-24k€42k▲
Income taxes67/77€187€6k▲
Profit (loss) for the period9904€-24k€36k▲
Profit (loss) for the period to be appropriated9905€-24k€36k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-24k€12k▲
Profit (loss) brought forward from the previous period14P-€-24k
Profit to be distributed694/7-€833
Return on contributions (dividend)694-€833
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 9 days late
2025
31-12
Financial
Back to profitnet €36k
Net result €36k after one loss-making year.
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Paradis 1004000 LiègeGround area
174 m²
Building footprint
103 m²
Volume, LiDAR
270 m³
Parcel 62805B0460/00D005, Wallonia · tallest building 14.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
PSPARADIS
since 20242.352.212.782
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62805B0460/00D005 | Wallonia | 174 m² | 1 · 103 m² | 14.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteLiège2.352.212.782
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SEDEF
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PLANET BUSINESS
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Of 21,621 companies in sector 56112 we hold annual accounts for 9,654. 8,286 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-11-2023
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.